{"id":420,"date":"2023-09-25T15:04:21","date_gmt":"2023-09-25T10:04:21","guid":{"rendered":"https:\/\/fintech.tsue.uz\/?p=420"},"modified":"2023-11-05T22:22:17","modified_gmt":"2023-11-05T17:22:17","slug":"%d1%9e%d0%b7%d0%b1%d0%b5%d0%ba%d0%b8%d1%81%d1%82%d0%be%d0%bd-%d0%b1%d0%b0%d0%bd%d0%ba-%d1%82%d0%b8%d0%b7%d0%b8%d0%bc%d0%b8%d0%bd%d0%b8-%d1%80%d0%b8%d0%b2%d0%be%d0%b6%d0%bb%d0%b0%d0%bd%d1%82%d0%b8","status":"publish","type":"post","link":"https:\/\/fintech.tsue.uz\/?p=420","title":{"rendered":"\u040e\u0417\u0411\u0415\u041a\u0418\u0421\u0422\u041e\u041d \u0411\u0410\u041d\u041a \u0422\u0418\u0417\u0418\u041c\u0418\u041d\u0418 \u0420\u0418\u0412\u041e\u0416\u041b\u0410\u041d\u0422\u0418\u0420\u0418\u0428\u041d\u0418\u041d\u0413 \u0417\u0410\u041c\u041e\u041d\u0410\u0412\u0418\u0419 \u041c\u0423\u0410\u041c\u041c\u041e\u041b\u0410\u0420\u0418"},"content":{"rendered":"\n<p><strong>\u0411\u043e\u0431\u0430\u043a\u0443\u043b\u043e\u0432 \u0422\u0443\u043b\u043a\u0438\u043d \u0418\u0431\u043e\u0434\u0443\u043b\u043b\u0430\u0435\u0432\u0438\u0447<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"1024\" src=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/09\/photo_2023-09-25_14-47-35-768x1024.jpg\" alt=\"\" class=\"wp-image-422\" srcset=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/09\/photo_2023-09-25_14-47-35-768x1024.jpg 768w, https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/09\/photo_2023-09-25_14-47-35-225x300.jpg 225w, https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/09\/photo_2023-09-25_14-47-35.jpg 960w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/figure>\n\n\n\n<p><em>\u0438\u049b\u0442\u0438\u0441\u043e\u0434\u0438\u0451\u0442 \u0444\u0430\u043d\u043b\u0430\u0440\u0438 \u0434\u043e\u043a\u0442\u043e\u0440\u0438<\/em><\/p>\n\n\n\n<p><em>\u0411\u0438\u0437\u043d\u0435\u0441 \u0432\u0430 \u0442\u0430\u0434\u0431\u0438\u0440\u043a\u043e\u0440\u043b\u0438\u043a \u043e\u043b\u0438\u0439<\/em><\/p>\n\n\n\n<p><em>\u043c\u0430\u043a\u0442\u0430\u0431\u0438 \u043f\u0440\u043e\u0444\u0435\u0441\u0441\u043e\u0440\u0438<\/em><\/p>\n\n\n\n<p><em>E-mail: t-bobakulov@mail.ru<\/em><\/p>\n\n\n\n<p><em>ORCID<\/em><em>: 0000-0002-8965-497 \u0425<\/em><\/p>\n\n\n\n<p><strong>\u0410\u043d\u043d\u043e\u0442\u0430\u0446\u0438\u044f<\/strong><\/p>\n\n\n\n<p>\u0411\u0430\u043d\u043a \u0442\u0438\u0437\u0438\u043c\u0438\u043d\u0438\u043d\u0433 \u0431\u0430\u0440\u049b\u0430\u0440\u043e\u0440\u043b\u0438\u0433\u0438\u043d\u0438 \u0442\u0430\u044a\u043c\u0438\u043d\u043b\u0430\u0448 \u043c\u0438\u043b\u043b\u0438\u0439 \u0438\u049b\u0442\u0438\u0441\u043e\u0434\u0438\u0451\u0442\u043d\u0438\u043d\u0433 \u0431\u0430\u0440\u049b\u0430\u0440\u043e\u0440 \u0440\u0438\u0432\u043e\u0436\u043b\u0430\u043d\u0438\u0448\u0438\u043d\u0438 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\u0431\u045e\u043b\u0433\u0430\u043d\u0438 \u04b3\u043e\u043b\u0434\u0430, \u0438\u049b\u0442\u0438\u0441\u043e\u0434\u0438\u0451\u0442\u0434\u0430\u0433\u0438 \u0442\u045e\u043b\u043e\u0432\u043b\u0430\u0440\u043d\u0438 \u0430\u043c\u0430\u043b\u0433\u0430 \u043e\u0448\u0438\u0440\u0438\u0448\u043d\u0438\u043d\u0433 \u0443\u0437\u043b\u0443\u043a\u0441\u0438\u0437\u043b\u0438\u0433\u0438\u043d\u0438 \u0442\u0430\u044a\u043c\u0438\u043d\u043b\u0430\u0448\u043d\u0438\u043d\u0433 \u0437\u0430\u0440\u0443\u0440\u0438\u0439 \u0448\u0430\u0440\u0442\u043b\u0430\u0440\u0438\u0434\u0430\u043d \u0431\u0438\u0440\u0438 \u04b3\u0438\u0441\u043e\u0431\u043b\u0430\u043d\u0430\u0434\u0438.<\/p>\n\n\n\n<p>\u041c\u0430\u049b\u043e\u043b\u0430\u0434\u0430 \u040e\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u043e\u043d \u0431\u0430\u043d\u043a \u0442\u0438\u0437\u0438\u043c\u0438\u043d\u0438 \u0440\u0438\u0432\u043e\u0436\u043b\u0430\u043d\u0442\u0438\u0440\u0438\u0448 \u0431\u0438\u043b\u0430\u043d \u0431\u043e\u0493\u043b\u0438\u049b \u0431\u045e\u043b\u0433\u0430\u043d \u0434\u043e\u043b\u0437\u0430\u0440\u0431 \u043c\u0443\u0430\u043c\u043c\u043e\u043b\u0430\u0440 \u0430\u043d\u0438\u049b\u043b\u0430\u043d\u0433\u0430\u043d \u0432\u0430 \u0443\u043b\u0430\u0440\u043d\u0438 \u04b3\u0430\u043b \u049b\u0438\u043b\u0438\u0448\u0433\u0430 \u049b\u0430\u0440\u0430\u0442\u0438\u043b\u0433\u0430\u043d \u0438\u043b\u043c\u0438\u0439 \u0442\u0430\u043a\u043b\u0438\u0444\u043b\u0430\u0440 \u0438\u0448\u043b\u0430\u0431 \u0447\u0438\u049b\u0438\u043b\u0433\u0430\u043d.<\/p>\n\n\n\n<p><strong>\u041a\u0430\u043b\u0438\u0442 \u0441\u045e\u0437\u043b\u0430\u0440:<\/strong> \u0431\u0430\u043d\u043a, \u0431\u0430\u043d\u043a \u0442\u0438\u0437\u0438\u043c\u0438, \u043a\u0440\u0435\u0434\u0438\u0442, \u043c\u0443\u0430\u043c\u043c\u043e\u043b\u0438 \u043a\u0440\u0435\u0434\u0438\u0442, \u0438\u043d\u0432\u0435\u0441\u0442\u0438\u0446\u0438\u044f, \u049b\u0438\u043c\u043c\u0430\u0442\u043b\u0438 \u049b\u043e\u0493\u043e\u0437, \u0438\u043d\u0444\u043b\u044f\u0446\u0438\u044f, \u0434\u0435\u0432\u0430\u043b\u044c\u0432\u0430\u0446\u0438\u044f, \u043b\u0438\u043a\u0432\u0438\u0434\u043b\u0438\u043b\u0438\u043a, \u0431\u0430\u043b\u0430\u043d\u0441\u043b\u0430\u0448\u043c\u0430\u0433\u0430\u043d \u043b\u0438\u043a\u0432\u0438\u0434\u043b\u0438\u043b\u0438\u043a, \u0444\u043e\u0438\u0437 \u0441\u0442\u0430\u0432\u043a\u0430\u0441\u0438.<\/p>\n\n\n\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" data=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/11\/4.-\u0411\u043e\u0431\u0430\u043a\u0443\u043b\u043e\u0432-\u0422\u0443\u043b\u043a\u0438\u043d-\u0418\u0431\u043e\u0434\u0443\u043b\u043b\u0430\u0435\u0432\u0438\u0447.pdf\" type=\"application\/pdf\" style=\"width:100%;height:600px\" aria-label=\"Embed of 4.-\u0411\u043e\u0431\u0430\u043a\u0443\u043b\u043e\u0432-\u0422\u0443\u043b\u043a\u0438\u043d-\u0418\u0431\u043e\u0434\u0443\u043b\u043b\u0430\u0435\u0432\u0438\u0447.\"><\/object><a id=\"wp-block-file--media-3d054178-4e63-4fe0-934f-bc9aee7b6779\" href=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/11\/4.-\u0411\u043e\u0431\u0430\u043a\u0443\u043b\u043e\u0432-\u0422\u0443\u043b\u043a\u0438\u043d-\u0418\u0431\u043e\u0434\u0443\u043b\u043b\u0430\u0435\u0432\u0438\u0447.pdf\">4.-\u0411\u043e\u0431\u0430\u043a\u0443\u043b\u043e\u0432-\u0422\u0443\u043b\u043a\u0438\u043d-\u0418\u0431\u043e\u0434\u0443\u043b\u043b\u0430\u0435\u0432\u0438\u0447<\/a><a href=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/11\/4.-\u0411\u043e\u0431\u0430\u043a\u0443\u043b\u043e\u0432-\u0422\u0443\u043b\u043a\u0438\u043d-\u0418\u0431\u043e\u0434\u0443\u043b\u043b\u0430\u0435\u0432\u0438\u0447.pdf\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-3d054178-4e63-4fe0-934f-bc9aee7b6779\">Download<\/a><\/div>\n\n\n\n<p><strong>\u0424\u043e\u0439\u0434\u0430\u043b\u0430\u043d\u0438\u043b\u0433\u0430\u043d \u0430\u0434\u0430\u0431\u0438\u0451\u0442\u043b\u0430\u0440<\/strong><\/p>\n\n\n\n<p>1. \u040e\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u043e\u043d \u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0430\u0441\u0438 \u041f\u0440\u0435\u0437\u0438\u0434\u0435\u043d\u0442\u0438\u043d\u0438\u043d\u0433 2020 \u0439\u0438\u043b 12 \u043c\u0430\u0439\u0434\u0430\u0433\u0438 \u041f\u0424-5992-\u0441\u043e\u043d\u043b\u0438 \u201c2020-2025 \u0439\u0438\u043b\u043b\u0430\u0440\u0433\u0430 \u043c\u045e\u043b\u0436\u0430\u043b\u043b\u0430\u043d\u0433\u0430\u043d \u040e\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u043e\u043d \u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0430\u0441\u0438\u043d\u0438\u043d\u0433 \u0431\u0430\u043d\u043a \u0442\u0438\u0437\u0438\u043c\u0438\u043d\u0438 \u0438\u0441\u043b\u043e\u04b3 \u049b\u0438\u043b\u0438\u0448 \u0441\u0442\u0440\u0430\u0442\u0435\u0433\u0438\u044f\u0441\u0438 \u0442\u045e\u0493\u0440\u0438\u0441\u0438\u0434\u0430\u201d\u0433\u0438 \u0444\u0430\u0440\u043c\u043e\u043d\u0438\/\/\u049a\u04b2\u041c\u041c\u0411:06\/205992\/0581-\u0441\u043e\u043d. 13.05.2020 \u0439.<\/p>\n\n\n\n<p>2. <a>\u040e\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u043e\u043d \u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0430\u0441\u0438 \u041f\u0440\u0435\u0437\u0438\u0434\u0435\u043d\u0442\u0438\u043d\u0438\u043d\u0433 2017 \u0439\u0438\u043b 12 \u0441\u0435\u043d\u0442\u044f\u0431\u0440\u0434\u0430\u0433\u0438 \u041f\u049a-3270-\u0441\u043e\u043d\u043b\u0438 <\/a>\u201c\u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0430 \u0431\u0430\u043d\u043a \u0442\u0438\u0437\u0438\u043c\u0438\u043d\u0438 \u044f\u043d\u0430\u0434\u0430 \u0440\u0438\u0432\u043e\u0436\u043b\u0430\u043d\u0442\u0438\u0440\u0438\u0448 \u0432\u0430 \u0431\u0430\u0440\u049b\u0430\u0440\u043e\u0440\u043b\u0438\u0433\u0438\u043d\u0438 \u043e\u0448\u0438\u0440\u0438\u0448 \u0447\u043e\u0440\u0430-\u0442\u0430\u0434\u0431\u0438\u0440\u043b\u0430\u0440\u0438 \u0442\u045e\u0493\u0440\u0438\u0441\u0438\u0434\u0430\u201d\u0433\u0438 \u049b\u0430\u0440\u043e\u0440\u0438\/\/\u049a\u043e\u043d\u0443\u043d \u04b3\u0443\u0436\u0436\u0430\u0442\u043b\u0430\u0440\u0438 \u043c\u0430\u044a\u043b\u0443\u043c\u043e\u0442\u043b\u0430\u0440\u0438 \u043c\u0438\u043b\u043b\u0438\u0439 \u0431\u0430\u0437\u0430\u0441\u0438, 25.09.2017 \u0439., 07\/17\/3270\/0004; 06.03.2018 \u0439., 06\/20\/5370\/0975-\u0441\u043e\u043d; 23.07.2019 \u0439., 07\/19\/4400\/3468-\u0441\u043e\u043d; 27.02.2021 \u0439., 06\/21\/6179\/0165-\u0441\u043e\u043d.<\/p>\n\n\n\n<p>3. \u0423\u0441\u043e\u0441\u043a\u0438\u043d \u0412.\u041c. \u0421\u043e\u0432\u0440\u0435\u043c\u0435\u043d\u043d\u044b\u0439 \u043a\u043e\u043c\u043c\u0435\u0440\u0447\u0435\u0441\u043a\u0438\u0439 \u0431\u0430\u043d\u043a: \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0435 \u0438 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u0438. \u2013 \u041c.: \u041b\u0415\u041d\u0410\u041d\u0414, 2019. \u2013 \u0421. 65-67.<\/p>\n\n\n\n<p>4. Cetorelli, N. and Goldberg, L. (2014). Measures of Global Bank Complexity. Federal Reserve Bank of New York Economic Policy Review, 2014. \u2013 \u211620 (2). \u2013 pp. 107\u2013126.<\/p>\n\n\n\n<p>5. Correa R. and Goldberg L. S. Bank Complexity, Governance, and Risk. NBER Working Papers, 2020. \u2013 N 27547. \u2013 43 \u0440.<\/p>\n\n\n\n<p>6. \u0414\u043e\u0440\u043e\u0444\u0435\u0435\u0432, \u0412. \u0414. \u0421\u0442\u0440\u0430\u0442\u0435\u0433\u0438\u0447\u0435\u0441\u043a\u043e\u0435 \u043f\u043b\u0430\u043d\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435 \u043a\u043e\u043c\u043c\u0435\u0440\u0447\u0435\u0441\u043a\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0430\/\/\u0418\u0437\u0432\u0435\u0441\u0442\u0438\u044f \u0432\u044b\u0441\u0448\u0438\u0445 \u0443\u0447\u0435\u0431\u043d\u044b\u0445 \u0437\u0430\u0432\u0435\u0434\u0435\u043d\u0438\u0439. \u041f\u043e\u0432\u043e\u043b\u0436\u0441\u043a\u0438\u0439 \u0440\u0435\u0433\u0438\u043e\u043d.&nbsp; \u041e\u0431\u0449\u0435\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u0435 \u043d\u0430\u0443\u043a\u0438. \u2013 2013. \u2013 \u2116 2 (26) \u2013 \u0421. 168.; \u041a\u0443\u043c\u043e\u043a \u0421.\u0418. \u0410\u043d\u0430\u043b\u0438\u0437 \u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u0438 \u043a\u043e\u043c\u043c\u0435\u0440\u0447\u0435\u0441\u043a\u0438\u0445 \u0431\u0430\u043d\u043a\u043e\u0432. \u2013 \u041c. :&nbsp; \u0412\u0435\u0447\u0435, 1996. \u2013 \u0421. 153.<\/p>\n\n\n\n<p>7. \u0421\u0438\u043d\u043a\u0438 \u0414\u0436. \u0424\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0439 \u043c\u0435\u043d\u0435\u0434\u0436\u043c\u0435\u043d\u0442 \u0432 \u043a\u043e\u043c\u043c\u0435\u0440\u0447\u0435\u0441\u043a\u043e\u043c \u0431\u0430\u043d\u043a\u0435 \u0438 \u0432 \u0438\u043d\u0434\u0443\u0441\u0442\u0440\u0438\u0438 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0445 \u0443\u0441\u043b\u0443\u0433. \u041f\u0435\u0440. \u0441 \u0430\u043d\u0433\u043b. \u2013 \u041c.: \u0410\u043b\u044c\u043f\u0438\u043d\u0430 \u041f\u0430\u0431\u043b\u0438\u0448\u0435\u0440, 2017. \u2013 \u0421. 210.<\/p>\n\n\n\n<p>8. \u041e\u043c\u043e\u043d\u043e\u0432 \u0410.\u0410. \u0422\u0438\u0436\u043e\u0440\u0430\u0442 \u0431\u0430\u043d\u043a\u043b\u0430\u0440\u0438\u043d\u0438\u043d\u0433 \u0440\u0435\u0441\u0443\u0440\u0441\u043b\u0430\u0440\u0438\u043d\u0438 \u0441\u0430\u043c\u0430\u0440\u0430\u043b\u0438 \u0431\u043e\u0448\u049b\u0430\u0440\u0438\u0448 \u043c\u0430\u0441\u0430\u043b\u0430\u043b\u0430\u0440\u0438. \u0418.\u0444.\u0434. \u0438\u043b\u043c. \u0434\u0430\u0440. \u2026 \u0434\u0438\u0441\u0441. \u2013 \u0422\u043e\u0448\u043a\u0435\u043d\u0442, 2008. \u2013 32 \u0431.<\/p>\n\n\n\n<p>9. \u0411\u0435\u0440\u0434\u0438\u044f\u0440\u043e\u0432 \u0411.\u0422. \u040e\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u043e\u043d \u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0430\u0441\u0438 \u0442\u0438\u0436\u043e\u0440\u0430\u0442 \u0431\u0430\u043d\u043a\u043b\u0430\u0440\u0438\u043d\u0438\u043d\u0433 \u043b\u0438\u043a\u0432\u0438\u0434\u043b\u0438\u043b\u0438\u0433\u0438 \u0432\u0430 \u0442\u045e\u043b\u043e\u0432 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