{"id":1680,"date":"2026-06-25T22:48:59","date_gmt":"2026-06-25T17:48:59","guid":{"rendered":"https:\/\/fintech.tsue.uz\/?p=1680"},"modified":"2026-06-25T22:48:59","modified_gmt":"2026-06-25T17:48:59","slug":"ozbekistonda-davlat-qarz-portfelini-risk-diagnostika-asosida-boshqarish-metodologiyasini-takomillashtirish","status":"publish","type":"post","link":"https:\/\/fintech.tsue.uz\/?p=1680","title":{"rendered":"O\u2018ZBEKISTONDA DAVLAT QARZ PORTFELINI RISK-DIAGNOSTIKA ASOSIDA BOSHQARISH METODOLOGIYASINI TAKOMILLASHTIRISH"},"content":{"rendered":"\n<p><strong>Tilabov Nasrulla Tashmuratovich<\/strong><\/p>\n\n\n\n<p><em>m<\/em><em>oliya va moliyaviy texnologiyalar<\/em><\/p>\n\n\n\n<p><em>kafedrasi dotsenti, i.f.n.<\/em><\/p>\n\n\n\n<p><em>Toshkent davlat<\/em><\/p>\n\n\n\n<p><em>iqtisodiyot universiteti<\/em><\/p>\n\n\n\n<p><em>E-mail: <\/em><a href=\"mailto:n.tilabov@tsue.uz\"><em>n.tilabov@tsue.uz<\/em><\/a><em>.<\/em><\/p>\n\n\n\n<p><em>ORCID 0000-0002-4412-4019<\/em><\/p>\n\n\n\n<p><strong><em>Annotatsiya.<\/em><\/strong><em> Maqolada O\u2018zbekiston davlat qarz portfelini risk-diagnostika asosida boshqarish metodologiyasini takomillashtirish masalasi tahlil qilindi. Tadqiqot 2020\u20132025-yillar yakuniy ko\u2018rsatkichlari va 2026-yil I choragi bo\u2018yicha rasmiy davlat qarzi ma\u2019lumotlariga, shuningdek, O\u2018RQ\u2013836-son Qonun, PF\u201321-son Farmon,<\/em><\/p>\n\n\n\n<p><em>2026\u20132028-yillar uchun Fiskal strategiya va Davlat qarzini boshqarish strategiyasiga tayandi [1\u20134]. Natijalar shuni ko\u2018rsatadiki, qarz\/YIM ko\u2018rsatkichi qonuniy limitlardan past bo\u2018lsa-da, portfel tarkibida valyuta xatari, o\u2018zgaruvchan foiz stavkali qarz ulushi va kelgusi 12 oyda so\u2018ndiriladigan majburiyatlar monitoringi dolzarb bo\u2018lib qolmoqda. Maqolada fiskal qoidalar, MTDS, SRDSF, DeMPA, Debt Dashboard va \u201crisk pasporti\u201dni birlashtiruvchi ixcham metodologik model taklif etildi.<\/em><\/p>\n\n\n\n<p><strong><em>Kalit so\u2018zlar: <\/em><\/strong><em>davlat qarzi, qarz portfeli, risk-diagnostika, MTDS, SRDSF, DeMPA, valyuta xatari, refinanslash xatari, fiskal barqarorlik.<\/em><em><\/em><\/p>\n\n\n\n<p><strong>C<\/strong><strong>\u041e\u0412\u0415\u0420\u0428\u0415\u041d\u0421\u0422\u0412\u041e\u0412\u0410\u041d\u0418\u0415 \u041c\u0415\u0422\u041e\u0414\u041e\u041b\u041e\u0413\u0418\u0418 \u0423\u041f\u0420\u0410\u0412\u041b\u0415\u041d\u0418\u042f \u041f\u041e\u0420\u0422\u0424\u0415\u041b\u0415\u041c \u0413\u041e\u0421\u0423\u0414\u0410\u0420\u0421\u0422\u0412\u0415\u041d\u041d\u041e\u0413\u041e \u0414\u041e\u041b\u0413\u0410 \u0412 <\/strong><strong>\u0423<\/strong><strong>\u0417\u0411\u0415\u041a\u0418\u0421\u0422\u0410\u041d\u0415 \u041d\u0410 \u041e\u0421\u041d\u041e\u0412\u0415 \u0420\u0418\u0421\u041a-\u0414\u0418\u0410\u0413\u041d\u041e\u0421\u0422\u0418\u041a\u0418<\/strong><\/p>\n\n\n\n<p><strong>\u0422\u0438\u043b\u0430\u0431\u043e\u0432 \u041d\u0430\u0441\u0440\u0443\u043b\u043b\u0430 \u0422\u0430\u0448\u043c\u0443\u0440\u0430\u0442\u043e\u0432\u0438\u0447<\/strong><strong><\/strong><\/p>\n\n\n\n<p><em>\u0434\u043e\u0446\u0435\u043d\u0442 \u043a\u0430\u0444\u0435\u0434\u0440\u044b<\/em><\/p>\n\n\n\n<p><em>\u0444\u0438\u043d\u0430\u043d\u0441\u044b \u0438 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0435 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0438<\/em><em><\/em><\/p>\n\n\n\n<p><em>\u0422\u0430\u0448\u043a\u0435\u043d\u0442\u0441\u043a\u043e\u0433\u043e \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0433\u043e<\/em><\/p>\n\n\n\n<p><em>\u044d\u043a\u043e\u043d\u043e\u043c\u0438\u0447\u0435\u0441\u043a\u043e\u0433\u043e \u0443\u043d\u0438\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442\u0430<\/em><\/p>\n\n\n\n<p><em>E-mail: <\/em><a href=\"mailto:n.tilabov@tsue.uz\"><em>n.tilabov@tsue.uz<\/em><\/a><em>. 90&nbsp;991 77 34<\/em><\/p>\n\n\n\n<p><em>ORCID: 0000-0002-4412-4019<\/em><\/p>\n\n\n\n<p><strong><em>\u0410\u043d\u043d\u043e\u0442\u0430\u0446\u0438\u044f.<\/em><\/strong><em> <\/em><em>\u0412 \u0441\u0442\u0430\u0442\u044c\u0435 \u043f\u0440\u043e\u0430\u043d\u0430\u043b\u0438\u0437\u0438\u0440\u043e\u0432\u0430\u043d \u0432\u043e\u043f\u0440\u043e\u0441 \u0441\u043e\u0432\u0435\u0440\u0448\u0435\u043d\u0441\u0442\u0432\u043e\u0432\u0430\u043d\u0438\u044f \u043c\u0435\u0442\u043e\u0434\u043e\u043b\u043e\u0433\u0438\u0438 \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u044f \u043f\u043e\u0440\u0442\u0444\u0435\u043b\u0435\u043c \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0433\u043e \u0434\u043e\u043b\u0433\u0430 \u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d\u0430 \u043d\u0430 \u043e\u0441\u043d\u043e\u0432\u0435 \u0440\u0438\u0441\u043a-\u0434\u0438\u0430\u0433\u043d\u043e\u0441\u0442\u0438\u043a\u0438. \u0418\u0441\u0441\u043b\u0435\u0434\u043e\u0432\u0430\u043d\u0438\u0435 \u043e\u043f\u0438\u0440\u0430\u0435\u0442\u0441\u044f \u043d\u0430 \u043e\u0444\u0438\u0446\u0438\u0430\u043b\u044c\u043d\u044b\u0435 \u0434\u0430\u043d\u043d\u044b\u0435 \u043e \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u043c \u0434\u043e\u043b\u0433\u0435 \u0437\u0430 2020\u20132025 \u0433\u043e\u0434\u044b \u0438 I \u043a\u0432\u0430\u0440\u0442\u0430\u043b 2026 \u0433\u043e\u0434\u0430, \u0430 \u0442\u0430\u043a\u0436\u0435 \u043d\u0430 \u0417\u0430\u043a\u043e\u043d \u2116 \u0417\u0420\u0423\u2013836, \u0423\u043a\u0430\u0437 \u041f\u0440\u0435\u0437\u0438\u0434\u0435\u043d\u0442\u0430 \u2116 \u041f\u0424\u201321, \u0424\u0438\u0441\u043a\u0430\u043b\u044c\u043d\u0443\u044e \u0441\u0442\u0440\u0430\u0442\u0435\u0433\u0438\u044e \u043d\u0430 2026\u20132028 \u0433\u043e\u0434\u044b \u0438 \u0421\u0442\u0440\u0430\u0442\u0435\u0433\u0438\u044e \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u044f \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u043c \u0434\u043e\u043b\u0433\u043e\u043c [1\u20134]. \u0420\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442\u044b \u043f\u043e\u043a\u0430\u0437\u044b\u0432\u0430\u044e\u0442, \u0447\u0442\u043e, \u043d\u0435\u0441\u043c\u043e\u0442\u0440\u044f \u043d\u0430 \u0442\u043e \u0447\u0442\u043e \u043f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u044c \u0434\u043e\u043b\u0433\u0430 \u043a \u0412\u0412\u041f \u043e\u0441\u0442\u0430\u0435\u0442\u0441\u044f \u043d\u0438\u0436\u0435 \u0443\u0441\u0442\u0430\u043d\u043e\u0432\u043b\u0435\u043d\u043d\u044b\u0445 \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0442\u0435\u043b\u044c\u043d\u044b\u0445 \u043b\u0438\u043c\u0438\u0442\u043e\u0432, \u0432 \u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0435 \u0434\u043e\u043b\u0433\u043e\u0432\u043e\u0433\u043e \u043f\u043e\u0440\u0442\u0444\u0435\u043b\u044f \u0441\u043e\u0445\u0440\u0430\u043d\u044f\u044e\u0442 \u0430\u043a\u0442\u0443\u0430\u043b\u044c\u043d\u043e\u0441\u0442\u044c \u0432\u0430\u043b\u044e\u0442\u043d\u044b\u0439 \u0440\u0438\u0441\u043a, \u0434\u043e\u043b\u044f \u0434\u043e\u043b\u0433\u0430 \u0441 \u043f\u043b\u0430\u0432\u0430\u044e\u0449\u0435\u0439 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u043e\u0439 \u0441\u0442\u0430\u0432\u043a\u043e\u0439 \u0438 \u043c\u043e\u043d\u0438\u0442\u043e\u0440\u0438\u043d\u0433 \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u0441\u0442\u0432, \u043f\u043e\u0434\u043b\u0435\u0436\u0430\u0449\u0438\u0445 \u043f\u043e\u0433\u0430\u0448\u0435\u043d\u0438\u044e \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 \u0441\u043b\u0435\u0434\u0443\u044e\u0449\u0438\u0445 12 \u043c\u0435\u0441\u044f\u0446\u0435\u0432. \u0412 \u0441\u0442\u0430\u0442\u044c\u0435 \u043f\u0440\u0435\u0434\u043b\u043e\u0436\u0435\u043d\u0430 \u043a\u043e\u043c\u043f\u0430\u043a\u0442\u043d\u0430\u044f \u043c\u0435\u0442\u043e\u0434\u043e\u043b\u043e\u0433\u0438\u0447\u0435\u0441\u043a\u0430\u044f \u043c\u043e\u0434\u0435\u043b\u044c, \u043e\u0431\u044a\u0435\u0434\u0438\u043d\u044f\u044e\u0449\u0430\u044f \u0444\u0438\u0441\u043a\u0430\u043b\u044c\u043d\u044b\u0435 \u043f\u0440\u0430\u0432\u0438\u043b\u0430, MTDS, SRDSF, DeMPA, Debt Dashboard \u0438 \u00ab\u043f\u0430\u0441\u043f\u043e\u0440\u0442 \u0440\u0438\u0441\u043a\u0430\u00bb.<\/em><\/p>\n\n\n\n<p><strong><em>\u041a\u043b\u044e\u0447\u0435\u0432\u044b\u0435 \u0441\u043b\u043e\u0432\u0430:<\/em><\/strong><em> \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u0439 \u0434\u043e\u043b\u0433, \u0434\u043e\u043b\u0433\u043e\u0432\u043e\u0439 \u043f\u043e\u0440\u0442\u0444\u0435\u043b\u044c, \u0440\u0438\u0441\u043a-\u0434\u0438\u0430\u0433\u043d\u043e\u0441\u0442\u0438\u043a\u0430, MTDS, SRDSF, DeMPA, \u0432\u0430\u043b\u044e\u0442\u043d\u044b\u0439 \u0440\u0438\u0441\u043a, \u0440\u0438\u0441\u043a \u0440\u0435\u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f, \u0444\u0438\u0441\u043a\u0430\u043b\u044c\u043d\u0430\u044f \u0443\u0441\u0442\u043e\u0439\u0447\u0438\u0432\u043e\u0441\u0442\u044c.<\/em><\/p>\n\n\n\n<p><strong>IMPROVING THE METHODOLOGY FOR MANAGING UZBEKISTAN\u2019S PUBLIC DEBT PORTFOLIO BASED ON RISK DIAGNOSTICS<\/strong><\/p>\n\n\n\n<p><strong>Tilabov Nasrulla Tashmuratovich<\/strong><\/p>\n\n\n\n<p><em>Finance and financial technologies<\/em><\/p>\n\n\n\n<p><em>department associate professor<\/em><\/p>\n\n\n\n<p><em>Tashkent State the University of Economics<\/em><\/p>\n\n\n\n<p><em>ORCID: 0000-0002-4412-4019 <\/em><em><\/em><\/p>\n\n\n\n<p><strong><em>Abstract.<\/em><\/strong><em> The article analyzes the issue of improving the methodology for managing Uzbekistan\u2019s public debt portfolio based on risk diagnostics. The study is based on official public debt data for 2020\u20132025 and the first quarter of 2026, as well as Law No. ZRU\u2013836, Presidential Decree No. PF\u201321, the Fiscal Strategy for 2026\u20132028, and the Public Debt Management Strategy [1\u20134]. The findings show that although the debt-to-GDP ratio remains below the legally established limits, currency risk, the share of debt with variable interest rates, and the monitoring of obligations maturing within the next 12 months remain relevant issues in the structure of the debt portfolio. The article proposes a compact methodological model that integrates fiscal rules, MTDS, SRDSF, DeMPA, the Debt Dashboard, and a \u201crisk passport.\u201d<\/em><\/p>\n\n\n\n<p><strong><em>Keywords:<\/em><\/strong><em> public debt, debt portfolio, risk diagnostics, MTDS, SRDSF, DeMPA, currency risk, refinancing risk, fiscal sustainability.<\/em><\/p>\n\n\n\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" data=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2026\/06\/30.-Tilabov-Nasrulla-Tashmuratovich-O\u2018zbekistonda-davlat-qarz-portfelini-risk-diagnostika-asosida-boshqarish-metodologiyasini-takomillashtirish.pdf\" type=\"application\/pdf\" style=\"width:100%;height:600px\" aria-label=\"Embed of 30. Tilabov Nasrulla Tashmuratovich - O\u2018zbekistonda davlat qarz portfelini risk-diagnostika asosida boshqarish metodologiyasini takomillashtirish.\"><\/object><a id=\"wp-block-file--media-355fa637-2d06-4808-98e0-2e3caee67729\" href=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2026\/06\/30.-Tilabov-Nasrulla-Tashmuratovich-O\u2018zbekistonda-davlat-qarz-portfelini-risk-diagnostika-asosida-boshqarish-metodologiyasini-takomillashtirish.pdf\">30. Tilabov Nasrulla Tashmuratovich &#8211; O\u2018zbekistonda davlat qarz portfelini risk-diagnostika asosida boshqarish metodologiyasini takomillashtirish<\/a><a href=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2026\/06\/30.-Tilabov-Nasrulla-Tashmuratovich-O\u2018zbekistonda-davlat-qarz-portfelini-risk-diagnostika-asosida-boshqarish-metodologiyasini-takomillashtirish.pdf\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-355fa637-2d06-4808-98e0-2e3caee67729\">Download<\/a><\/div>\n\n\n\n<h1 class=\"wp-block-heading\">Foydalanilgan adabiyotlar<\/h1>\n\n\n\n<p>1. O\u2018zbekiston Respublikasi. \u201cDavlat qarzi to\u2018g\u2018risida\u201dgi O\u2018RQ\u2013836-son Qonun. Toshkent, 29.04.2023. 37 b. URL: https:\/\/lex.uz\/ru\/docs\/-6446817<\/p>\n\n\n\n<p>2. O\u02bbzbekiston Respublikasi Prezidentining \u201cMamlakat taraqqiyotining 2030-yilgacha mo\u02bbljallangan ustuvor yo\u02bbnalishlari doirasida islohotlarni izchil davom ettirish va yangi bosqichga olib chiqishning qo\u02bbshimcha chora-tadbirlari to\u02bbg\u02bbrisida\u201dgi 16.02.2026 yildagi PF-21-sonli Farmoni. https:\/\/www.lex.uz\/uz\/docs\/-8050769<\/p>\n\n\n\n<p>3. O\u2018zbekiston Respublikasi Iqtisodiyot va moliya vazirligi. 2026\u20132028-yillar uchun Fiskal strategiya. Toshkent, 2026. 138 b. URL: https:\/\/www.imv.uz\/static\/fiskal-strategiya<\/p>\n\n\n\n<p>4. O\u2018zbekiston Respublikasi Iqtisodiyot va moliya vazirligi. Davlat qarzini boshqarishning 2026\u20132028-yillarga mo\u2018ljallangan strategiyasi. Toshkent, 2026. 28 b. URL: https:\/\/www.imv.uz<\/p>\n\n\n\n<p>5. Missale A. Public Debt Management. Oxford: Oxford University Press, 1999. 309 p. URL: https:\/\/global.oup.com\/academic\/product\/public-debt-management-9780198290858<\/p>\n\n\n\n<p>6. Wheeler G. Sound Practice in Government Debt Management. Washington: World Bank, 2004. URL: https:\/\/openknowledge.worldbank.org<\/p>\n\n\n\n<p>7. Currie E., Dethier J.-J., Togo E.; Melecky M. Institutional and Strategy Papers on Public Debt Management. Washington: World Bank, 2003\u20132007. URL: https:\/\/openknowledge.worldbank.org<\/p>\n\n\n\n<p>8. IMF and World Bank. Revised Guidelines for Public Debt Management; MTDS; SRDSF; DeMPA Methodology. Washington, 2014\u20132022. URL: https:\/\/www.imf.org; https:\/\/documents1.worldbank.org<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tilabov Nasrulla Tashmuratovich moliya va moliyaviy texnologiyalar kafedrasi dotsenti, i.f.n. Toshkent davlat iqtisodiyot universiteti E-mail: n.tilabov@tsue.uz. ORCID 0000-0002-4412-4019 Annotatsiya. Maqolada O\u2018zbekiston davlat qarz portfelini risk-diagnostika asosida boshqarish metodologiyasini takomillashtirish masalasi tahlil qilindi. Tadqiqot&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[35],"tags":[],"class_list":["post-1680","post","type-post","status-publish","format-standard","hentry","category-2026-yil-3-son"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>O\u2018ZBEKISTONDA DAVLAT QARZ PORTFELINI RISK-DIAGNOSTIKA ASOSIDA BOSHQARISH METODOLOGIYASINI TAKOMILLASHTIRISH - \u201cMoliyaviy texnologiyalar\u201d ilmiy elektron jurnali<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fintech.tsue.uz\/?p=1680\" \/>\n<meta property=\"og:locale\" content=\"uz_UZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"O\u2018ZBEKISTONDA DAVLAT QARZ PORTFELINI RISK-DIAGNOSTIKA ASOSIDA BOSHQARISH METODOLOGIYASINI TAKOMILLASHTIRISH - \u201cMoliyaviy texnologiyalar\u201d ilmiy elektron jurnali\" \/>\n<meta property=\"og:description\" content=\"Tilabov Nasrulla Tashmuratovich moliya va moliyaviy texnologiyalar kafedrasi dotsenti, i.f.n. Toshkent davlat iqtisodiyot universiteti E-mail: n.tilabov@tsue.uz. ORCID 0000-0002-4412-4019 Annotatsiya. Maqolada O\u2018zbekiston davlat qarz portfelini risk-diagnostika asosida boshqarish metodologiyasini takomillashtirish masalasi tahlil qilindi. 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