{"id":1626,"date":"2026-06-25T22:33:35","date_gmt":"2026-06-25T17:33:35","guid":{"rendered":"https:\/\/fintech.tsue.uz\/?p=1626"},"modified":"2026-06-25T22:33:36","modified_gmt":"2026-06-25T17:33:36","slug":"rivojlangan-sugurta-kompaniyalarining-moliyaviy-holati-va-samaradorlik-korsatkichlari-tahlili","status":"publish","type":"post","link":"https:\/\/fintech.tsue.uz\/?p=1626","title":{"rendered":"RIVOJLANGAN SUG\u2018URTA KOMPANIYALARINING MOLIYAVIY HOLATI VA SAMARADORLIK KO\u2018RSATKICHLARI TAHLILI"},"content":{"rendered":"\n<p><strong>Alimov Baxodir Batirovich<\/strong><\/p>\n\n\n\n<p><em>O\u02bbzbekiston Respublikasi Vazirlar Mahkamasi<\/em><\/p>\n\n\n\n<p><em>huzuridagi Biznes va tadbirkorlik oliy maktabining<\/em><\/p>\n\n\n\n<p><em>\u201cLoyiha boshqaruvi\u201d kafedrasi professori v.b., PhD<\/em><\/p>\n\n\n\n<p><em>E-mail: bakhodir.alimov.84@gmail.com<\/em><\/p>\n\n\n\n<p><em>ORCID: 0009-0001-7356-3192<\/em><\/p>\n\n\n\n<p><strong><em>Annotatsiya. <\/em><\/strong><em>Mazkur ilmiy maqolada rivojlangan davlatlarning yirik sug\u2018urta kompaniyalarining moliyaviy holati va samaradorlik ko\u2018rsatkichlari tahlil qilingan. Tadqiqot davomida sug\u2018urta kompaniyalarining umumiy daromadi, sof aktivlari, sug\u2018urta to\u2018lovlari, xususiy kapitali, majburiyatlari hamda rentabellik ko\u2018rsatkichlari (ROE va ROA) o\u2018rganildi. Tahlil natijalariga ko\u2018ra, AQSh, Germaniya, Fransiya va Xitoy sug\u2018urta kompaniyalari global bozorda yetakchi mavqega ega ekanligi aniqlandi. Shuningdek, sug\u2018urta kompaniyalarining moliyaviy barqarorligi va to\u2018lov qobiliyati darajasi ularning uzoq muddatli raqobatbardoshligini ta\u2019minlovchi asosiy omillardan biri ekanligi asoslab berildi. Tadqiqot yakunida O\u2018zbekiston sug\u2018urta bozori uchun xalqaro tajriba asosida amaliy tavsiyalar ishlab chiqildi.<\/em><\/p>\n\n\n\n<p><strong><em>Kalit so\u2018zlar:<\/em><\/strong><em> sug\u2018urta kompaniyasi, moliyaviy samaradorlik, ROE, ROA, sug\u2018urta bozori, to\u2018lov qobiliyati, aktivlar, majburiyatlar, moliyaviy barqarorlik, sug\u2018urta mukofoti.<\/em><\/p>\n\n\n\n<p><strong>\u0410\u041d\u0410\u041b\u0418\u0417 \u0424\u0418\u041d\u0410\u041d\u0421\u041e\u0412\u041e\u0413\u041e \u0421\u041e\u0421\u0422\u041e\u042f\u041d\u0418\u042f \u0418 \u041f\u041e\u041a\u0410\u0417\u0410\u0422\u0415\u041b\u0415\u0419 \u042d\u0424\u0424\u0415\u041a\u0422\u0418\u0412\u041d\u041e\u0421\u0422\u0418 \u0420\u0410\u0417\u0412\u0418\u0422\u042b\u0425 \u0421\u0422\u0420\u0410\u0425\u041e\u0412\u042b\u0425 \u041a\u041e\u041c\u041f\u0410\u041d\u0418\u0419<\/strong><\/p>\n\n\n\n<p><strong>\u0410\u043b\u0438\u043c\u043e\u0432 \u0411\u0430\u0445\u043e\u0434\u0438\u0440 \u0411\u0430\u0442\u0438\u0440\u043e\u0432\u0438\u0447<\/strong><\/p>\n\n\n\n<p><em>\u0434\u043e\u043a\u0442\u043e\u0440 \u0444\u0438\u043b\u043e\u0441\u043e\u0444\u0438\u0438 (PhD) \u043f\u043e \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u0447\u0435\u0441\u043a\u0438\u043c \u043d\u0430\u0443\u043a\u0430\u043c<\/em><\/p>\n\n\n\n<p><em>\u043f\u0440\u043e\u0444\u0435\u0441\u0441\u043e\u0440 \u043a\u0430\u0444\u0435\u0434\u0440\u0430 \u201c\u0423\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u044f \u043f\u0440\u043e\u0435\u043a\u0442\u0430\u043c\u0438\u201d<\/em><\/p>\n\n\n\n<p><em>\u0412\u044b\u0441\u0448\u0430\u044f \u0448\u043a\u043e\u043b\u0430 \u0431\u0438\u0437\u043d\u0435\u0441\u0430 \u0438 \u043f\u0440\u0435\u0434\u043f\u0440\u0438\u043d\u0438\u043c\u0430\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0430 \u043f\u0440\u0438<\/em><\/p>\n\n\n\n<p><em>\u041a\u0430\u0431\u0438\u043d\u0435\u0442\u0435 \u041c\u0438\u043d\u0438\u0441\u0442\u0440\u043e\u0432 \u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0438 \u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d<\/em><\/p>\n\n\n\n<p><em>E-mail: bakhodir.alimov.84@gmail.com<\/em><\/p>\n\n\n\n<p><em>ORCID: 0009-0001-7356-3192<\/em><\/p>\n\n\n\n<p><strong><em>\u0410\u043d\u043d\u043e\u0442\u0430\u0446\u0438\u044f. <\/em><\/strong><em>\u0412 \u0434\u0430\u043d\u043d\u043e\u0439 \u043d\u0430\u0443\u0447\u043d\u043e\u0439 \u0441\u0442\u0430\u0442\u044c\u0435 \u043f\u0440\u043e\u0430\u043d\u0430\u043b\u0438\u0437\u0438\u0440\u043e\u0432\u0430\u043d\u044b \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0435 \u0441\u043e\u0441\u0442\u043e\u044f\u043d\u0438\u0435 \u0438 \u043f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u0438 \u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u043e\u0441\u0442\u0438 \u043a\u0440\u0443\u043f\u043d\u044b\u0445 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u044b\u0445 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0439 \u0440\u0430\u0437\u0432\u0438\u0442\u044b\u0445 \u0441\u0442\u0440\u0430\u043d. \u0412 \u0445\u043e\u0434\u0435 \u0438\u0441\u0441\u043b\u0435\u0434\u043e\u0432\u0430\u043d\u0438\u044f \u0431\u044b\u043b\u0438 \u0438\u0437\u0443\u0447\u0435\u043d\u044b \u043e\u0431\u0449\u0438\u0439 \u0434\u043e\u0445\u043e\u0434, \u0447\u0438\u0441\u0442\u044b\u0435 \u0430\u043a\u0442\u0438\u0432\u044b, \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u044b\u0435 \u0432\u044b\u043f\u043b\u0430\u0442\u044b, \u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u0439 \u043a\u0430\u043f\u0438\u0442\u0430\u043b, \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0430, \u0430 \u0442\u0430\u043a\u0436\u0435 \u043f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u0438 \u0440\u0435\u043d\u0442\u0430\u0431\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u0438 (ROE \u0438 ROA) \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u044b\u0445 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0439. \u041f\u043e \u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442\u0430\u043c \u0430\u043d\u0430\u043b\u0438\u0437\u0430 \u0443\u0441\u0442\u0430\u043d\u043e\u0432\u043b\u0435\u043d\u043e, \u0447\u0442\u043e \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u044b\u0435 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u0421\u0428\u0410, \u0413\u0435\u0440\u043c\u0430\u043d\u0438\u0438, \u0424\u0440\u0430\u043d\u0446\u0438\u0438 \u0438 \u041a\u0438\u0442\u0430\u044f \u0437\u0430\u043d\u0438\u043c\u0430\u044e\u0442 \u0432\u0435\u0434\u0443\u0449\u0438\u0435 \u043f\u043e\u0437\u0438\u0446\u0438\u0438 \u043d\u0430 \u043c\u0438\u0440\u043e\u0432\u043e\u043c \u0440\u044b\u043d\u043a\u0435. \u0422\u0430\u043a\u0436\u0435 \u043e\u0431\u043e\u0441\u043d\u043e\u0432\u0430\u043d\u043e, \u0447\u0442\u043e \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u0430\u044f \u0443\u0441\u0442\u043e\u0439\u0447\u0438\u0432\u043e\u0441\u0442\u044c \u0438 \u0443\u0440\u043e\u0432\u0435\u043d\u044c \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0441\u043f\u043e\u0441\u043e\u0431\u043d\u043e\u0441\u0442\u0438 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u044b\u0445 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0439 \u044f\u0432\u043b\u044f\u044e\u0442\u0441\u044f \u043e\u0434\u043d\u0438\u043c\u0438 \u0438\u0437 \u043a\u043b\u044e\u0447\u0435\u0432\u044b\u0445 \u0444\u0430\u043a\u0442\u043e\u0440\u043e\u0432 \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0435\u043d\u0438\u044f \u0438\u0445 \u0434\u043e\u043b\u0433\u043e\u0441\u0440\u043e\u0447\u043d\u043e\u0439 \u043a\u043e\u043d\u043a\u0443\u0440\u0435\u043d\u0442\u043e\u0441\u043f\u043e\u0441\u043e\u0431\u043d\u043e\u0441\u0442\u0438. \u041f\u043e \u0438\u0442\u043e\u0433\u0430\u043c \u0438\u0441\u0441\u043b\u0435\u0434\u043e\u0432\u0430\u043d\u0438\u044f \u0440\u0430\u0437\u0440\u0430\u0431\u043e\u0442\u0430\u043d\u044b \u043f\u0440\u0430\u043a\u0442\u0438\u0447\u0435\u0441\u043a\u0438\u0435 \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0438\u0438 \u0434\u043b\u044f \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u0433\u043e \u0440\u044b\u043d\u043a\u0430 \u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d\u0430 \u043d\u0430 \u043e\u0441\u043d\u043e\u0432\u0435 \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u043e\u0433\u043e \u043e\u043f\u044b\u0442\u0430.<\/em><\/p>\n\n\n\n<p><strong><em>\u041a\u043b\u044e\u0447\u0435\u0432\u044b\u0435 \u0441\u043b\u043e\u0432\u0430:<\/em><\/strong><em> \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u044f \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f, \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u0430\u044f \u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u043e\u0441\u0442\u044c, ROE, ROA, \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u0439 \u0440\u044b\u043d\u043e\u043a, \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0441\u043f\u043e\u0441\u043e\u0431\u043d\u043e\u0441\u0442\u044c, \u0430\u043a\u0442\u0438\u0432\u044b, \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0430, \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u0430\u044f \u0443\u0441\u0442\u043e\u0439\u0447\u0438\u0432\u043e\u0441\u0442\u044c, \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u044f \u043f\u0440\u0435\u043c\u0438\u044f.<\/em><\/p>\n\n\n\n<p><strong>ANALYSIS OF THE FINANCIAL CONDITION AND PERFORMANCE INDICATORS OF DEVELOPED INSURANCE COMPANIES<\/strong><\/p>\n\n\n\n<p><strong>Alimov Bakhodir Batirovich<\/strong><\/p>\n\n\n\n<p><em>Professor of the Department of Project Management of the<\/em><\/p>\n\n\n\n<p><em>Graduate School of Business and Entrepreneurship under the<\/em><\/p>\n\n\n\n<p><em>Cabinet of Ministers of the Republic of Uzbekistan<\/em><\/p>\n\n\n\n<p><em>E-mail: bakhodir.alimov.84@gmail.com<\/em><\/p>\n\n\n\n<p><em>ORCID: 0009-0001-7356-3192<\/em><\/p>\n\n\n\n<p><strong><em>Abstract. <\/em><\/strong><em>This scientific article analyzes the financial condition and performance indicators of major insurance companies in developed countries. During the study, the total revenue, net assets, insurance payments, equity capital, liabilities, and profitability indicators (ROE and ROA) of insurance companies were examined. The analysis revealed that insurance companies from the United States, Germany, France, and China hold leading positions in the global market. Furthermore, it was substantiated that the financial stability and solvency level of insurance companies are among the key factors ensuring their long-term competitiveness. Based on international experience, practical recommendations for the insurance market of Uzbekistan were developed at the end of the study.<\/em><\/p>\n\n\n\n<p><strong><em>Keywords:<\/em><\/strong><em> insurance company, financial efficiency, ROE, ROA, insurance market, solvency, assets, liabilities, financial stability, insurance premium.<\/em><\/p>\n\n\n\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" data=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2026\/06\/12.-Alimov-Baxodir-Batirovich-Rivojlangan-sug\u2018urta-kompaniyalarining-moliyaviy-holati-va-samaradorlik-ko\u2018rsatkichlari-tahlili.pdf\" type=\"application\/pdf\" style=\"width:100%;height:600px\" aria-label=\"Embed of 12. Alimov Baxodir Batirovich - Rivojlangan sug\u2018urta kompaniyalarining moliyaviy holati va samaradorlik ko\u2018rsatkichlari tahlili.\"><\/object><a id=\"wp-block-file--media-f169313a-c8ba-417d-9756-389003c34054\" href=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2026\/06\/12.-Alimov-Baxodir-Batirovich-Rivojlangan-sug\u2018urta-kompaniyalarining-moliyaviy-holati-va-samaradorlik-ko\u2018rsatkichlari-tahlili.pdf\">12. Alimov Baxodir Batirovich &#8211; Rivojlangan sug\u2018urta kompaniyalarining moliyaviy holati va samaradorlik ko\u2018rsatkichlari tahlili<\/a><a href=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2026\/06\/12.-Alimov-Baxodir-Batirovich-Rivojlangan-sug\u2018urta-kompaniyalarining-moliyaviy-holati-va-samaradorlik-ko\u2018rsatkichlari-tahlili.pdf\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-f169313a-c8ba-417d-9756-389003c34054\">Download<\/a><\/div>\n\n\n\n<p><strong>Foydalanilgan adabiyotlar ro\u2018yxati<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>O\u2018zbekiston Respublikasi 2021 yil 23 noyabrdagi O\u2018RQ-730-sonli \u201cSug\u2018urta faoliyati to\u2018g\u2018risida\u201dgi Qonuni.<\/li>\n\n\n\n<li>Buffett W. Essays of Warren Buffett: Lessons for Corporate America. &#8211; 6-nashr. &#8211; New York: Wiley Publishing, 2022. &#8211; 215-221-betlar.<\/li>\n\n\n\n<li>Albrecht P. Risk Theory and Insurance Economics. &#8211; Berlin: Springer, 2021. &#8211; 133-140-betlar.<\/li>\n\n\n\n<li>Rejda G.E. Principles of Risk Management and Insurance. &#8211; 14-nashr. &#8211; Boston: Pearson Education, 2021. &#8211; 58-67-betlar.<\/li>\n\n\n\n<li>Vaughan E.J., Vaughan T.M. Fundamentals of Risk and Insurance. &#8211; 12-nashr. &#8211; Wiley, 2020. &#8211; 301-315-betlar.<\/li>\n\n\n\n<li>Porter M.E. Competitive Advantage. &#8211; New York: Free Press, 2020. &#8211; 185-196-betlar.<\/li>\n\n\n\n<li>Laurent J.P. Insurance Finance and Solvency Management. &#8211; Paris: Dunod Publishing, 2021. &#8211; 92-101-betlar.<\/li>\n\n\n\n<li>Cummins J.D., Weiss M.A. \u201cSystemic Risk and the U.S. Insurance Sector.\u201d \/\/ Journal of Risk and Insurance. &#8211; 2022. &#8211; Vol. 89, No. 2. &#8211; pp. 251-285.<\/li>\n\n\n\n<li>World Insurance Sigma Report 2024. &#8211; Zurich: Swiss Re Institute, 2024. &#8211; 45-53-betlar.<\/li>\n\n\n\n<li>Dorfman M.S. Introduction to Risk Management and Insurance. &#8211; Pearson Education, 2020. &#8211; 214-220-betlar.<\/li>\n\n\n\n<li>Skipper H.D., Kwon W.J. Risk Management and Insurance: Perspectives in a Global Economy. &#8211; Blackwell Publishing, 2021. &#8211; 77-89-betlar.<\/li>\n\n\n\n<li>Abdullayev Q. Sug\u2018urta bozori iqtisodiyoti. &#8211; Toshkent: \u201cIqtisodiyot\u201d nashriyoti, 2022. &#8211; 115-126-betlar.<\/li>\n\n\n\n<li>Shoha\u2019zamiy Sh. Moliya bozori va investitsiyalar. &#8211; Toshkent: \u201cFan va texnologiya\u201d, 2021. &#8211; 201-210-betlar.<\/li>\n\n\n\n<li>Ortiqov O. \u201cSug\u2018urta kompaniyalarining moliyaviy barqarorligini ta\u2019minlash yo\u2018llari.\u201d \/\/ Iqtisodiyot va innovatsion texnologiyalar ilmiy jurnali. &#8211; 2023. &#8211; \u21164. &#8211; 44-52-betlar.<\/li>\n\n\n\n<li>Xodiyev B.Yu. Milliy iqtisodiyotning barqaror rivojlanishi. &#8211; Toshkent: \u201cIQTISOD-MOLIYA\u201d, 2020. &#8211; 167-175-betlar.<\/li>\n\n\n\n<li>Rajabov M. \u201cRaqamli iqtisodiyot sharoitida sug\u2018urta xizmatlarini rivojlantirish istiqbollari.\u201d \/\/ Moliya ilmiy jurnali. &#8211; 2024. &#8211; \u21162. &#8211; 88-96-betlar.<\/li>\n\n\n\n<li>Jo\u2018rayeva N. \u201cSug\u2018urta kompaniyalarida xalqaro moliyaviy standartlarni qo\u2018llash masalalari.\u201d \/\/ Biznes-ekspert jurnali. &#8211; 2023. &#8211; \u21166. &#8211; 51-59-betlar.<\/li>\n\n\n\n<li>Burxonov A. \u201cSug\u2018urta tizimida sun\u2019iy intellekt texnologiyalaridan foydalanish istiqbollari.\u201d \/\/ Raqamli iqtisodiyot va axborot texnologiyalari jurnali. &#8211; 2024. &#8211; \u21161. &#8211; 72-80-betlar.<\/li>\n\n\n\n<li>Alimov B.B. \u201cSug\u2018urta kompaniyalarining moliyaviy holatini raqamli texnologiyalar asosida tahlil amallarini bajarish yo\u2018llari\u201d \/\/ \u201cRaqamli iqtisodiyot\u201d ilmiy-elektron jurnali, 14-son, 2026. &#8211; 730-752-betlar.<\/li>\n\n\n\n<li>Alimov B.B. \u201cMHXS asosida sug\u2018urta kompaniyalarining buxgalteriya hisobi va moliyaviy tahlilini takomillashtirish strategiyalari\u201d \/\/ Yashil iqtisodiyot va taraqqiyot ilmiy jurnali, 2026. &#8211; \u21164-son. &#8211; 709-717-betlar.<\/li>\n\n\n\n<li>UnitedHealth Group Annual Reports &#8211; UnitedHealth Group Incorporated, Annual Report 2025, Minnesota, 2026. &#8211; 45-78-betlar.<\/li>\n\n\n\n<li>Allianz Group Annual Reports &#8211; Allianz SE, Annual Report 2025, Munich, 2026. &#8211; 52-96-betlar.<\/li>\n\n\n\n<li>Berkshire Hathaway Reports &#8211; Berkshire Hathaway Inc., Annual Report 2025, Omaha, 2026. &#8211; 34-81-betlar.<\/li>\n\n\n\n<li>Ping An Insurance Investor Relations &#8211; Ping An Insurance Group, Annual Report 2025, Shenzhen, 2026. &#8211; 61-102-betlar.<\/li>\n\n\n\n<li>AXA Financial Reports &#8211; AXA Group, Universal Registration Document and Annual Report 2025, Paris, 2026. &#8211; 48-89-betlar.<\/li>\n\n\n\n<li>China Life Insurance Reports &#8211; China Life Insurance Company, Annual Financial Report 2025, Beijing, 2026. &#8211; 39-74-betlar.<\/li>\n\n\n\n<li>The Cigna Group Investor Relations &#8211; The Cigna Group, Annual Report 2025, Connecticut, 2026. &#8211; 42-77-betlar.<\/li>\n\n\n\n<li>Elevance Health Investor Relations &#8211; Elevance Health Inc., Annual Report 2025, Indianapolis, 2026. &#8211; 30-65-betlar.<\/li>\n\n\n\n<li>Prudential Financial Reports &#8211; Prudential Financial Inc., Annual Report 2025, New Jersey, 2026. &#8211; 51-93-betlar.<\/li>\n\n\n\n<li>Manulife Financial Reports &#8211; Manulife Financial Corporation, Annual Report 2025, Toronto, 2026. &#8211; 44-85-betlar.<\/li>\n\n\n\n<li>Swiss Re Institute Reports &#8211; World Insurance Sigma Report 2025. Zurich: Swiss Re Institute, 2025. &#8211; 15-37-betlar.<\/li>\n\n\n\n<li>Allianz Global Insurance Report 2025 &#8211; Allianz Research, Global Insurance Report 2025. Munich, 2025. &#8211; 12-28-betlar.<\/li>\n\n\n\n<li>Berkshire Hathaway Annual Report 2024 &#8211; Berkshire Hathaway Inc. Annual Report 2024. Omaha, 2025. &#8211; 35-82-betlar.<\/li>\n\n\n\n<li>China Life Insurance Annual Report 2024 &#8211; China Life Insurance Company Ltd. Annual Financial Report 2024. Beijing, 2025. &#8211; 40-76-betlar.<\/li>\n\n\n\n<li>Ping An Insurance Investor Relations &#8211; Ping An Insurance Group. Annual Report 2024. Shenzhen, 2025. &#8211; 58-103-betlar.<\/li>\n\n\n\n<li>Allianz Group Annual Reports &#8211; Allianz SE. Annual Report 2024. Munich, 2025. &#8211; 50-94-betlar.<\/li>\n\n\n\n<li>State Farm Annual Report &#8211; State Farm Group. Annual Report 2024. Illinois, 2025. &#8211; 28-61-betlar.<\/li>\n\n\n\n<li>Life Insurance Corporation of India Reports &#8211; Life Insurance Corporation of India. Annual Report 2024. Mumbai, 2025. &#8211; 46-88-betlar.<\/li>\n\n\n\n<li>AXA Financial Reports &#8211; AXA Group. Universal Registration Document and Annual Report 2024. Paris, 2025. &#8211; 49-90-betlar.<\/li>\n\n\n\n<li>People\u2019s Insurance Company of China Reports &#8211; People\u2019s Insurance Company (PICC). Annual Report 2024. Beijing, 2025. &#8211; 37-69-betlar.<\/li>\n\n\n\n<li>Progressive Annual Reports &#8211; Progressive Corporation. Annual Report 2024. Ohio, 2025. &#8211; 33-71-betlar.<\/li>\n\n\n\n<li>Assicurazioni Generali Reports &#8211; Assicurazioni Generali S.p.A. Annual Integrated Report 2024. Trieste, 2025. &#8211; 54-97-betlar.<\/li>\n\n\n\n<li>Swiss Re Institute Research Reports &#8211; World Insurance Sigma Report 2024. Zurich: Swiss Re Institute, 2024. &#8211; 18-41-betlar.<\/li>\n\n\n\n<li>OECD Insurance Statistics &#8211; OECD. Global Insurance Statistics 2024. Paris: OECD Publishing, 2024. &#8211; 75-112-betlar.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>Alimov Baxodir Batirovich O\u02bbzbekiston Respublikasi Vazirlar Mahkamasi huzuridagi Biznes va tadbirkorlik oliy maktabining \u201cLoyiha boshqaruvi\u201d kafedrasi professori v.b., PhD E-mail: bakhodir.alimov.84@gmail.com ORCID: 0009-0001-7356-3192 Annotatsiya. Mazkur ilmiy maqolada rivojlangan davlatlarning yirik sug\u2018urta kompaniyalarining moliyaviy&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1626","post","type-post","status-publish","format-standard","hentry","category-bolimsiz"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>RIVOJLANGAN SUG\u2018URTA KOMPANIYALARINING MOLIYAVIY HOLATI VA SAMARADORLIK KO\u2018RSATKICHLARI TAHLILI - \u201cMoliyaviy texnologiyalar\u201d ilmiy elektron jurnali<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fintech.tsue.uz\/?p=1626\" \/>\n<meta property=\"og:locale\" content=\"uz_UZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RIVOJLANGAN SUG\u2018URTA KOMPANIYALARINING MOLIYAVIY HOLATI VA SAMARADORLIK KO\u2018RSATKICHLARI TAHLILI - \u201cMoliyaviy texnologiyalar\u201d ilmiy elektron jurnali\" \/>\n<meta property=\"og:description\" content=\"Alimov Baxodir Batirovich O\u02bbzbekiston Respublikasi Vazirlar Mahkamasi huzuridagi Biznes va tadbirkorlik oliy maktabining \u201cLoyiha boshqaruvi\u201d kafedrasi professori v.b., PhD E-mail: bakhodir.alimov.84@gmail.com ORCID: 0009-0001-7356-3192 Annotatsiya. 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