{"id":252,"date":"2023-07-26T13:17:16","date_gmt":"2023-07-26T08:17:16","guid":{"rendered":"https:\/\/fintech.tsue.uz\/?p=252"},"modified":"2023-07-29T12:46:21","modified_gmt":"2023-07-29T07:46:21","slug":"%d0%bf%d0%b0%d1%80%d1%82%d0%b8%d1%81%d0%b8%d0%bf%d0%b0%d1%82%d0%be%d1%80%d0%bd%d0%be%d0%b5-%d0%b1%d1%8e%d0%b4%d0%b6%d0%b5%d1%82%d0%b8%d1%80%d0%be%d0%b2%d0%b0%d0%bd%d0%b8%d0%b5-%d0%ba%d0%b0%d0%ba","status":"publish","type":"post","link":"https:\/\/fintech.tsue.uz\/?p=252","title":{"rendered":"\u041f\u0410\u0420\u0422\u0418\u0421\u0418\u041f\u0410\u0422\u041e\u0420\u041d\u041e\u0415 \u0411\u042e\u0414\u0416\u0415\u0422\u0418\u0420\u041e\u0412\u0410\u041d\u0418\u0415 \u041a\u0410\u041a \u0412\u0418\u0414 \u0421\u041e\u0412\u041c\u0415\u0421\u0422\u041d\u041e\u0413\u041e \u0424\u0418\u041d\u0410\u041d\u0421\u0418\u0420\u041e\u0412\u0410\u041d\u0418\u042f"},"content":{"rendered":"\n<p><strong>\u042e\u043b\u0434\u0430\u0448\u0435\u0432\u0430 \u041d\u0430\u0434\u0438\u0440\u0430 \u0412\u0438\u043a\u0442\u043e\u0440\u043e\u0432\u043d\u0430<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"433\" height=\"577\" src=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/07\/photo_2023-07-26_13-14-44.jpg\" alt=\"\" class=\"wp-image-253\" srcset=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/07\/photo_2023-07-26_13-14-44.jpg 433w, https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/07\/photo_2023-07-26_13-14-44-225x300.jpg 225w\" sizes=\"auto, (max-width: 433px) 100vw, 433px\" \/><\/figure>\n\n\n\n<p><em>\u0434\u043e\u043a\u0442\u043e\u0440 \u0444\u0438\u043b\u043e\u0441\u043e\u0444\u0438\u0438 (PhD) <\/em><em><\/em><\/p>\n\n\n\n<p><em>\u043f\u043e \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u0447\u0435\u0441\u043a\u0438\u043c&nbsp; \u043d\u0430\u0443\u043a\u0430\u043c<\/em><\/p>\n\n\n\n<p><em>\u0434\u043e\u0446\u0435\u043d\u0442 \u043a\u0430\u0444\u0435\u0434\u0440\u044b \u0444\u0438\u043d\u0430\u043d\u0441\u044b<\/em><\/p>\n\n\n\n<p><em>\u0422\u0430\u0448\u043a\u0435\u043d\u0442\u0441\u043a\u0438\u0439 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0439 \u0438\u043d\u0441\u0442\u0438\u0442\u0443\u0442<\/em><\/p>\n\n\n\n<p><em>E-mail:<\/em><em> <\/em><em><a href=\"mailto:nadirak@mail.com\">nadirak@mail.com<\/a><\/em><em> <\/em><em><\/em><\/p>\n\n\n\n<p><em>ORCID:0000-0002-5994-6787<\/em><\/p>\n\n\n\n<p><strong>\u0410\u043d\u043d\u043e\u0442\u0430\u0446\u0438\u044f<\/strong><\/p>\n\n\n\n<p>\u0412 \u0441\u0442\u0430\u0442\u044c\u0435&nbsp; \u0440\u0430\u0441\u0441\u043c\u043e\u0442\u0440\u0435\u043d\u0430 \u043f\u0440\u0430\u043a\u0442\u0438\u043a\u0430 \u0432\u043d\u0435\u0434\u0440\u0435\u043d\u0438\u044f \u0438\u043d\u0446\u0438\u0438\u0430\u0442\u0438\u0432\u043d\u043e\u0433\u043e \u0431\u044e\u0434\u0436\u0435\u0442\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f \u0432 \u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0435 \u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d, \u0432 \u0447\u0430\u0441\u0442\u043d\u043e\u0441\u0442\u0438, \u0440\u0430\u0441\u0441\u0441\u043c\u043e\u0442\u0440\u0435\u043d\u044b \u0438\u043d\u0441\u0442\u0438\u0442\u0443\u0446\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0435, \u043d\u043e\u0440\u043c\u0430\u0442\u0438\u0432\u043d\u043e-\u043f\u0440\u0430\u0432\u043e\u0432\u044b\u0435 \u0438 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0435 \u043c\u0435\u0445\u0430\u043d\u0438\u0437\u043c\u044b \u0432\u043d\u0435\u0434\u0440\u0435\u043d\u0438\u044f \u0438 \u0441\u0442\u0430\u043d\u043e\u0432\u043b\u0435\u043d\u0438\u044f \u0434\u0430\u043d\u043d\u043e\u0433\u043e \u0432\u0438\u0434\u0430 \u0441\u043e\u0432\u043c\u0435\u0441\u0442\u043d\u043e\u0433\u043e \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c \u0441\u043e\u0446\u0438\u0430\u043b\u044c\u043d\u043e\u0433\u043e-\u044d\u043a\u043e\u043d\u043e\u043c\u0438\u0447\u0435\u0441\u043a\u043e\u0433\u043e \u0440\u0430\u0437\u0432\u0438\u0442\u0438\u044f \u0440\u0435\u0433\u0438\u043e\u043d\u043e\u0432. \u041f\u0440\u043e\u0432\u0435\u0434\u0435\u043d \u0430\u043d\u0430\u043b\u0438\u0437 \u043f\u0440\u0438\u043d\u044f\u0442\u044b\u0445 \u0438 \u043e\u0442\u043a\u043b\u043e\u043d\u0435\u043d\u043d\u044b\u0445 \u043f\u0440\u043e\u0435\u043a\u0442\u043e\u0432 \u0432 \u0440\u0430\u0437\u0440\u0435\u0437\u0435 \u0440\u0435\u0433\u0438\u043e\u043d\u043e\u0432 \u0441\u0442\u0440\u0430\u043d\u044b, \u0441\u0434\u0435\u043b\u0430\u043d\u044b \u0432\u044b\u0432\u043e\u0434\u044b \u0438 \u043f\u0440\u0438\u0432\u0435\u0434\u0435\u043d\u044b \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0443\u044e\u0449\u0438\u0435 \u043f\u0440\u0435\u0434\u043b\u043e\u0436\u0435\u043d\u0438\u044f.<\/p>\n\n\n\n<p><strong>\u041a\u043b\u044e\u0447\u0435\u0432\u044b\u0435 \u0441\u043b\u043e\u0432\u0430:<\/strong> \u043f\u0430\u0440\u0442\u0438\u0441\u0438\u043f\u0430\u0442\u043e\u0440\u043d\u043e\u0435 \u0431\u044e\u0434\u0436\u0435\u0442\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435, \u0438\u043d\u0438\u0446\u0438\u0430\u0442\u0438\u0432\u043d\u044b\u0435 \u0433\u0440\u0430\u0436\u0434\u0430\u043d\u0435, \u043f\u0440\u0430\u0432\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u043e, \u0431\u044e\u0434\u0436\u0435\u0442\u043d\u044b\u0439 \u043f\u0440\u043e\u0446\u0435\u0441\u0441, \u0441\u043e\u0432\u043c\u0435\u0441\u0442\u043d\u043e\u0435 \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435, \u0441\u043e\u0446\u0438\u0430\u043b\u044c\u043d\u044b\u0435 \u043f\u0440\u043e\u0431\u043b\u0435\u043c\u044b, \u043c\u0435\u0441\u0442\u043d\u0430\u044f \u0438\u043d\u0444\u0440\u0430\u0441\u0442\u0443\u0440\u043a\u0442\u0443\u0440\u0430, \u043f\u0440\u043e\u0437\u0440\u0430\u0447\u043d\u043e\u0441\u0442\u044c, \u043e\u0442\u043a\u0440\u044b\u0442\u043e\u0441\u0442\u044c \u0431\u044e\u0434\u0436\u0435\u0442\u043d\u044b\u0445 \u0434\u0430\u043d\u043d\u044b\u0445, \u0440\u0430\u0431\u043e\u0447\u0430\u044f \u043a\u043e\u043c\u0438\u0441\u0441\u0438\u044f, \u043c\u043e\u0434\u0435\u0440\u0430\u0446\u0438\u044f, \u043f\u0440\u043e\u0435\u043a\u0442\u044b-\u043f\u043e\u0431\u0435\u0434\u0438\u0442\u0435\u043b\u0438.<\/p>\n\n\n\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" data=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/07\/\u042e\u043b\u0434\u0430\u0448\u0435\u0432\u0430-\u041d\u0430\u0434\u0438\u0440\u0430-\u0412\u0438\u043a\u0442\u043e\u0440\u043e\u0432\u043d\u0430.pdf\" type=\"application\/pdf\" style=\"width:100%;height:600px\" aria-label=\"Embed of \u042e\u043b\u0434\u0430\u0448\u0435\u0432\u0430-\u041d\u0430\u0434\u0438\u0440\u0430-\u0412\u0438\u043a\u0442\u043e\u0440\u043e\u0432\u043d\u0430.\"><\/object><a id=\"wp-block-file--media-dc3a40ae-a636-463c-9b62-86f2b277c551\" href=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/07\/\u042e\u043b\u0434\u0430\u0448\u0435\u0432\u0430-\u041d\u0430\u0434\u0438\u0440\u0430-\u0412\u0438\u043a\u0442\u043e\u0440\u043e\u0432\u043d\u0430.pdf\">\u042e\u043b\u0434\u0430\u0448\u0435\u0432\u0430-\u041d\u0430\u0434\u0438\u0440\u0430-\u0412\u0438\u043a\u0442\u043e\u0440\u043e\u0432\u043d\u0430<\/a><a href=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/07\/\u042e\u043b\u0434\u0430\u0448\u0435\u0432\u0430-\u041d\u0430\u0434\u0438\u0440\u0430-\u0412\u0438\u043a\u0442\u043e\u0440\u043e\u0432\u043d\u0430.pdf\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-dc3a40ae-a636-463c-9b62-86f2b277c551\">Download<\/a><\/div>\n\n\n\n<p><strong>\u041b\u0438\u0442\u0435\u0440\u0430\u0442\u0443\u0440\u0430<\/strong><\/p>\n\n\n\n<p>1. \u0413\u0430\u0432\u0440\u0438\u043b\u043e\u0432\u0430 \u041d. \u041f\u0440\u0430\u043a\u0442\u0438\u043a\u0438 \u043f\u0430\u0440\u0442\u0438\u0441\u0438\u043f\u0430\u0442\u043e\u0440\u043d\u043e\u0433\u043e \u0431\u044e\u0434\u0436\u0435\u0442\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f \u0432 \u043c\u0430\u043b\u044b\u0445 \u0433\u043e\u0440\u043e\u0434\u0430\u0445. \u041d\u0430\u0446\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0439 \u0438\u0441\u0441\u043b\u0435\u0434\u043e\u0432\u0430\u0442\u0435\u043b\u044c\u0441\u043a\u0438\u0439 \u0443\u043d\u0438\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442 \u0412\u044b\u0441\u0448\u0435\u0439 \u0448\u043a\u043e\u043b\u044b \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u043a\u0438. 2020. \u2013 https:\/\/publications.hse.ru&nbsp;\u203a view<\/p>\n\n\n\n<p>2..\u0421\u044d\u043c\u044e\u044d\u043b \u041f. \u0410\u0443\u0434\u0438\u0442 \u0441\u043e\u0446\u0438\u0430\u043b\u044c\u043d\u044b\u0445 \u0438\u0437\u043c\u0435\u043d\u0435\u043d\u0438\u0439: \u0438\u0437\u0443\u0447\u0435\u043d\u0438\u0435 \u0438\u043d\u0438\u0446\u0438\u0430\u0442\u0438\u0432 \u0433\u0440\u0430\u0436\u0434\u0430\u043d\u0441\u043a\u043e\u0433\u043e \u043e\u0431\u0449\u0435\u0441\u0442\u0432\u0430. \u0414\u043e\u043a\u0443\u043c\u0435\u043d\u0442, \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043b\u0435\u043d\u043d\u044b\u0439 \u043d\u0430 \u0428\u0435\u0441\u0442\u043e\u043c \u0433\u043b\u043e\u0431\u0430\u043b\u044c\u043d\u043e\u043c \u0444\u043e\u0440\u0443\u043c\u0435 \u043f\u043e \u043e\u0431\u043d\u043e\u0432\u043b\u0435\u043d\u0438\u044e \u043f\u0440\u0430\u0432\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0430, \u0421\u0435\u0443\u043b, 24\u201327 \u043c\u0430\u044f. 2005.<\/p>\n\n\n\n<p>3. \u0424\u043e\u0440\u0441\u0442\u0435\u0440 \u0420., \u0438 \u0421\u0438\u043d\u0433\u0445 \u0414. \u0421\u043e\u0446\u0438\u0430\u043b\u044c\u043d\u0430\u044f \u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0441\u0442\u044c: \u0432\u0432\u0435\u0434\u0435\u043d\u0438\u0435 \u0432 \u043a\u043e\u043d\u0446\u0435\u043f\u0446\u0438\u044e \u0438 \u043d\u043e\u0432\u0443\u044e \u043f\u0440\u0430\u043a\u0442\u0438\u043a\u0443. \u0414\u043e\u043a\u0443\u043c\u0435\u043d\u0442 \u0441\u043e\u0446\u0438\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0440\u0430\u0437\u0432\u0438\u0442\u0438\u044f 76, \u0412\u0441\u0435\u043c\u0438\u0440\u043d\u044b\u0439 \u0431\u0430\u043d\u043a, \u0412\u0430\u0448\u0438\u043d\u0433\u0442\u043e\u043d, \u043e\u043a\u0440\u0443\u0433 \u041a\u043e\u043b\u0443\u043c\u0431\u0438\u044f. 2004.<\/p>\n\n\n\n<p>4. \u0412\u0438\u0432\u0435\u043a \u0420., \u041a\u0440\u0430\u0444\u0447\u0438\u043a \u0423 . \u0420\u043e\u043b\u044c \u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446\u0438\u0439 \u0433\u0440\u0430\u0436\u0434\u0430\u043d\u0441\u043a\u043e\u0433\u043e \u043e\u0431\u0449\u0435\u0441\u0442\u0432\u0430 \u0432 \u0430\u0443\u0434\u0438\u0442\u0435 \u0438 \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0438 \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u043c\u0438 \u0444\u0438\u043d\u0430\u043d\u0441\u0430\u043c\u0438. \u041c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u044b\u0439 \u0431\u044e\u0434\u0436\u0435\u0442\u043d\u044b\u0439 \u043f\u0440\u043e\u0435\u043a\u0442, \u0412\u0430\u0448\u0438\u043d\u0433\u0442\u043e\u043d, \u043e\u043a\u0440\u0443\u0433 \u041a\u043e\u043b\u0443\u043c\u0431\u0438\u044f. 2005.<\/p>\n\n\n\n<p>5. \u0421. \u0427\u0430\u0440\u0430\u0441. \u0413\u0440\u0430\u0436\u0434\u0430\u043d\u0441\u043a\u043e\u0435 \u0443\u0447\u0430\u0441\u0442\u0438\u0435 \u0432 \u043c\u0435\u0441\u0442\u043d\u044b\u0445 \u043e\u0440\u0433\u0430\u043d\u0430\u0445 \u0432\u043b\u0430\u0441\u0442\u0438 \u0432 \u0422\u0430\u0438\u043b\u0430\u043d\u0434\u0435. \u0414\u043e\u043a\u0443\u043c\u0435\u043d\u0442 \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043b\u0435\u043d \u043d\u0430 \u041c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u043e\u0439 \u043a\u043e\u043d\u0444\u0435\u0440\u0435\u043d\u0446\u0438\u0438 \u043f\u043e \u043f\u0440\u0438\u0432\u043b\u0435\u0447\u0435\u043d\u0438\u044e \u0441\u043e\u043e\u0431\u0449\u0435\u0441\u0442\u0432, \u0411\u0440\u0438\u0441\u0431\u0435\u043d, \u041a\u0432\u0438\u043d\u0441\u043b\u0435\u043d\u0434, \u0410\u0432\u0441\u0442\u0440\u0430\u043b\u0438\u044f, 14\u201317 \u0430\u0432\u0433\u0443\u0441\u0442\u0430 2005.<\/p>\n\n\n\n<p>6. \u041f\u043e\u0441\u0442\u0430\u043d\u043e\u0432\u043b\u0435\u043d\u0438\u0435 \u041f\u0440\u0435\u0437\u0438\u0434\u0435\u043d\u0442\u0430 \u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0438 \u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d \u043e\u0442 13 \u0430\u043f\u0440\u0435\u043b\u044f 2021 \u0433\u043e\u0434\u0430, \u041f\u041f- 5072 \u00ab\u041e \u0434\u043e\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0445 \u043c\u0435\u0440\u0430\u0445 \u043f\u043e \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0435\u043d\u0438\u044e \u0430\u043a\u0442\u0438\u0432\u043d\u043e\u0433\u043e \u0443\u0447\u0430\u0441\u0442\u0438\u044f \u0433\u0440\u0430\u0436\u0434\u0430\u043d \u0432 \u0431\u044e\u0434\u0436\u0435\u0442\u043d\u043e\u043c \u043f\u0440\u043e\u0446\u0435\u0441\u0441\u0435\u00bb. &nbsp;\u2013 https:\/\/lex.uz\/docs\/5370822<\/p>\n\n\n\n<p>7. \u041f\u043e\u0441\u0442\u0430\u043d\u043e\u0432\u043b\u0435\u043d\u0438\u0435 \u041f\u0440\u0435\u0437\u0438\u0434\u0435\u043d\u0442\u0430 \u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0438 \u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d \u043e\u0442 22 \u0441\u0435\u043d\u0442\u044f\u0431\u0440\u044f 2021 \u0433\u043e\u0434\u0430, \u041f\u041f-5250 \u00ab\u041e \u043c\u0435\u0440\u0430\u0445 \u043f\u043e \u0434\u0430\u043b\u044c\u043d\u0435\u0439\u0448\u0435\u043c\u0443 \u0440\u0430\u0441\u0448\u0438\u0440\u0435\u043d\u0438\u044e \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f \u043c\u0435\u0440\u043e\u043f\u0440\u0438\u044f\u0442\u0438\u0439, \u0441\u0444\u043e\u0440\u043c\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u044b\u0445 \u043d\u0430 \u043e\u0441\u043d\u043e\u0432\u0435 \u043e\u0431\u0449\u0435\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0433\u043e \u043c\u043d\u0435\u043d\u0438\u044f \u043f\u043e\u0441\u0440\u0435\u0434\u0441\u0442\u0432\u043e\u043c \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u043e\u043d\u043d\u043e\u0433\u043e \u043f\u043e\u0440\u0442\u0430\u043b\u0430 \u00ab\u041e\u0442\u043a\u0440\u044b\u0442\u044b\u0439 \u0431\u044e\u0434\u0436\u0435\u0442\u00bb. \u2013https:\/\/lex.uz\/uz\/docs\/5651411<\/p>\n\n\n\n<p>8.\u041f\u043e\u0441\u0442\u0430\u043d\u043e\u0432\u043b\u0435\u043d\u0438\u0435 \u041f\u0440\u0435\u0437\u0438\u0434\u0435\u043d\u0442\u0430 \u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0438 \u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d \u043e\u0442 25 \u043e\u043a\u0442\u044f\u0431\u0440\u044f 2022 \u0433\u043e\u0434\u0430, \u041f\u041f-409 \u00ab\u041e \u043c\u0435\u0440\u0430\u0445 \u043f\u043e \u0440\u0430\u0441\u0448\u0438\u0440\u0435\u043d\u0438\u044e \u043c\u0430\u0441\u0448\u0442\u0430\u0431\u0430 \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f \u043f\u0440\u043e\u0435\u043a\u0442\u043e\u0432, \u0444\u043e\u0440\u043c\u0438\u0440\u0443\u0435\u043c\u044b\u0445 \u043d\u0430 \u043e\u0441\u043d\u043e\u0432\u0435 \u043e\u0431\u0449\u0435\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0433\u043e \u043c\u043d\u0435\u043d\u0438\u044f\u00bb. \u2013https:\/\/lex.uz\/ru\/docs\/6251484<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u042e\u043b\u0434\u0430\u0448\u0435\u0432\u0430 \u041d\u0430\u0434\u0438\u0440\u0430 \u0412\u0438\u043a\u0442\u043e\u0440\u043e\u0432\u043d\u0430 \u0434\u043e\u043a\u0442\u043e\u0440 \u0444\u0438\u043b\u043e\u0441\u043e\u0444\u0438\u0438 (PhD) \u043f\u043e \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u0447\u0435\u0441\u043a\u0438\u043c&nbsp; \u043d\u0430\u0443\u043a\u0430\u043c \u0434\u043e\u0446\u0435\u043d\u0442 \u043a\u0430\u0444\u0435\u0434\u0440\u044b \u0444\u0438\u043d\u0430\u043d\u0441\u044b \u0422\u0430\u0448\u043a\u0435\u043d\u0442\u0441\u043a\u0438\u0439 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0439 \u0438\u043d\u0441\u0442\u0438\u0442\u0443\u0442 E-mail: nadirak@mail.com ORCID:0000-0002-5994-6787 \u0410\u043d\u043d\u043e\u0442\u0430\u0446\u0438\u044f \u0412 \u0441\u0442\u0430\u0442\u044c\u0435&nbsp; \u0440\u0430\u0441\u0441\u043c\u043e\u0442\u0440\u0435\u043d\u0430 \u043f\u0440\u0430\u043a\u0442\u0438\u043a\u0430 \u0432\u043d\u0435\u0434\u0440\u0435\u043d\u0438\u044f \u0438\u043d\u0446\u0438\u0438\u0430\u0442\u0438\u0432\u043d\u043e\u0433\u043e \u0431\u044e\u0434\u0436\u0435\u0442\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f \u0432 \u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0435 \u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d, \u0432 \u0447\u0430\u0441\u0442\u043d\u043e\u0441\u0442\u0438, \u0440\u0430\u0441\u0441\u0441\u043c\u043e\u0442\u0440\u0435\u043d\u044b \u0438\u043d\u0441\u0442\u0438\u0442\u0443\u0446\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0435, \u043d\u043e\u0440\u043c\u0430\u0442\u0438\u0432\u043d\u043e-\u043f\u0440\u0430\u0432\u043e\u0432\u044b\u0435&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":256,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19],"tags":[],"class_list":["post-252","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-moliyaviy-tahlil"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u041f\u0410\u0420\u0422\u0418\u0421\u0418\u041f\u0410\u0422\u041e\u0420\u041d\u041e\u0415 \u0411\u042e\u0414\u0416\u0415\u0422\u0418\u0420\u041e\u0412\u0410\u041d\u0418\u0415 \u041a\u0410\u041a \u0412\u0418\u0414 \u0421\u041e\u0412\u041c\u0415\u0421\u0422\u041d\u041e\u0413\u041e \u0424\u0418\u041d\u0410\u041d\u0421\u0418\u0420\u041e\u0412\u0410\u041d\u0418\u042f - \u201cMoliyaviy 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