{"id":1894,"date":"2026-07-22T22:44:11","date_gmt":"2026-07-22T17:44:11","guid":{"rendered":"https:\/\/fintech.tsue.uz\/?p=1894"},"modified":"2026-07-22T22:44:11","modified_gmt":"2026-07-22T17:44:11","slug":"mavsumiy-ishlab-chiqarishni-moliyaviy-qo%ca%bbllab-quvvatlashning-xorijiy-tajribasi-va-undan-o%ca%bbzbekistonda-foydalanish-imkoniyatlari","status":"publish","type":"post","link":"https:\/\/fintech.tsue.uz\/?p=1894","title":{"rendered":"MAVSUMIY ISHLAB CHIQARISHNI MOLIYAVIY QO\u02bbLLAB-QUVVATLASHNING XORIJIY TAJRIBASI VA UNDAN O\u02bbZBEKISTONDA FOYDALANISH IMKONIYATLARI"},"content":{"rendered":"\n<p><strong>Kilichev Alisher Akramovich<\/strong><\/p>\n\n\n\n<p><em>Toshkent davlat<\/em><\/p>\n\n\n\n<p><em>&nbsp;iqtisodiyot universiteti<\/em><\/p>\n\n\n\n<p><em>mustaqil izlanuvchisi<\/em><\/p>\n\n\n\n<p><em>E-mail: <\/em><em><a href=\"mailto:alisherkilichev@mail.ru\" target=\"_blank\" rel=\"noreferrer noopener\">alisherkilichev@mail.ru<\/a><\/em><em><\/em><\/p>\n\n\n\n<p><em><a href=\"https:\/\/orcid.org\/0009-0004-2348-2054\" target=\"_blank\" rel=\"noreferrer noopener\">orcid: 0009-0004-2348-2054<\/a><\/em><em><\/em><\/p>\n\n\n\n<p><strong><em>Annotatsiya.<\/em><\/strong><em> Maqolada mavsumiy xususiyatga ega ishlab chiqarishni moliyaviy qo\u02bbllab-quvvatlashning xorijiy tajribasi tadqiq etilgan. AQSH, Yevropa Ittifoqi va Turkiya misolida mavsumiy likvidlikni ta\u02bcminlash, xatarlarni sug\u02bburtalash va daromadlarni barqarorlashtirishning institutsional mexanizmlari \u2014 garov asosidagi marketing kreditlari, subsidiyalangan sug\u02bburta tizimlari, to\u02bbg\u02bbridan-to\u02bbg\u02bbri to\u02bblovlar va xususiy saqlashni qo\u02bbllab-quvvatlash vositalari qiyosiy tahlil qilingan. Tahlil natijalari asosida mazkur tajribani O\u02bbzbekistonda mavsumiy mahsulot ishlab chiqaruvchi korxonalarning moliyaviy barqarorligini ta\u02bcminlashga moslashtirish bo\u02bbyicha takliflar ishlab chiqilgan.<\/em><\/p>\n\n\n\n<p><strong><em>Kalit so\u02bbzlar:<\/em><\/strong><em> mavsumiy ishlab chiqarish, moliyaviy qo\u02bbllab-quvvatlash, marketing krediti, agrosug\u02bburta, xatarlarni boshqarish, ombor guvohnomasi, xorijiy tajriba, moliyaviy barqarorlik.<\/em><\/p>\n\n\n\n<p><strong>\u041e\u041f\u042b\u0422 \u0424\u0418\u041d\u0410\u041d\u0421\u041e\u0412\u041e\u0419 \u041f\u041e\u0414\u0414\u0415\u0420\u0416\u041a\u0418 \u0421\u0415\u0417\u041e\u041d\u041d\u041e\u0413\u041e \u041f\u0420\u041e\u0418\u0417\u0412\u041e\u0414\u0421\u0422\u0412\u0410 \u0417\u0410 \u0420\u0423\u0411\u0415\u0416\u041e\u041c \u0418 \u0412\u041e\u0417\u041c\u041e\u0416\u041d\u041e\u0421\u0422\u0418 \u0415\u0415 \u0418\u0421\u041f\u041e\u041b\u042c\u0417\u041e\u0412\u0410\u041d\u0418\u042f \u0412 \u0423\u0417\u0411\u0415\u041a\u0418\u0421\u0422\u0410\u041d\u0415<\/strong><\/p>\n\n\n\n<p><strong>\u041a\u0438\u043b\u0438\u0447\u0435\u0432 \u0410\u043b\u0438\u0448\u0435\u0440 \u0410\u043a\u0440\u0430\u043c\u043e\u0432\u0438\u0447<\/strong><strong><\/strong><\/p>\n\n\n\n<p><em>\u041d\u0435\u0437\u0430\u0432\u0438\u0441\u0438\u043c\u044b\u0439 \u0438\u0441\u0441\u043b\u0435\u0434\u043e\u0432\u0430\u0442\u0435\u043b\u044c <\/em><em><\/em><\/p>\n\n\n\n<p><em>\u0422\u0430\u0448\u043a\u0435\u043d\u0442\u0441\u043a\u043e\u0433\u043e \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0433\u043e <\/em><em><\/em><\/p>\n\n\n\n<p><em>\u044d\u043a\u043e\u043d\u043e\u043c\u0438\u0447\u0435\u0441\u043a\u043e\u0433\u043e \u0443\u043d\u0438\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442\u0430<\/em><\/p>\n\n\n\n<p><em>\u042d\u043b\u0435\u043a\u0442\u0440\u043e\u043d \u043f\u043e\u0447\u0442\u0430<\/em><em>: <\/em><em><a href=\"mailto:alisherkilichev@mail.ru\" target=\"_blank\" rel=\"noreferrer noopener\">alisherkilichev@mail.ru<\/a><\/em><em><\/em><\/p>\n\n\n\n<p><em><a href=\"https:\/\/orcid.org\/0009-0004-2348-2054\" target=\"_blank\" rel=\"noreferrer noopener\">orcid: 0009-0004-2348-2054<\/a><\/em><em><\/em><\/p>\n\n\n\n<p><strong><em>\u0410\u043d\u043d\u043e\u0442\u0430\u0446\u0438\u044f. <\/em><\/strong><em>\u0412 \u0441\u0442\u0430\u0442\u044c\u0435 \u0438\u0441\u0441\u043b\u0435\u0434\u0443\u0435\u0442\u0441\u044f \u0437\u0430\u0440\u0443\u0431\u0435\u0436\u043d\u044b\u0439 \u043e\u043f\u044b\u0442 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0439 \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0438 \u0441\u0435\u0437\u043e\u043d\u043d\u043e\u0433\u043e \u043f\u0440\u043e\u0438\u0437\u0432\u043e\u0434\u0441\u0442\u0432\u0430. \u041d\u0430 \u043f\u0440\u0438\u043c\u0435\u0440\u0435 \u0421\u0428\u0410, \u0415\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u043e\u0433\u043e \u0441\u043e\u044e\u0437\u0430 \u0438 \u0422\u0443\u0440\u0446\u0438\u0438 \u043f\u0440\u043e\u0432\u043e\u0434\u0438\u0442\u0441\u044f \u0441\u0440\u0430\u0432\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0439 \u0430\u043d\u0430\u043b\u0438\u0437 \u0438\u043d\u0441\u0442\u0438\u0442\u0443\u0446\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0445 \u043c\u0435\u0445\u0430\u043d\u0438\u0437\u043c\u043e\u0432 \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0435\u043d\u0438\u044f \u0441\u0435\u0437\u043e\u043d\u043d\u043e\u0439 \u043b\u0438\u043a\u0432\u0438\u0434\u043d\u043e\u0441\u0442\u0438, \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u044f \u0440\u0438\u0441\u043a\u043e\u0432 \u0438 \u0441\u0442\u0430\u0431\u0438\u043b\u0438\u0437\u0430\u0446\u0438\u0438 \u0434\u043e\u0445\u043e\u0434\u043e\u0432 \u2013 \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0435\u043d\u043d\u044b\u0445 \u0437\u0430\u043b\u043e\u0433\u043e\u043c \u043c\u0430\u0440\u043a\u0435\u0442\u0438\u043d\u0433\u043e\u0432\u044b\u0445 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432, \u0441\u0443\u0431\u0441\u0438\u0434\u0438\u0440\u0443\u0435\u043c\u044b\u0445 \u0441\u0438\u0441\u0442\u0435\u043c \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u044f, \u043f\u0440\u044f\u043c\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u0438 \u0438\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442\u043e\u0432 \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0438 \u0447\u0430\u0441\u0442\u043d\u043e\u0433\u043e \u0445\u0440\u0430\u043d\u0435\u043d\u0438\u044f. \u041d\u0430 \u043e\u0441\u043d\u043e\u0432\u0435 \u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442\u043e\u0432 \u0430\u043d\u0430\u043b\u0438\u0437\u0430 \u0440\u0430\u0437\u0440\u0430\u0431\u043e\u0442\u0430\u043d\u044b \u043f\u0440\u0435\u0434\u043b\u043e\u0436\u0435\u043d\u0438\u044f \u043f\u043e \u0430\u0434\u0430\u043f\u0442\u0430\u0446\u0438\u0438 \u044d\u0442\u043e\u0433\u043e \u043e\u043f\u044b\u0442\u0430 \u0434\u043b\u044f \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0435\u043d\u0438\u044f \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0439 \u0441\u0442\u0430\u0431\u0438\u043b\u044c\u043d\u043e\u0441\u0442\u0438 \u043f\u0440\u0435\u0434\u043f\u0440\u0438\u044f\u0442\u0438\u0439, \u043f\u0440\u043e\u0438\u0437\u0432\u043e\u0434\u044f\u0449\u0438\u0445 \u0441\u0435\u0437\u043e\u043d\u043d\u0443\u044e \u043f\u0440\u043e\u0434\u0443\u043a\u0446\u0438\u044e \u0432 \u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d\u0435.<\/em><\/p>\n\n\n\n<p><strong><em>\u041a\u043b\u044e\u0447\u0435\u0432\u044b\u0435 \u0441\u043b\u043e\u0432\u0430: <\/em><\/strong><em>\u0441\u0435\u0437\u043e\u043d\u043d\u043e\u0435 \u043f\u0440\u043e\u0438\u0437\u0432\u043e\u0434\u0441\u0442\u0432\u043e, \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u0430\u044f \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0430, \u043c\u0430\u0440\u043a\u0435\u0442\u0438\u043d\u0433\u043e\u0432\u044b\u0439 \u043a\u0440\u0435\u0434\u0438\u0442, \u0430\u0433\u0440\u043e\u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435, \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0435 \u0440\u0438\u0441\u043a\u0430\u043c\u0438, \u0441\u043a\u043b\u0430\u0434\u0441\u043a\u043e\u0435 \u0441\u0432\u0438\u0434\u0435\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u043e, \u0437\u0430\u0440\u0443\u0431\u0435\u0436\u043d\u044b\u0439 \u043e\u043f\u044b\u0442, \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u0430\u044f \u0441\u0442\u0430\u0431\u0438\u043b\u044c\u043d\u043e\u0441\u0442\u044c.<\/em><\/p>\n\n\n\n<p><strong>FOREIGN EXPERIENCE OF FINANCIAL SUPPORT OF SEASONAL PRODUCTION AND POSSIBILITIES OF ITS USE IN UZBEKISTAN<\/strong><\/p>\n\n\n\n<p><strong>Kilichev Alisher Akramovich<\/strong><\/p>\n\n\n\n<p><em>Independent researcher of<\/em><\/p>\n\n\n\n<p><em>Tashkent State<\/em><\/p>\n\n\n\n<p><em>University of Economics<\/em><\/p>\n\n\n\n<p><em>E-mail: <\/em><em><a href=\"mailto:alisherkilichev@mail.ru\" target=\"_blank\" rel=\"noreferrer noopener\">alisherkilichev@mail.ru<\/a><\/em><em><\/em><\/p>\n\n\n\n<p><em><a href=\"https:\/\/orcid.org\/0009-0004-2348-2054\" target=\"_blank\" rel=\"noreferrer noopener\">orcid: 0009-0004-2348-2054<\/a><\/em><em><\/em><\/p>\n\n\n\n<p><strong><em>Abstract.<\/em><\/strong><em> The article examines foreign experience in providing financial support to seasonal production. Using the examples of the USA, the European Union and Turkey, a comparative analysis is made of institutional mechanisms for ensuring seasonal liquidity, risk insurance and income stabilization \u2014 collateral-based marketing loans, subsidized insurance systems, direct payments and private storage aid. Based on the results, proposals are developed for adapting this experience to ensuring the financial sustainability of enterprises producing seasonal products in Uzbekistan.<\/em><\/p>\n\n\n\n<p><strong><em>Keywords:<\/em><\/strong><em> seasonal production, financial support, marketing assistance loan, agricultural insurance, risk management, warehouse receipt, foreign experience, financial sustainability.<\/em><\/p>\n\n\n\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" data=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2026\/07\/8.-Kilichev-Alisher-Akramovich.pdf\" type=\"application\/pdf\" style=\"width:100%;height:600px\" aria-label=\"Embed of 8. Kilichev Alisher Akramovich.\"><\/object><a id=\"wp-block-file--media-b93aa3a0-a173-4ca2-8f3f-7a03dbf942ac\" href=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2026\/07\/8.-Kilichev-Alisher-Akramovich.pdf\">8. Kilichev Alisher Akramovich<\/a><a href=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2026\/07\/8.-Kilichev-Alisher-Akramovich.pdf\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-b93aa3a0-a173-4ca2-8f3f-7a03dbf942ac\">Download<\/a><\/div>\n\n\n\n<p><strong>Foydalanilgan adabiyotlar ro\u02bbyxati:<\/strong><\/p>\n\n\n\n<p>1. Barry P.J., Ellinger P.N. Financial Management in Agriculture. 7th ed. \u2013 Upper Saddle River: Prentice Hall, 2012.<\/p>\n\n\n\n<p>2. Skees J.R. Challenges for Use of Index-based Weather Insurance in Lower Income Countries \/\/ Agricultural Finance Review. \u2013 2008. \u2013 Vol. 68, No. 1. \u2013 P. 197\u2013217.<\/p>\n\n\n\n<p>3. H\u00f6llinger F., Rutten L., Kiriakov K. The Use of Warehouse Receipt Finance in Agriculture in Transition Countries. \u2013 Rome: FAO\/World Bank, 2009.<\/p>\n\n\n\n<p>4. Commodity Loans \/\/ U.S. Department of Agriculture, Farm Service Agency. \u2013 https:\/\/www.fsa.usda.gov\/resources\/price-support\/commodity-loans<\/p>\n\n\n\n<p>5. USDA Announces 2026 Marketing Assistance Loan Rates for Wheat, Feed Grains, Oilseeds and Rice \/\/ USDA FSA, 08.04.2026. \u2013 https:\/\/www.fsa.usda.gov<\/p>\n\n\n\n<p>6. USDA Farm Programs Baseline \/\/ Congressional Budget Office, February 2026. \u2013 https:\/\/www.cbo.gov<\/p>\n\n\n\n<p>7. Regulation (EU) 2021\/2115 of the European Parliament and of the Council of 2 December 2021 establishing rules on support for strategic plans to be drawn up by Member States under the common agricultural policy \/\/ Official Journal of the European Union. \u2013 L 435, 06.12.2021.<\/p>\n\n\n\n<p>8. Tar\u0131m Sigortalar\u0131 Havuzu (TARS\u0130M) resmi web-sayti. \u2013 https:\/\/www.tarsim.gov.tr<\/p>\n\n\n\n<p>9. O\u02bbzbekiston Respublikasi Prezidentining 2023-yil 11-sentyabrdagi \u201cO\u02bbzbekiston \u2014 2030\u201d strategiyasi to\u02bbg\u02bbrisidagi PF-158-son Farmoni \/\/ lex.uz<\/p>\n\n\n\n<p>10. Vahobov A.V., Malikov T.S. Moliya: umumdavlat moliyasi. \u2013 T.: Iqtisod-Moliya, 2019.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kilichev Alisher Akramovich Toshkent davlat &nbsp;iqtisodiyot universiteti mustaqil izlanuvchisi E-mail: alisherkilichev@mail.ru orcid: 0009-0004-2348-2054 Annotatsiya. Maqolada mavsumiy xususiyatga ega ishlab chiqarishni moliyaviy qo\u02bbllab-quvvatlashning&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[36],"tags":[],"class_list":["post-1894","post","type-post","status-publish","format-standard","hentry","category-2026-yil-4-son"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>MAVSUMIY ISHLAB CHIQARISHNI MOLIYAVIY QO\u02bbLLAB-QUVVATLASHNING XORIJIY TAJRIBASI VA UNDAN O\u02bbZBEKISTONDA FOYDALANISH IMKONIYATLARI - \u201cMoliyaviy texnologiyalar\u201d ilmiy elektron jurnali<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fintech.tsue.uz\/?p=1894\" \/>\n<meta property=\"og:locale\" content=\"uz_UZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"MAVSUMIY ISHLAB CHIQARISHNI MOLIYAVIY QO\u02bbLLAB-QUVVATLASHNING XORIJIY TAJRIBASI VA UNDAN O\u02bbZBEKISTONDA FOYDALANISH IMKONIYATLARI - \u201cMoliyaviy texnologiyalar\u201d ilmiy elektron jurnali\" \/>\n<meta property=\"og:description\" content=\"Kilichev Alisher Akramovich Toshkent davlat &nbsp;iqtisodiyot universiteti mustaqil izlanuvchisi E-mail: alisherkilichev@mail.ru orcid: 0009-0004-2348-2054 Annotatsiya. 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