{"id":448,"date":"2023-09-25T15:36:10","date_gmt":"2023-09-25T10:36:10","guid":{"rendered":"https:\/\/fintech.tsue.uz\/?p=448"},"modified":"2023-11-05T22:27:34","modified_gmt":"2023-11-05T17:27:34","slug":"%d0%b2%d0%be%d0%bf%d1%80%d0%be%d1%81%d1%8b-%d1%84%d0%be%d1%80%d0%bc%d0%b8%d1%80%d0%be%d0%b2%d0%b0%d0%bd%d0%b8%d1%8f-%d0%ba%d0%b0%d0%bf%d0%b8%d1%82%d0%b0%d0%bb%d0%b0-%d0%ba%d0%be%d0%bc%d0%bc","status":"publish","type":"post","link":"https:\/\/fintech.tsue.uz\/?p=448","title":{"rendered":"\u0412\u041e\u041f\u0420\u041e\u0421\u042b \u0424\u041e\u0420\u041c\u0418\u0420\u041e\u0412\u0410\u041d\u0418\u042f \u041a\u0410\u041f\u0418\u0422\u0410\u041b\u0410 \u00a0\u041a\u041e\u041c\u041c\u0415\u0420\u0427\u0415\u0421\u041a\u0418\u0425 \u0411\u0410\u041d\u041a\u041e\u0412"},"content":{"rendered":"\n<p><strong>\u0422\u043e\u0436\u0438\u0431\u043e\u0435\u0432\u0430 \u041d\u0438\u043b\u0443\u0444\u0430\u0440 \u0411\u0430\u0445\u043e\u0434\u0438\u0440\u0436\u043e\u043d \u043a\u0438\u0437\u0438<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"413\" height=\"531\" src=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/09\/photo_2023-09-25_14-47-32.jpg\" alt=\"\" class=\"wp-image-449\" srcset=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/09\/photo_2023-09-25_14-47-32.jpg 413w, https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/09\/photo_2023-09-25_14-47-32-233x300.jpg 233w\" sizes=\"auto, (max-width: 413px) 100vw, 413px\" \/><\/figure>\n\n\n\n<p><strong>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/strong><\/p>\n\n\n\n<p><em>\u0431\u0430\u0437\u043e\u0432\u044b\u0439 \u0434\u043e\u043a\u0442\u043e\u0440\u0430\u043d\u0442<\/em>,<\/p>\n\n\n\n<p><em>\u0422\u0430\u0448\u043a\u0435\u043d\u0442\u0441\u043a\u043e\u0433\u043e \u0424\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0433\u043e \u0418\u043d\u0441\u0442\u0438\u0442\u0443\u0442\u0430<\/em><\/p>\n\n\n\n<p><em>e<\/em><em>&#8211;<\/em><em>mail<\/em><em>: <\/em><a href=\"mailto:nilu.2208@mail.ru\"><em>nilu<\/em><em>.2208@<\/em><em>mail<\/em><em>.<\/em><em>ru<\/em><\/a><em> <\/em><em><\/em><\/p>\n\n\n\n<p><em>ORCID<\/em><em> <\/em><em>0009-0003-1752-9912<\/em><\/p>\n\n\n\n<p><strong>\u0410\u043d\u043d\u043e\u0442\u0430\u0446\u0438\u044f<\/strong><\/p>\n\n\n\n<p>&nbsp;\u0412 \u0441\u0442\u0430\u0442\u044c\u0435 \u0430\u043d\u0430\u043b\u0438\u0437\u0438\u0440\u0443\u0435\u0442\u0441\u044f \u043f\u043e\u0440\u044f\u0434\u043e\u043a \u0444\u043e\u0440\u043c\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f \u043a\u0430\u043f\u0438\u0442\u0430\u043b\u0430 \u043a\u043e\u043c\u043c\u0435\u0440\u0447\u0435\u0441\u043a\u0438\u0445 \u0431\u0430\u043d\u043a\u043e\u0432 \u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0438 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\u0443\u0447\u0440\u0435\u0434\u0438\u0442\u0435\u043b\u0435\u0439. \u0414\u043e\u0431\u0430\u0432\u043b\u0435\u043d\u043d\u043e\u043c\u0443 \u043a\u0430\u043f\u0438\u0442\u0430\u043b\u0443, \u043a\u043e\u0442\u043e\u0440\u044b\u0439 \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043b\u044f\u0435\u0442 \u0441\u043e\u0431\u043e\u0439 \u0440\u0430\u0437\u043d\u0438\u0446\u0443 \u043c\u0435\u0436\u0434\u0443 \u043d\u043e\u043c\u0438\u043d\u0430\u043b\u044c\u043d\u043e\u0439 \u0438 \u0440\u044b\u043d\u043e\u0447\u043d\u043e\u0439 \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c\u044e \u0430\u043a\u0446\u0438\u0439, \u0432 \u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0435 \u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0433\u043e \u043a\u0430\u043f\u0438\u0442\u0430\u043b\u0430 \u0431\u0430\u043d\u043a\u043e\u0432 \u043f\u0440\u0438\u0445\u043e\u0434\u0438\u0442\u0441\u044f \u043d\u0435\u0437\u043d\u0430\u0447\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0439 \u0443\u0434\u0435\u043b\u044c\u043d\u044b\u0439 \u0432\u0435\u0441. \u0422\u0430\u043a\u0430\u044f \u0441\u0438\u0442\u0443\u0430\u0446\u0438\u044f \u0432 \u0441\u0432\u043e\u044e \u043e\u0447\u0435\u0440\u0435\u0434\u044c \u0443\u043a\u0430\u0437\u044b\u0432\u0430\u0435\u0442 \u043d\u0430 \u043d\u0435\u0434\u043e\u0441\u0442\u0430\u0442\u043e\u0447\u043d\u043e\u0435 \u0440\u0430\u0437\u0432\u0438\u0442\u0438\u0435 \u0440\u044b\u043d\u043a\u0430 \u0446\u0435\u043d\u043d\u044b\u0445 \u0431\u0443\u043c\u0430\u0433 \u0432 \u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0435 \u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d.<\/p>\n\n\n\n<p>\u00a0<strong>\u041a\u043b\u044e\u0447\u0435\u0432\u044b\u0435 \u0441\u043b\u043e\u0432\u0430: <\/strong>\u043a\u043e\u043c\u043c\u0435\u0440\u0447\u0435\u0441\u043a\u0438\u0439 \u0431\u0430\u043d\u043a,\u043a\u0430\u043f\u0438\u0442\u0430\u043b \u0431\u0430\u043d\u043a\u0430, \u0434\u043e\u0431\u0430\u0432\u043b\u0435\u043d\u043d\u044b\u0439 \u043a\u0430\u043f\u0438\u0442\u0430\u043b, \u043d\u043e\u043c\u0438\u043d\u0430\u043b\u044c\u043d\u0430\u044f \u0438 \u0440\u044b\u043d\u043e\u0447\u043d\u0430\u044f \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c \u0430\u043a\u0446\u0438\u0439, \u0440\u044b\u043d\u043e\u043a \u0446\u0435\u043d\u043d\u044b\u0445 \u0431\u0443\u043c\u0430\u0433.<\/p>\n\n\n\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" data=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/11\/8.-\u0422\u043e\u0436\u0438\u0431\u043e\u0435\u0432\u0430-\u041d\u0438\u043b\u0443\u0444\u0430\u0440-\u0411\u0430\u0445\u043e\u0434\u0438\u0440\u0436\u043e\u043d-\u043a\u0438\u0437\u0438.pdf\" type=\"application\/pdf\" style=\"width:100%;height:600px\" aria-label=\"Embed of 8.-\u0422\u043e\u0436\u0438\u0431\u043e\u0435\u0432\u0430-\u041d\u0438\u043b\u0443\u0444\u0430\u0440-\u0411\u0430\u0445\u043e\u0434\u0438\u0440\u0436\u043e\u043d-\u043a\u0438\u0437\u0438.\"><\/object><a id=\"wp-block-file--media-6dd7b06d-1ed1-437a-b78c-3c78c3e9a116\" href=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/11\/8.-\u0422\u043e\u0436\u0438\u0431\u043e\u0435\u0432\u0430-\u041d\u0438\u043b\u0443\u0444\u0430\u0440-\u0411\u0430\u0445\u043e\u0434\u0438\u0440\u0436\u043e\u043d-\u043a\u0438\u0437\u0438.pdf\">8.-\u0422\u043e\u0436\u0438\u0431\u043e\u0435\u0432\u0430-\u041d\u0438\u043b\u0443\u0444\u0430\u0440-\u0411\u0430\u0445\u043e\u0434\u0438\u0440\u0436\u043e\u043d-\u043a\u0438\u0437\u0438<\/a><a href=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/11\/8.-\u0422\u043e\u0436\u0438\u0431\u043e\u0435\u0432\u0430-\u041d\u0438\u043b\u0443\u0444\u0430\u0440-\u0411\u0430\u0445\u043e\u0434\u0438\u0440\u0436\u043e\u043d-\u043a\u0438\u0437\u0438.pdf\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-6dd7b06d-1ed1-437a-b78c-3c78c3e9a116\">Download<\/a><\/div>\n\n\n\n<p>\u041b\u0438\u0442\u0435\u0440\u0430\u0442\u0443\u0440\u0430<\/p>\n\n\n\n<p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \u0417\u0430\u043a\u043e\u043d \u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0438 \u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d \u00ab\u041e \u0431\u0430\u043d\u043a\u0430\u0445 \u0438 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0439 \u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u0438\u00bb \u0417\u0420\u0423\u2116580 \u043e\u0442 06.11.2019 \u0433\u043e\u0434\u0430.<\/p>\n\n\n\n<p><a href=\"https:\/\/lex.uz\/ru\/docs\/4581971?ONDATE2=06.11.2019&amp;action=compare\">https:\/\/lex.uz\/ru\/docs\/4581971?ONDATE2=06.11.2019&amp;action=compare<\/a><\/p>\n\n\n\n<p>2. \u041e \u0432\u043d\u0435\u0441\u0435\u043d\u0438\u0438 \u0438\u0437\u043c\u0435\u043d\u0435\u043d\u0438\u0439 \u0432 \u0437\u0430\u043a\u043e\u043d \u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0438 \u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d \u00ab\u041e \u0431\u0430\u043d\u043a\u0430\u0445 \u0438 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0439 \u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u0438\u00bb \u0417\u0420\u0423\u2116581 \u043e\u0442 20.04.2023 \u0433\u043e\u0434\u0430. https:\/\/lex.uz\/ru\/<\/p>\n\n\n\n<p>3. \u0423\u043a\u0430\u0437 \u043f\u0440\u0435\u0437\u0438\u0434\u0435\u043d\u0442\u0430 \u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0438 \u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d \u00ab\u041e \u0441\u0442\u0440\u0430\u0442\u0435\u0433\u0438\u0438 \u0440\u0435\u0444\u043e\u0440\u043c\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0439 \u0441\u0438\u0441\u0442\u0435\u043c\u044b \u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0438 \u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d \u043d\u0430 2020 \u2013 2025 \u0433\u043e\u0434\u044b\u00bb \u0423\u041f \u21165992 \u043e\u0442 12.05.2020 \u0433.&nbsp;&nbsp; https:\/\/lex.uz\/ru\/docs\/4811037<\/p>\n\n\n\n<p>4. \u0424\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e-\u043a\u0440\u0435\u0434\u0438\u0442\u043d\u044b\u0439 \u044d\u043d\u0446\u0438\u043a\u043b\u043e\u043f\u0435\u0434\u0438\u0447\u0435\u0441\u043a\u0438\u0439 \u0441\u043b\u043e\u0432\u0430\u0440\u044c. \u2013 \u041c.: \u0424\u0438\u043d\u0430\u043d\u0441\u044b \u0438 \u0441\u0442\u0430\u0442\u0438\u0441\u0442\u0438\u043a\u0430. 2002 \u0433.<\/p>\n\n\n\n<p>5. \u0411\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0435 \u0434\u0435\u043b\u043e. \u042d\u043a\u0441\u043f\u0440\u0435\u0441\u0441-\u043a\u0443\u0440\u0441: \u0443\u0447\u0435\u0431\u043d\u043e\u0435 \u043f\u043e\u0441\u043e\u0431\u0438\u0435. \u041f\u043e\u0434 \u0440\u0435\u0434. \u041e. \u0418. \u041b\u0430\u0432\u0440\u0443\u0448\u0438\u043d\u0430. \u2013 3-\u0435 \u0438\u0437\u0434., \u043f\u0435\u0440\u0435\u0440\u0430\u0431. \u0438 \u0434\u043e\u043f. \u2013 \u041c.:\u041a\u041d\u041e\u0420\u0423\u0421, 2009<\/p>\n\n\n\n<p>6.\u041a\u0438\u0441\u0435\u043b\u0435\u0432, \u0412. \u0412. \u0423\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0435 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u043c \u043a\u0430\u043f\u0438\u0442\u0430\u043b\u043e\u043c: \u0442\u0435\u043e\u0440\u0438\u044f \u0438 \u043f\u0440\u0430\u043a\u0442\u0438\u043a\u0430 \u2013 \u041c.: \u042d\u043a\u043e\u043d\u043e\u043c\u0438\u043a\u0430, 2007.<\/p>\n\n\n\n<p>7. \u041e\u0444\u0438\u0446\u0438\u0430\u043b\u044c\u043d\u044b\u0439 \u0441\u0430\u0439\u0442 \u0426\u0435\u043d\u0442\u0440\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0411\u0430\u043d\u043a\u0430 \u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0438 \u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d. \u2013 www.cbu.uz<\/p>\n\n\n\n<p>8.&nbsp; \u041e\u0444\u0438\u0446\u0438\u0430\u043b\u044c\u043d\u044b\u0439 \u0441\u0430\u0439\u0442 \u0421\u0431\u0435\u0440\u0431\u0430\u043d\u043a\u0430 \u0420\u043e\u0441\u0441\u0438\u0438. \u2013 www.sberbank.ru<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0422\u043e\u0436\u0438\u0431\u043e\u0435\u0432\u0430 \u041d\u0438\u043b\u0443\u0444\u0430\u0440 \u0411\u0430\u0445\u043e\u0434\u0438\u0440\u0436\u043e\u043d \u043a\u0438\u0437\u0438 &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \u0431\u0430\u0437\u043e\u0432\u044b\u0439 \u0434\u043e\u043a\u0442\u043e\u0440\u0430\u043d\u0442, \u0422\u0430\u0448\u043a\u0435\u043d\u0442\u0441\u043a\u043e\u0433\u043e \u0424\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0433\u043e 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