{"id":202,"date":"2023-04-06T11:51:27","date_gmt":"2023-04-06T06:51:27","guid":{"rendered":"https:\/\/fintech.tsue.uz\/?p=202"},"modified":"2023-04-06T11:51:29","modified_gmt":"2023-04-06T06:51:29","slug":"%d1%81%d1%83%d2%93%d1%83%d1%80%d1%82%d0%b0-%d1%82%d0%b0%d1%88%d0%ba%d0%b8%d0%bb%d0%be%d1%82%d0%bb%d0%b0%d1%80%d0%b8%d0%bd%d0%b8%d0%bd%d0%b3-%d0%bc%d0%be%d0%bb%d0%b8%d1%8f%d0%b2%d0%b8%d0%b9","status":"publish","type":"post","link":"https:\/\/fintech.tsue.uz\/?p=202","title":{"rendered":"<strong>\u0421\u0423\u0492\u0423\u0420\u0422\u0410 \u0422\u0410\u0428\u041a\u0418\u041b\u041e\u0422\u041b\u0410\u0420\u0418\u041d\u0418\u041d\u0413 \u041c\u041e\u041b\u0418\u042f\u0412\u0418\u0419\u00a0 \u0422\u0410\u04b2\u041b\u0418\u041b\u00a0 \u041c\u0415\u0422\u041e\u0414\u041e\u041b\u041e\u0413\u0418\u042f\u0421\u0418\u041d\u0418 \u041c\u04b2\u0425\u0421 \u0422\u0410\u041b\u0410\u0411\u041b\u0410\u0420\u0418 \u0411\u040e\u0419\u0418\u0427\u0410 \u0422\u0410\u041a\u041e\u041c\u0418\u041b\u041b\u0410\u0428\u0422\u0418\u0420\u0418\u0428<\/strong>"},"content":{"rendered":"\n<p><strong>\u041e\u0447\u0438\u043b\u043e\u0432 \u0418\u043b\u0451\u0441 \u041a\u0435\u043b\u0434\u0438\u0451\u0440\u043e\u0432\u0438\u0447<\/strong><\/p>\n\n\n\n<p>&nbsp;<em>\u0438\u049b\u0442\u0438\u0441\u043e\u0434\u0438\u0451\u0442 \u0444\u0430\u043d\u043b\u0430\u0440\u0438 \u0434\u043e\u043a\u0442\u043e\u0440\u0438<\/em><\/p>\n\n\n\n<p><em>\u0431<\/em><em>\u0443\u0445\u0433\u0430\u043b\u0442\u0435\u0440\u0438\u044f \u04b3\u0438\u0441\u043e\u0431\u0438 \u043a\u0430\u0444\u0435\u0434\u0440\u0430\u0441\u0438 \u043f\u0440\u043e\u0444\u0435\u0441\u0441\u043e\u0440\u0438<\/em><\/p>\n\n\n\n<p><em>\u0422\u043e\u0448\u043a\u0435\u0442 \u043c\u043e\u043b\u0438\u044f \u0438\u043d\u0441\u0442\u0438\u0442\u0443\u0442\u0438<\/em><\/p>\n\n\n\n<p><em>E-mail: <\/em><em>ochilov1@tfi.uz, ilyos0471@mail.ru,<br><\/em><em>ORCID: 0000-0002-3350-0891<\/em><em><\/em><\/p>\n\n\n\n<p><strong>\u0423\u043c\u0438\u0440\u043e\u0432 \u0410\u0431\u0434\u0438\u0441\u0430\u043b\u043e\u043c \u0422\u045e\u0440\u0430\u0435\u0432\u0438\u0447<\/strong><\/p>\n\n\n\n<p><em>\u0438\u049b\u0442\u0438\u0441\u043e\u0434\u0438\u0451\u0442 \u0444\u0430\u043d\u043b\u0430\u0440\u0438&nbsp; \u0431\u045e\u0439\u0438\u0447\u0430 \u0444\u0430\u043b\u0441\u0430\u0444\u0430 \u0434\u043e\u043a\u0442\u043e\u0440\u0438 (\u0420hD)<\/em><\/p>\n\n\n\n<p><em>&nbsp;&nbsp; \u0438\u049b\u0442\u0438\u0441\u043e\u0434\u0438\u0439 \u0445\u0430\u0432\u0444\u0441\u0438\u0437\u043b\u0438\u043a \u043a\u0430\u0444\u0435\u0434\u0440\u0430\u0441\u0438 \u0434\u043e\u0446\u0435\u043d\u0442\u0438<\/em><\/p>\n\n\n\n<p><em>\u0422\u043e\u0448\u043a\u0435\u043d\u0442 \u043c\u043e\u043b\u0438\u044f \u0438\u043d\u0441\u0442\u0438\u0442\u0443\u0442\u0438&nbsp;<\/em><\/p>\n\n\n\n<p><em>E-mail: <\/em><a href=\"mailto:abdisalomumirov1975@gmail.com\"><em>abdisalomumirov1975@gmail.com<\/em><\/a><em>ORCID: 8626 \/ 9-8X7M-8626<\/em><\/p>\n\n\n\n<p><strong>\u0410\u043d\u043d\u043e\u0442\u0430\u0446\u0438\u044f<\/strong><\/p>\n\n\n\n<p>\u041c\u0430\u049b\u043e\u043b\u0430\u0434\u0430 \u0441\u0443\u0493\u0443\u0440\u0442\u0430 \u0442\u0430\u0448\u043a\u0438\u043b\u043e\u0442\u043b\u0430\u0440\u0438 \u0444\u0430\u043e\u043b\u0438\u044f\u0442\u0438\u043d\u0438 \u0442\u0430\u04b3\u043b\u0438\u043b\u0438\u0433\u0430 \u043e\u0438\u0434 \u0442\u0443\u0448\u0443\u043d\u0447\u0430\u043b\u0430\u0440, \u0441\u0443\u0493\u0443\u0440\u0442\u0430 \u0442\u0430\u0448\u043a\u0438\u043b\u043e\u0442\u0438\u043d\u0438\u043d\u0433 \u0443\u043c\u0443\u043c\u0438\u0439 \u0445\u045e\u0436\u0430\u043b\u0438\u043a \u0444\u0430\u043e\u043b\u0438\u044f\u0442\u0438\u043d\u0438 \u0442\u0430\u04b3\u043b\u0438\u043b\u0438 \u0431\u0438\u043b\u0430\u043d \u0431\u043e\u0493\u043b\u0438\u049b \u043c\u0430\u0432\u0436\u0443\u0434 \u043d\u0430\u0437\u0430\u0440\u0438\u0439 \u049b\u0430\u0440\u0430\u0448\u043b\u0430\u0440, \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u04b3\u0438\u0441\u043e\u0431\u043e\u0442\u043d\u0438\u043d\u0433 \u0445\u0430\u043b\u049b\u0430\u0440\u043e \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u043b\u0430\u0440\u0438 \u0442\u0430\u043b\u0430\u0431\u043b\u0430\u0440\u0438\u0434\u0430\u043d \u043a\u0435\u043b\u0438\u0431 \u0447\u0438\u049b\u049b\u0430\u043d \u04b3\u043e\u043b\u0434\u0430 \u044f\u043d\u0433\u0438\u0447\u0430 \u043c\u0430\u0437\u043c\u0443\u043d \u043a\u0430\u0441\u0431 \u044d\u0442\u0433\u0430\u043d \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u0442\u0430\u04b3\u043b\u0438\u043b\u043d\u0438 \u0442\u0430\u043a\u043e\u043c\u0438\u043b\u043b\u0430\u0448\u0442\u0438\u0440\u0438\u0448 \u044e\u0437\u0430\u0441\u0438\u0434\u0430\u043d \u0442\u0430\u043a\u043b\u0438\u0444\u043b\u0430\u0440 \u0431\u0435\u0440\u0438\u043b\u0433\u0430\u043d. \u0428\u0443\u043d\u0438\u043d\u0433\u0434\u0435\u043a, \u0441\u0443\u0493\u0443\u0440\u0442\u0430 \u0442\u0430\u0448\u043a\u0438\u043b\u043e\u0442\u043b\u0430\u0440\u043d\u0438\u043d\u0433 \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u0442\u0430\u04b3\u043b\u0438\u043b\u0438, \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u043f\u043e\u0442\u0435\u043d\u0446\u0438\u0430\u043b\u0438, \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u0431\u0430\u0440\u049b\u0430\u0440\u043e\u0440\u043b\u0438\u043a\u043d\u0438 \u0430\u043d\u0438\u049b\u043b\u0430\u0448 \u0432\u0430 \u0442\u045e\u043b\u043e\u0432 \u049b\u043e\u0431\u0438\u043b\u0438\u044f\u0442\u0438&nbsp; \u0431\u0438\u043b\u0430\u043d \u0431\u043e\u0493\u043b\u0438\u049b \u043c\u0443\u0430\u043c\u043c\u043e\u043b\u0430\u0440 \u0432\u0430 \u0443\u043b\u0430\u0440\u043d\u0438 \u0431\u0430\u0440\u0442\u0430\u0440\u0430\u0444 \u044d\u0442\u0438\u0448 \u04b3\u0430\u043c\u0434\u0430 \u0431\u043e\u0448\u049b\u0430\u0440\u0443\u0432\u0434\u0430 \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u0442\u0430\u04b3\u043b\u0438\u043b\u0434\u0430\u043d \u0441\u0430\u043c\u0430\u0440\u0430\u043b\u0438 \u0444\u043e\u0439\u0434\u0430\u043b\u0430\u043d\u0438\u0448 \u0431\u045e\u0439\u0438\u0447\u0430 \u043c\u0443\u04b3\u0438\u043c&nbsp; \u0442\u0430\u043a\u043b\u0438\u0444 \u0432\u0430 \u0442\u0430\u0432\u0441\u0438\u044f\u043b\u0430\u0440 \u0438\u0448\u043b\u0430\u0431 \u0447\u0438\u049b\u0438\u043b\u0433\u0430\u043d.<\/p>\n\n\n\n<p><strong>\u041a\u0430\u043b\u0438\u0442 \u0441\u045e\u0437\u043b\u0430\u0440<\/strong><strong>: <\/strong>\u0441\u0443\u0493\u0443\u0440\u0442\u0430 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f\u0441\u0438, \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u0442\u0430\u04b3\u043b\u0438\u043b, \u0431\u043e\u0448\u049b\u0430\u0440\u0443\u0432 \u0442\u0430\u04b3\u043b\u0438\u043b\u0438, \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u0431\u0430\u0440\u049b\u0430\u0440\u043e\u0440\u043b\u0438\u043a, \u0442\u045e\u043b\u043e\u0432 \u049b\u043e\u0431\u0438\u043b\u0438\u044f\u0442\u0438, \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u0441\u0430\u043b\u043e\u04b3\u0438\u044f\u0442, \u0441\u0443\u0493\u0443\u0440\u0442\u0430 \u0437\u0430\u0445\u0438\u0440\u0430\u043b\u0430\u0440\u0438, \u0441\u0443\u0493\u0443\u0440\u0442\u0430 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u044f\u043b\u0430\u0440\u0438, \u0438\u043d\u0432\u0435\u0441\u0442\u0438\u0446\u0438\u044f \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u044f\u043b\u0430\u0440\u0438, \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u044f\u043b\u0430\u0440.&nbsp;<\/p>\n\n\n\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" data=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/04\/5.-\u041e\u0447\u0438\u043b\u043e\u0432-\u0418\u043b\u0451\u0441-\u041a\u0435\u043b\u0434\u0438\u0451\u0440\u043e\u0432\u0438\u0447-\u0423\u043c\u0438\u0440\u043e\u0432-\u0410\u0431\u0434\u0438\u0441\u0430\u043b\u043e\u043c-\u0422\u045e\u0440\u0430\u0435\u0432\u0438\u0447.pdf\" type=\"application\/pdf\" style=\"width:100%;height:600px\" aria-label=\"Embed of 5.-\u041e\u0447\u0438\u043b\u043e\u0432-\u0418\u043b\u0451\u0441-\u041a\u0435\u043b\u0434\u0438\u0451\u0440\u043e\u0432\u0438\u0447-\u0423\u043c\u0438\u0440\u043e\u0432-\u0410\u0431\u0434\u0438\u0441\u0430\u043b\u043e\u043c-\u0422\u045e\u0440\u0430\u0435\u0432\u0438\u0447.\"><\/object><a id=\"wp-block-file--media-9a3ed275-382f-4cfb-b065-e0ba350df30b\" href=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/04\/5.-\u041e\u0447\u0438\u043b\u043e\u0432-\u0418\u043b\u0451\u0441-\u041a\u0435\u043b\u0434\u0438\u0451\u0440\u043e\u0432\u0438\u0447-\u0423\u043c\u0438\u0440\u043e\u0432-\u0410\u0431\u0434\u0438\u0441\u0430\u043b\u043e\u043c-\u0422\u045e\u0440\u0430\u0435\u0432\u0438\u0447.pdf\">5.-\u041e\u0447\u0438\u043b\u043e\u0432-\u0418\u043b\u0451\u0441-\u041a\u0435\u043b\u0434\u0438\u0451\u0440\u043e\u0432\u0438\u0447-\u0423\u043c\u0438\u0440\u043e\u0432-\u0410\u0431\u0434\u0438\u0441\u0430\u043b\u043e\u043c-\u0422\u045e\u0440\u0430\u0435\u0432\u0438\u0447<\/a><a href=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/04\/5.-\u041e\u0447\u0438\u043b\u043e\u0432-\u0418\u043b\u0451\u0441-\u041a\u0435\u043b\u0434\u0438\u0451\u0440\u043e\u0432\u0438\u0447-\u0423\u043c\u0438\u0440\u043e\u0432-\u0410\u0431\u0434\u0438\u0441\u0430\u043b\u043e\u043c-\u0422\u045e\u0440\u0430\u0435\u0432\u0438\u0447.pdf\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-9a3ed275-382f-4cfb-b065-e0ba350df30b\">Download<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u041e\u0447\u0438\u043b\u043e\u0432 \u0418\u043b\u0451\u0441 \u041a\u0435\u043b\u0434\u0438\u0451\u0440\u043e\u0432\u0438\u0447 &nbsp;\u0438\u049b\u0442\u0438\u0441\u043e\u0434\u0438\u0451\u0442 \u0444\u0430\u043d\u043b\u0430\u0440\u0438 \u0434\u043e\u043a\u0442\u043e\u0440\u0438 \u0431\u0443\u0445\u0433\u0430\u043b\u0442\u0435\u0440\u0438\u044f \u04b3\u0438\u0441\u043e\u0431\u0438 \u043a\u0430\u0444\u0435\u0434\u0440\u0430\u0441\u0438 \u043f\u0440\u043e\u0444\u0435\u0441\u0441\u043e\u0440\u0438 \u0422\u043e\u0448\u043a\u0435\u0442 \u043c\u043e\u043b\u0438\u044f \u0438\u043d\u0441\u0442\u0438\u0442\u0443\u0442\u0438 E-mail: ochilov1@tfi.uz, ilyos0471@mail.ru,ORCID: 0000-0002-3350-0891 \u0423\u043c\u0438\u0440\u043e\u0432 \u0410\u0431\u0434\u0438\u0441\u0430\u043b\u043e\u043c \u0422\u045e\u0440\u0430\u0435\u0432\u0438\u0447 \u0438\u049b\u0442\u0438\u0441\u043e\u0434\u0438\u0451\u0442 \u0444\u0430\u043d\u043b\u0430\u0440\u0438&nbsp; \u0431\u045e\u0439\u0438\u0447\u0430 \u0444\u0430\u043b\u0441\u0430\u0444\u0430 \u0434\u043e\u043a\u0442\u043e\u0440\u0438 (\u0420hD) &nbsp;&nbsp; \u0438\u049b\u0442\u0438\u0441\u043e\u0434\u0438\u0439 \u0445\u0430\u0432\u0444\u0441\u0438\u0437\u043b\u0438\u043a \u043a\u0430\u0444\u0435\u0434\u0440\u0430\u0441\u0438 \u0434\u043e\u0446\u0435\u043d\u0442\u0438 \u0422\u043e\u0448\u043a\u0435\u043d\u0442 \u043c\u043e\u043b\u0438\u044f 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