{"id":1450,"date":"2026-05-06T21:19:32","date_gmt":"2026-05-06T16:19:32","guid":{"rendered":"https:\/\/fintech.tsue.uz\/?p=1450"},"modified":"2026-05-06T21:29:00","modified_gmt":"2026-05-06T16:29:00","slug":"%d1%82%d0%b8%d0%b6%d0%be%d1%80%d0%b0%d1%82-%d0%b1%d0%b0%d0%bd%d0%ba%d0%bb%d0%b0%d1%80%d0%b8-%d1%80%d0%b8%d1%81%d0%ba%d0%bb%d0%b0%d1%80%d0%b8%d0%bd%d0%b8-%d0%b1%d0%b0%d2%b3%d0%be%d0%bb%d0%b0%d1%88","status":"publish","type":"post","link":"https:\/\/fintech.tsue.uz\/?p=1450","title":{"rendered":"\u0422\u0418\u0416\u041e\u0420\u0410\u0422 \u0411\u0410\u041d\u041a\u041b\u0410\u0420\u0418 \u0420\u0418\u0421\u041a\u041b\u0410\u0420\u0418\u041d\u0418 \u0411\u0410\u04b2\u041e\u041b\u0410\u0428\u0414\u0410 \u0421\u0422\u0420\u0415\u0421\u0421-\u0422\u0415\u0421\u0422 \u0423\u0421\u0423\u041b\u0418\u0414\u0410\u041d \u0421\u0410\u041c\u0410\u0420\u0410\u041b\u0418 \u0424\u041e\u0419\u0414\u0410\u041b\u0410\u041d\u0418\u0428"},"content":{"rendered":"\n<p class=\"has-large-font-size\"><a href=\"https:\/\/zenodo.org\/search?q=metadata.creators.person_or_org.name:%22%D0%A8%D0%B0%D0%B8%D1%81%D0%BB%D0%B0%D0%BC%D0%BE%D0%B2%D0%B0+%D0%9D%D0%B0%D1%80%D0%B3%D0%B8%D0%B7%D0%B0+%D0%9A%D0%B0%D0%B1%D0%B8%D0%BB%D0%BE%D0%B2%D0%BD%D0%B0%22\">\u0428\u0430\u0438\u0441\u043b\u0430\u043c\u043e\u0432\u0430 \u041d\u0430\u0440\u0433\u0438\u0437\u0430 \u041a\u0430\u0431\u0438\u043b\u043e\u0432\u043d\u0430<\/a>  <\/p>\n\n\n\n<p class=\"has-large-font-size\"><a href=\"https:\/\/doi.org\/10.5281\/zenodo.20056452\">https:\/\/doi.org\/10.5281\/zenodo.20056452<\/a><\/p>\n\n\n\n<p><strong><em>\u0410\u043d\u043d\u043e\u0442\u0430\u0446\u0438\u044f<\/em><\/strong><strong><em>:&nbsp;<\/em><\/strong><em>\u041c\u0430\u0437\u043a\u0443\u0440 \u043c\u0430\u049b\u043e\u043b\u0430\u0434\u0430 \u0442\u0438\u0436\u043e\u0440\u0430\u0442 \u0431\u0430\u043d\u043a\u043b\u0430\u0440\u0438 \u0444\u0430\u043e\u043b\u0438\u044f\u0442\u0438\u0434\u0430 \u0440\u0438\u0441\u043a\u043b\u0430\u0440\u043d\u0438 \u0431\u0430\u04b3\u043e\u043b\u0430\u0448\u0434\u0430 \u0441\u0442\u0440\u0435\u0441\u0441-\u0442\u0435\u0441\u0442 \u0443\u0441\u0443\u043b\u0438\u043d\u0438\u043d\u0433 \u043d\u0430\u0437\u0430\u0440\u0438\u0439 \u0432\u0430 \u0430\u043c\u0430\u043b\u0438\u0439 \u0436\u0438\u04b3\u0430\u0442\u043b\u0430\u0440\u0438 \u043a\u0435\u043d\u0433 \u0442\u0430\u04b3\u043b\u0438\u043b \u049b\u0438\u043b\u0438\u043d\u0433\u0430\u043d. \u0421\u0442\u0440\u0435\u0441\u0441-\u0442\u0435\u0441\u0442\u043b\u0430\u0448\u043d\u0438\u043d\u0433 \u0442\u0443\u0440\u043b\u0430\u0440\u0438,&nbsp;<\/em><em>\u04b3\u0438\u0441\u043e\u0431\u043b\u0430\u0448 \u0442\u0430\u0440\u0442\u0438\u0431\u0438,<\/em><em>&nbsp;\u0430\u0441\u043e\u0441\u0438\u0439 \u0440\u0438\u0441\u043a\u043b\u0430\u0440\u0433\u0430 \u043d\u0438\u0441\u0431\u0430\u0442\u0430\u043d \u049b\u045e\u043b\u043b\u0430\u043d\u0438\u043b\u0438\u0448\u0438 \u04b3\u0430\u043c\u0434\u0430 \u0445\u0430\u043b\u049b\u0430\u0440\u043e \u0430\u043c\u0430\u043b\u0438\u0451\u0442\u0434\u0430\u0433\u0438 \u045e\u0440\u043d\u0438 \u0438\u043b\u043c\u0438\u0439 \u0436\u0438\u04b3\u0430\u0442\u0434\u0430\u043d \u0430\u0441\u043e\u0441\u043b\u0430\u0431 \u0431\u0435\u0440\u0438\u043b\u0433\u0430\u043d. \u0428\u0443\u043d\u0438\u043d\u0433\u0434\u0435\u043a, \u0441\u0442\u0440\u0435\u0441\u0441-\u0442\u0435\u0441\u0442 \u043d\u0430\u0442\u0438\u0436\u0430\u043b\u0430\u0440\u0438\u043d\u0438\u043d\u0433 \u0431\u0430\u043d\u043a \u0431\u0430\u0440\u049b\u0430\u0440\u043e\u0440\u043b\u0438\u0433\u0438\u0433\u0430 \u0442\u0430\u044a\u0441\u0438\u0440\u0438 \u0432\u0430 \u040e\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u043e\u043d \u0431\u0430\u043d\u043a \u0442\u0438\u0437\u0438\u043c\u0438 \u0448\u0430\u0440\u043e\u0438\u0442\u0438\u0434\u0430 \u0443\u043d\u0438 \u0441\u0430\u043c\u0430\u0440\u0430\u043b\u0438 \u0436\u043e\u0440\u0438\u0439 \u044d\u0442\u0438\u0448 \u0439\u045e\u043b\u043b\u0430\u0440\u0438 \u043a\u045e\u0440\u0438\u0431 \u0447\u0438\u049b\u0438\u043b\u0433\u0430\u043d.<\/em><\/p>\n\n\n\n<p><strong><em>\u041a\u0430\u043b\u0438\u0442<\/em><\/strong><strong><em>&nbsp;<\/em><\/strong><strong><em>\u0441\u045e\u0437\u043b\u0430\u0440<\/em><\/strong><strong><em>:&nbsp;<\/em><\/strong><em>\u0441\u0442\u0440\u0435\u0441\u0441<\/em><em>&#8211;<\/em><em>\u0442\u0435\u0441\u0442<\/em><em>,&nbsp;<\/em><em>\u0431\u0430\u043d\u043a<\/em><em>&nbsp;<\/em><em>\u0440\u0438\u0441\u043a\u043b\u0430\u0440\u0438<\/em><em>,&nbsp;<\/em><em>\u043a\u0440\u0435\u0434\u0438\u0442<\/em><em>&nbsp;<\/em><em>\u0440\u0438\u0441\u043a<\/em><em>\u0438<\/em><em>,&nbsp;<\/em><em>\u0444\u043e\u0438\u0437 \u0441\u0442\u0430\u0432\u043a\u0430\u0441\u0438 \u0440\u0438\u0441\u043a\u0438,&nbsp;<\/em><em>\u043b\u0438\u043a\u0432\u0438\u0434\u043b\u0438\u043a<\/em><em>,&nbsp;<\/em><em>\u0441\u0446\u0435\u043d\u0430\u0440\u0438\u0439<\/em><em>\u043b\u0430\u0440<\/em><em>&nbsp;<\/em><em>\u0442\u0430\u04b3\u043b\u0438\u043b<\/em><em>,&nbsp;<\/em><em>\u043a\u0430\u043f\u0438\u0442\u0430\u043b<\/em><em>&nbsp;<\/em><em>\u0435\u0442\u0430\u0440\u043b\u0438\u043b\u0438\u0433\u0438<\/em><em>,&nbsp;<\/em><em>\u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439<\/em><em>&nbsp;<\/em><em>\u0431\u0430\u0440\u049b\u0430\u0440\u043e\u0440\u043b\u0438\u043a<\/em><em>, \u0436\u0430\u04b3\u043e\u043d \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439-\u0438\u049b\u0442\u0438\u0441\u043e\u0434\u0438\u0439 \u0438\u043d\u049b\u0438\u0440\u043e\u0437\u0438, \u0445\u0430\u043b\u049b\u0430\u0440\u043e \u0442\u0430\u0448\u043a\u0438\u043b\u043e\u0442\u043b\u0430\u0440, \u041c\u0430\u0440\u043a\u0430\u0437\u0438\u0439 \u0431\u0430\u043d\u043a<\/em><em>.<\/em><\/p>\n\n\n\n<p><strong><em>\u0410\u043d\u043d\u043e\u0442\u0430\u0446\u0438\u044f:<\/em><\/strong><em>&nbsp;\u0412 \u0434\u0430\u043d\u043d\u043e\u0439 \u0441\u0442\u0430\u0442\u044c\u0435 \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043b\u0435\u043d \u0432\u0441\u0435\u0441\u0442\u043e\u0440\u043e\u043d\u043d\u0438\u0439 \u0430\u043d\u0430\u043b\u0438\u0437 \u0442\u0435\u043e\u0440\u0435\u0442\u0438\u0447\u0435\u0441\u043a\u0438\u0445 \u0438 \u043f\u0440\u0430\u043a\u0442\u0438\u0447\u0435\u0441\u043a\u0438\u0445 \u0430\u0441\u043f\u0435\u043a\u0442\u043e\u0432 \u043c\u0435\u0442\u043e\u0434\u0430 \u0441\u0442\u0440\u0435\u0441\u0441-\u0442\u0435\u0441\u0442\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f \u043f\u0440\u0438 \u043e\u0446\u0435\u043d\u043a\u0435 \u0440\u0438\u0441\u043a\u043e\u0432 \u0432 \u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u0438 \u043a\u043e\u043c\u043c\u0435\u0440\u0447\u0435\u0441\u043a\u0438\u0445 \u0431\u0430\u043d\u043a\u043e\u0432. \u041d\u0430\u0443\u0447\u043d\u043e \u043e\u0431\u043e\u0441\u043d\u043e\u0432\u0430\u043d\u044b \u0432\u0438\u0434\u044b \u0441\u0442\u0440\u0435\u0441\u0441-\u0442\u0435\u0441\u0442\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f,&nbsp;<\/em><em>\u043f\u043e\u0440\u044f\u0434\u043e\u043a \u0440\u0430\u0441\u0447\u0451\u0442\u0430<\/em><em>, \u043f\u0440\u0438\u043c\u0435\u043d\u0435\u043d\u0438\u0435 \u043a \u043e\u0441\u043d\u043e\u0432\u043d\u044b\u043c \u0440\u0438\u0441\u043a\u0430\u043c \u0438 \u0435\u0433\u043e \u0440\u043e\u043b\u044c \u0432 \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u043e\u0439 \u043f\u0440\u0430\u043a\u0442\u0438\u043a\u0435. \u0422\u0430\u043a\u0436\u0435 \u0440\u0430\u0441\u0441\u043c\u043e\u0442\u0440\u0435\u043d\u043e \u0432\u043b\u0438\u044f\u043d\u0438\u0435 \u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442\u043e\u0432 \u0441\u0442\u0440\u0435\u0441\u0441-\u0442\u0435\u0441\u0442\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f \u043d\u0430 \u0441\u0442\u0430\u0431\u0438\u043b\u044c\u043d\u043e\u0441\u0442\u044c \u0431\u0430\u043d\u043a\u0430 \u0438 \u043f\u0443\u0442\u0438 \u0435\u0433\u043e \u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u043e\u0433\u043e \u043f\u0440\u0438\u043c\u0435\u043d\u0435\u043d\u0438\u044f \u0432 \u0443\u0441\u043b\u043e\u0432\u0438\u044f\u0445 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0439 \u0441\u0438\u0441\u0442\u0435\u043c\u044b \u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d\u0430.<\/em><\/p>\n\n\n\n<p><strong><em>\u041a\u043b\u044e\u0447\u0435\u0432\u044b\u0435 \u0441\u043b\u043e\u0432\u0430:<\/em><\/strong><em>&nbsp;\u0441\u0442\u0440\u0435\u0441\u0441-\u0442\u0435\u0441\u0442\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435, \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u0435 \u0440\u0438\u0441\u043a\u0438, \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u044b\u0439 \u0440\u0438\u0441\u043a, \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u044b\u0439 \u0440\u0438\u0441\u043a, \u043b\u0438\u043a\u0432\u0438\u0434\u043d\u043e\u0441\u0442\u044c, \u0441\u0446\u0435\u043d\u0430\u0440\u043d\u044b\u0439 \u0430\u043d\u0430\u043b\u0438\u0437, \u0434\u043e\u0441\u0442\u0430\u0442\u043e\u0447\u043d\u043e\u0441\u0442\u044c \u043a\u0430\u043f\u0438\u0442\u0430\u043b\u0430, \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u0430\u044f \u0441\u0442\u0430\u0431\u0438\u043b\u044c\u043d\u043e\u0441\u0442\u044c, \u0433\u043b\u043e\u0431\u0430\u043b\u044c\u043d\u044b\u0439 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e-\u044d\u043a\u043e\u043d\u043e\u043c\u0438\u0447\u0435\u0441\u043a\u0438\u0439 \u043a\u0440\u0438\u0437\u0438\u0441, \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u044b\u0435 \u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446\u0438\u0438,&nbsp;<\/em><em>\u0426<\/em><em>\u0435\u043d\u0442\u0440\u0430\u043b\u044c\u043d\u044b\u0439 \u0431\u0430\u043d\u043a.<\/em><\/p>\n\n\n\n<p><strong><em>Abstract:<\/em><\/strong><em>&nbsp;<\/em><em>This article presents a comprehensive analysis of the theoretical and practical aspects of stress testing in assessing risks in commercial banks. It provides a scientifically substantiated explanation of stress testing types, methodology, application to key risks, and its role in international practice. It also examines the impact of stress testing results on bank stability and ways to effectively apply it in the Uzbek banking system.<\/em><\/p>\n\n\n\n<p><strong><em>Keywords:<\/em><\/strong><em>&nbsp;stress testing, banking risks, credit risk, interest rate risk, liquidity, scenario analysis, capital adequacy, financial stability, global financial and economic crisis, international organizations, Central Bank.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Citation<\/h2>\n\n\n\n<p>\u0428\u0430\u0438\u0441\u043b\u0430\u043c\u043e\u0432\u0430 \u041d\u0430\u0440\u0433\u0438\u0437\u0430 \u041a\u0430\u0431\u0438\u043b\u043e\u0432\u043d\u0430. (2026). \u0422\u0418\u0416\u041e\u0420\u0410\u0422 \u0411\u0410\u041d\u041a\u041b\u0410\u0420\u0418 \u0420\u0418\u0421\u041a\u041b\u0410\u0420\u0418\u041d\u0418 \u0411\u0410\u04b2\u041e\u041b\u0410\u0428\u0414\u0410 \u0421\u0422\u0420\u0415\u0421\u0421-\u0422\u0415\u0421\u0422 \u0423\u0421\u0423\u041b\u0418\u0414\u0410\u041d \u0421\u0410\u041c\u0410\u0420\u0410\u041b\u0418 \u0424\u041e\u0419\u0414\u0410\u041b\u0410\u041d\u0418\u0428. &laquo;moliyaviy texnologiyalar&raquo; ilmiy elektron jurnali, 5(3), 1.&nbsp;<a href=\"https:\/\/doi.org\/10.5281\/zenodo.20056452\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/doi.org\/10.5281\/zenodo.20056452<\/a><\/p>\n\n\n\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" data=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2026\/05\/1.-\u0428\u0430\u0438\u0441\u043b\u0430\u043c\u043e\u0432\u0430-\u041d\u0430\u0440\u0433\u0438\u0437\u0430-\u041a\u0430\u0431\u0438\u043b\u043e\u0432\u043d\u0430.pdf\" type=\"application\/pdf\" style=\"width:100%;height:600px\" aria-label=\"Embed of 1. \u0428\u0430\u0438\u0441\u043b\u0430\u043c\u043e\u0432\u0430 \u041d\u0430\u0440\u0433\u0438\u0437\u0430 \u041a\u0430\u0431\u0438\u043b\u043e\u0432\u043d\u0430.\"><\/object><a id=\"wp-block-file--media-c3fe6f2c-30f6-4337-b711-7dd85c78f246\" href=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2026\/05\/1.-\u0428\u0430\u0438\u0441\u043b\u0430\u043c\u043e\u0432\u0430-\u041d\u0430\u0440\u0433\u0438\u0437\u0430-\u041a\u0430\u0431\u0438\u043b\u043e\u0432\u043d\u0430.pdf\">1. \u0428\u0430\u0438\u0441\u043b\u0430\u043c\u043e\u0432\u0430 \u041d\u0430\u0440\u0433\u0438\u0437\u0430 \u041a\u0430\u0431\u0438\u043b\u043e\u0432\u043d\u0430<\/a><a href=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2026\/05\/1.-\u0428\u0430\u0438\u0441\u043b\u0430\u043c\u043e\u0432\u0430-\u041d\u0430\u0440\u0433\u0438\u0437\u0430-\u041a\u0430\u0431\u0438\u043b\u043e\u0432\u043d\u0430.pdf\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-c3fe6f2c-30f6-4337-b711-7dd85c78f246\">Download<\/a><\/div>\n\n\n\n<p><strong>The list of literature<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0414.\u200a\u0421. \u0411\u0438\u0434\u0436\u043e\u044f\u043d \u0421\u0442\u0440\u0435\u0441\u0441-\u0442\u0435\u0441\u0442\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435 \u043a\u0430\u043a \u0438\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442 \u043e\u0446\u0435\u043d\u043a\u0438 \u0440\u0438\u0441\u043a\u043e\u0432 \u0431\u0430\u043d\u043a\u043e\u0432: \u043e\u0431\u0437\u043e\u0440 \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u043e\u0439 \u043f\u0440\u0430\u043a\u0442\u0438\u043a\u0438, \u043c\u0435\u0442\u043e\u0434\u043e\u0432 \u0438 \u043c\u0435\u0442\u043e\u0434\u043e\u043b\u043e\u0433\u0438\u0438. \u042d\u041d\u0421\u0420 \u2116 4 (91) 2020. <a href=\"https:\/\/publications.hse.ru\/pubs\/share\/direct\/431804841.pdf\">https:\/\/publications.hse.ru\/pubs\/share\/direct\/431804841.pdf<\/a> <\/li>\n\n\n\n<li>Hassani, Bertrand K. Scenario Analysis in Risk Management. Published by Springer International Publishing, October 26, 2016. DOI: 10.1007\/978-3-319-25056-4. ISBN: 978-3-31-925054-0, 978-3-31-925056-4. XIII, pp. 162. <a href=\"https:\/\/link.springer.com\/book\/10.1007\/978-3-319-25056-4\">https:\/\/link.springer.com\/book\/10.1007\/978-3-319-25056-4<\/a>\u00a0<\/li>\n\n\n\n<li>Bank of International Settlement (2000). Stress testing by large financial institutions: current practice and aggregation issues. <a href=\"https:\/\/www.bis.org\/publ\/cgfs14.htm\">https:\/\/www.bis.org\/publ\/cgfs14.htm<\/a> \u00a0<\/li>\n\n\n\n<li>Blaschke W., Jones T., Magnoni G., Peria S.-M. (2001). Stress-testing of financial systems: an overview of issues, methodologies, and FSAP experience. IMF Working Paper. WP\/01\/88. <a href=\"https:\/\/www.imf.org\/-\/media\/websites\/imf\/imported-full-text-pdf\/external\/pubs\/ft\/wp\/2001\/_wp0188.pdf\">https:\/\/www.imf.org\/-\/media\/websites\/imf\/imported-full-text-pdf\/external\/pubs\/ft\/wp\/2001\/_wp0188.pdf<\/a><\/li>\n\n\n\n<li>Demekas D. (2015). Designing effective macroprudential stress tests: progress so far and the way forward. IMF Working paper WP\/15\/146. <a href=\"https:\/\/www.imf.org\/external\/pubs\/ft\/wp\/2015\/wp15146.pdf\">https:\/\/www.imf.org\/external\/pubs\/ft\/wp\/2015\/wp15146.pdf<\/a><\/li>\n\n\n\n<li>\u0411\u0430\u0440\u0447\u0430 \u043a\u0435\u0440\u0430\u043a\u043b\u0438 \u043c\u0430\u044a\u043b\u0443\u043c\u043e\u0442\u043b\u0430\u0440 \u0410\u049a\u0428\u043d\u0438\u043d\u0433 \u0424\u0420\u0422 \u0441\u0430\u0439\u0442\u0438\u0434\u0430 \u0431\u0435\u0440\u0438\u043b\u0433\u0430\u043d: <a href=\"https:\/\/www.federalreserve.gov\/%20supervisionreg\/stress-tests-capital-planning.htm\">https:\/\/www.federalreserve.gov\/%20supervisionreg\/stress-tests-capital-planning.htm<\/a><\/li>\n\n\n\n<li>\u00a0ECB Guide to the internal liquidity adequacy assessment process (ILAAP) <a href=\"https:\/\/www.bankingsupervision.europa.eu\/framework\/legal-framework\/public-consultations\/pdf\/icaap_ilaap\/ssm.ilaap_guide_201803.ns.pdf\">https:\/\/www.bankingsupervision.europa.eu\/framework\/legal-framework\/public-consultations\/pdf\/icaap_ilaap\/ssm.ilaap_guide_201803.ns.pdf<\/a><\/li>\n\n\n\n<li>Jobst A.A., Lian Ong Li, Schmieder C. (2017). Macro-prudential liquidity stress testing in FSAPs for systematically important financial systems. IMF Working Paper, WP\/17\/102. <a href=\"https:\/\/www.imf.org\/-\/media\/files\/publications\/wp\/2017\/wp17102.pdf#:~:text=This%20paper%20provides%20a%20conceptual%20overview%20of%20liquidity,important%20financial%20sectors%20over%20the%20last%20six%20years\">https:\/\/www.imf.org\/-\/media\/files\/publications\/wp\/2017\/wp17102.pdf#:~:text=This%20paper%20provides%20a%20conceptual%20overview%20of%20liquidity,important%20financial%20sectors%20over%20the%20last%20six%20years<\/a>.<\/li>\n\n\n\n<li>\u0428\u043e\u0434\u043c\u043e\u043d\u043e\u0432 \u0428., \u0410\u043b\u0438\u043c\u043e\u0432 \u0420., \u0416\u045e\u0440\u0430\u0435\u0432 \u0422. \u0418\u049b\u0442\u0438\u0441\u043e\u0434\u0438\u0451\u0442 \u043d\u0430\u0437\u0430\u0440\u0438\u044f\u0441\u0438. \u0422.: \u201c\u041c\u043e\u043b\u0438\u044f\u201d. 2002 \u0439. \u0411. -416.<\/li>\n\n\n\n<li>Tojiboeva Nilufar Baxodirjon qizi. THE IMPORTANCE OF STRESS TESTING FOR CAPITAL ADEQUANCY MANAGEMENT IN COMMERCIAL BANKS. (2025). Multidisciplinary Journal of Science and Technology, 5(5), 727-731. <a href=\"https:\/\/www.mjstjournal.com\/index.php\/mjst\/article\/view\/3538\">https:\/\/www.mjstjournal.com\/index.php\/mjst\/article\/view\/3538<\/a><\/li>\n\n\n\n<li>Kulliev Istam Yangimurodovich, Komilov Niyozbek Suratbekovich. (2025). THE IMPORTANCE OF STRESS TESTING AND ITS IMPLEMENTATION IN COMMERCIAL BANKS OF THE REPUBLIC OF UZBEKISTAN. International Journal of Economic Perspectives, 19(1), 86\u201393. Retrieved from <a href=\"https:\/\/ijeponline.com\/index.php\/journal\/article\/view\/1019\">https:\/\/ijeponline.com\/index.php\/journal\/article\/view\/1019<\/a><\/li>\n\n\n\n<li>Mamatov Bakhromjon THE IMPORTANCE OF STRESS TESTING AND ITS IMPLEMENTATION IN COMMERCIAL BANKS OF THE REPUBLIC OF UZBEKISTAN Vol. 3 No. 2 (2025): INTERNATIONAL JOURNAL OF SCIENCE. <a href=\"https:\/\/worldlyjournals.com\/index.php\/IJS\/article\/view\/15333\/19402\">https:\/\/worldlyjournals.com\/index.php\/IJS\/article\/view\/15333\/19402<\/a>\u00a0<\/li>\n\n\n\n<li>\u0427\u0442\u043e \u0442\u0430\u043a\u043e\u0435 \u0441\u0442\u0440\u0435\u0441\u0441-\u0442\u0435\u0441\u0442\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435. <a href=\"https:\/\/cbr.ru\/finstab\/stress_testing\/chto-takoe-stress-testirovanie\/what_is_stress_testing\/\">https:\/\/cbr.ru\/finstab\/stress_testing\/chto-takoe-stress-testirovanie\/what_is_stress_testing\/<\/a><\/li>\n\n\n\n<li>Acharya V., Engle R., Pierret D. (2014). Testing macro-prudential stress tests: The risk of regulatory risk weights. Journal of Monetary Economics, no. 65, pp. 36\u201353. <a href=\"https:\/\/www.nber.org\/papers\/w18968\">https:\/\/www.nber.org\/papers\/w18968<\/a><\/li>\n\n\n\n<li>Dent K., Segoviano M., Westwood B. (2016). Stress test-ing of banks: an introduction. Bank of England Quarterly Bulletin Q3, pp. 130\u2013143. <a href=\"https:\/\/www.bankofengland.co.uk\/quarterly-bulletin\/2016\/q3\/stress-testing-of-banks-an-introduction\">https:\/\/www.bankofengland.co.uk\/quarterly-bulletin\/2016\/q3\/stress-testing-of-banks-an-introduction<\/a> .<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>\u0428\u0430\u0438\u0441\u043b\u0430\u043c\u043e\u0432\u0430 \u041d\u0430\u0440\u0433\u0438\u0437\u0430 \u041a\u0430\u0431\u0438\u043b\u043e\u0432\u043d\u0430 https:\/\/doi.org\/10.5281\/zenodo.20056452 \u0410\u043d\u043d\u043e\u0442\u0430\u0446\u0438\u044f:&nbsp;\u041c\u0430\u0437\u043a\u0443\u0440 \u043c\u0430\u049b\u043e\u043b\u0430\u0434\u0430 \u0442\u0438\u0436\u043e\u0440\u0430\u0442 \u0431\u0430\u043d\u043a\u043b\u0430\u0440\u0438 \u0444\u0430\u043e\u043b\u0438\u044f\u0442\u0438\u0434\u0430 \u0440\u0438\u0441\u043a\u043b\u0430\u0440\u043d\u0438 \u0431\u0430\u04b3\u043e\u043b\u0430\u0448\u0434\u0430 \u0441\u0442\u0440\u0435\u0441\u0441-\u0442\u0435\u0441\u0442 \u0443\u0441\u0443\u043b\u0438\u043d\u0438\u043d\u0433 \u043d\u0430\u0437\u0430\u0440\u0438\u0439 \u0432\u0430 \u0430\u043c\u0430\u043b\u0438\u0439 \u0436\u0438\u04b3\u0430\u0442\u043b\u0430\u0440\u0438 \u043a\u0435\u043d\u0433 \u0442\u0430\u04b3\u043b\u0438\u043b \u049b\u0438\u043b\u0438\u043d\u0433\u0430\u043d. \u0421\u0442\u0440\u0435\u0441\u0441-\u0442\u0435\u0441\u0442\u043b\u0430\u0448\u043d\u0438\u043d\u0433 \u0442\u0443\u0440\u043b\u0430\u0440\u0438,&nbsp;\u04b3\u0438\u0441\u043e\u0431\u043b\u0430\u0448 \u0442\u0430\u0440\u0442\u0438\u0431\u0438,&nbsp;\u0430\u0441\u043e\u0441\u0438\u0439 \u0440\u0438\u0441\u043a\u043b\u0430\u0440\u0433\u0430 \u043d\u0438\u0441\u0431\u0430\u0442\u0430\u043d \u049b\u045e\u043b\u043b\u0430\u043d\u0438\u043b\u0438\u0448\u0438 \u04b3\u0430\u043c\u0434\u0430 \u0445\u0430\u043b\u049b\u0430\u0440\u043e \u0430\u043c\u0430\u043b\u0438\u0451\u0442\u0434\u0430\u0433\u0438 \u045e\u0440\u043d\u0438 \u0438\u043b\u043c\u0438\u0439 \u0436\u0438\u04b3\u0430\u0442\u0434\u0430\u043d \u0430\u0441\u043e\u0441\u043b\u0430\u0431&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1450","post","type-post","status-publish","format-standard","hentry","category-bolimsiz"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - 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