{"id":453,"date":"2023-09-25T15:39:31","date_gmt":"2023-09-25T10:39:31","guid":{"rendered":"https:\/\/fintech.tsue.uz\/?p=453"},"modified":"2023-12-04T21:20:20","modified_gmt":"2023-12-04T16:20:20","slug":"%d0%b1%d1%8e%d0%b4%d0%b6%d0%b5%d1%82-%d1%82%d0%b0%d1%88%d0%ba%d0%b8%d0%bb%d0%be%d1%82%d0%bb%d0%b0%d1%80%d0%b8%d0%b4%d0%b0-%d0%bc%d0%be%d0%bb%d0%b8%d1%8f%d0%b2%d0%b8%d0%b9-%d0%bd%d0%b0%d1%82%d0%b8","status":"publish","type":"post","link":"https:\/\/fintech.tsue.uz\/?p=453","title":{"rendered":"\u0411\u042e\u0414\u0416\u0415\u0422 \u0422\u0410\u0428\u041a\u0418\u041b\u041e\u0422\u041b\u0410\u0420\u0418\u0414\u0410 \u041c\u041e\u041b\u0418\u042f\u0412\u0418\u0419 \u041d\u0410\u0422\u0418\u0416\u0410\u041b\u0410\u0420 \u04b2\u0418\u0421\u041e\u0411\u0418\u041d\u0418\u041d\u0413 \u041d\u0410\u0417\u0410\u0420\u0418\u0419 \u0416\u0418\u04b2\u0410\u0422\u041b\u0410\u0420\u0418"},"content":{"rendered":"\n<p><strong>\u041a\u0430\u043b\u043e\u043d\u043e\u0432 \u0428\u043e\u04b3\u0438\u0436\u0430\u04b3\u043e\u043d \u041d\u043e\u0440\u043c\u0430\u0445\u043c\u0430\u0434 \u045e\u0493\u043b\u0438<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/09\/photo_2023-09-25_14-47-19.jpg\" alt=\"\" class=\"wp-image-454\" width=\"356\" height=\"461\" srcset=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/09\/photo_2023-09-25_14-47-19.jpg 638w, https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/09\/photo_2023-09-25_14-47-19-231x300.jpg 231w\" sizes=\"auto, (max-width: 356px) 100vw, 356px\" \/><\/figure>\n\n\n\n<p><em>\u041e\u043b\u0438\u0439 \u0442\u0430\u044a\u043b\u0438\u043c\u043d\u0438 \u0440\u0438\u0432\u043e\u0436\u043b\u0430\u043d\u0442\u0438\u0440\u0438\u0448<\/em><\/p>\n\n\n\n<p><em>\u0442\u0430\u0434\u049b\u0438\u049b\u043e\u0442\u043b\u0430\u0440\u0438 \u043c\u0430\u0440\u043a\u0430\u0437\u0438<\/em><\/p>\n\n\n\n<p><em>E-mail:<\/em><em> <\/em><em>&nbsp;<\/em><em>shoxjoxonkolonov19942702@gmail.com<\/em><\/p>\n\n\n\n<p><em>ORCID:<\/em><em> <\/em><em>0009-0007-6636-7293<\/em><\/p>\n\n\n\n<p><strong>\u0410\u043d\u043d\u043e\u0442\u0430\u0446\u0438\u044f<\/strong><\/p>\n\n\n\n<p>\u041c\u0430\u0437\u043a\u0443\u0440 \u043c\u0430\u049b\u043e\u043b\u0430\u0434\u0430 \u0431\u044e\u0434\u0436\u0435\u0442 \u0442\u0430\u0448\u043a\u0438\u043b\u043e\u0442\u043b\u0430\u0440\u0438\u0434\u0430 \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u043d\u0430\u0442\u0438\u0436\u0430\u043b\u0430\u0440 \u04b3\u0438\u0441\u043e\u0431\u0438\u043d\u0438\u043d\u0433 \u0430\u0439\u0440\u0438\u043c \u043d\u0430\u0437\u0430\u0440\u0438\u0439 \u0436\u0438\u04b3\u0430\u0442\u043b\u0430\u0440\u0438 \u045e\u0440\u0433\u0430\u043d\u0438\u043b\u0433\u0430\u043d \u04b3\u0430\u043c\u0434\u0430 \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u043c\u0430\u043d\u0431\u0430\u043b\u0430\u0440\u0438 \u0430\u0442\u0440\u043e\u0444\u043b\u0438\u0447\u0430 \u0442\u0430\u0441\u043d\u0438\u0444\u043b\u0430\u043d\u0433\u0430\u043d. \u0416\u0443\u043c\u043b\u0430\u0434\u0430\u043d, \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u043d\u0430\u0442\u0438\u0436\u0430\u043b\u0430\u0440\u0433\u0430 \u043d\u0438\u0441\u0431\u0430\u0442\u0430\u043d \u0445\u043e\u0440\u0438\u0436\u0438\u0439 \u0432\u0430 \u043c\u0430\u04b3\u0430\u043b\u043b\u0438\u0439 \u0438\u049b\u0442\u0438\u0441\u043e\u0434\u0447\u0438 \u043e\u043b\u0438\u043c\u043b\u0430\u0440 \u04b3\u0430\u043c\u0434\u0430 \u043c\u0443\u0442\u0430\u0445\u0430\u0441\u0441\u0438\u0441\u043b\u0430\u0440 \u0442\u043e\u043c\u043e\u043d\u0438\u0434\u0430\u043d \u0431\u0435\u0440\u0438\u043b\u0433\u0430\u043d \u0442\u0430\u044a\u0440\u0438\u0444\u043b\u0430\u0440 \u049b\u0438\u0451\u0441\u0438\u0439 \u0442\u0430\u04b3\u043b\u0438\u043b \u049b\u0438\u043b\u0438\u043d\u0433\u0430\u043d, \u0431\u044e\u0434\u0435\u0436\u0442 \u0442\u0430\u0448\u043a\u0438\u043b\u043e\u0442\u043b\u0430\u0440\u0438 \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u043c\u0430\u0431\u043b\u0430\u0493\u043b\u0430\u0440\u0438\u043d\u0438\u043d\u0433 \u043c\u0430\u043d\u0431\u0430\u043b\u0430\u0440\u0438 \u0432\u0430 \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u043d\u0430\u0442\u0438\u0436\u0430\u043b\u0430\u0440\u043d\u0438\u043d\u0433 \u044d\u043b\u0435\u043c\u0435\u043d\u0442\u043b\u0430\u0440\u0438 \u043d\u0430\u0437\u0430\u0440\u0438\u0439 \u0436\u0438\u04b3\u0430\u0442\u0434\u0430\u043d \u045e\u0440\u0433\u0430\u043d\u0438\u043b\u0438\u0431 \u0431\u044e\u0434\u0436\u0435\u0442 \u0442\u0430\u0448\u043a\u0438\u043b\u043e\u0442\u043b\u0430\u0440\u0438\u0434\u0430 \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u043d\u0430\u0442\u0438\u0436\u0430\u043b\u0430\u0440\u043d\u0438 \u0438\u043b\u043c\u0438\u0439 \u0430\u04b3\u0430\u043c\u0438\u044f\u0442\u0438\u043d\u0438 \u043e\u0448\u0438\u0440\u0438\u0448 \u044e\u0437\u0430\u0441\u0438\u0434\u0430\u043d \u0442\u0435\u0433\u0438\u0448\u043b\u0438 \u0442\u0430\u0432\u0441\u0438\u044f \u0432\u0430 \u0445\u0443\u043b\u043e\u0441\u0430\u043b\u0430\u0440 \u0448\u0430\u043a\u043b\u043b\u0430\u043d\u0442\u0438\u0440\u0438\u043b\u0433\u0430\u043d.<\/p>\n\n\n\n<p><strong>\u041a\u0430\u043b\u0438\u0442 \u0441\u045e\u0437\u043b\u0430\u0440: <\/strong>\u0431\u044e\u0434\u0436\u0435\u0442 \u0442\u0430\u0448\u043a\u0438\u043b\u043e\u0442\u043b\u0430\u0440\u0438, \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u043d\u0430\u0442\u0438\u0436\u0430\u043b\u0430\u0440, \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u043d\u0430\u0442\u0438\u0436\u0430\u043b\u0430\u0440 \u04b3\u0438\u0441\u043e\u0431\u0438, \u0445\u0430\u043b\u049b\u0430\u0440\u043e \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u04b3\u0438\u0441\u043e\u0431\u043e\u0442, \u0431\u044e\u0434\u0436\u0435\u0442 \u043c\u0430\u0431\u043b\u0430\u0493\u043b\u0430\u0440\u0438, \u0431\u044e\u0434\u0436\u0435\u0442\u0434\u0430\u043d \u0442\u0430\u0448\u049b\u0430\u0440\u0438 \u043c\u0430\u0431\u043b\u0430\u0493\u043b\u0430\u0440.<\/p>\n\n\n\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" data=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/12\/\u041a\u0430\u043b\u043e\u043d\u043e\u0432-\u0428\u043e\u04b3\u0438\u0436\u0430\u04b3\u043e\u043d-\u041d\u043e\u0440\u043c\u0430\u0445\u043c\u0430\u0434-\u045e\u0493\u043b\u0438.pdf\" type=\"application\/pdf\" style=\"width:100%;height:600px\" aria-label=\"Embed of \u041a\u0430\u043b\u043e\u043d\u043e\u0432-\u0428\u043e\u04b3\u0438\u0436\u0430\u04b3\u043e\u043d-\u041d\u043e\u0440\u043c\u0430\u0445\u043c\u0430\u0434-\u045e\u0493\u043b\u0438.\"><\/object><a id=\"wp-block-file--media-389ae011-9b57-4e39-a517-760947669ebb\" href=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/12\/\u041a\u0430\u043b\u043e\u043d\u043e\u0432-\u0428\u043e\u04b3\u0438\u0436\u0430\u04b3\u043e\u043d-\u041d\u043e\u0440\u043c\u0430\u0445\u043c\u0430\u0434-\u045e\u0493\u043b\u0438.pdf\">\u041a\u0430\u043b\u043e\u043d\u043e\u0432-\u0428\u043e\u04b3\u0438\u0436\u0430\u04b3\u043e\u043d-\u041d\u043e\u0440\u043c\u0430\u0445\u043c\u0430\u0434-\u045e\u0493\u043b\u0438<\/a><a href=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/12\/\u041a\u0430\u043b\u043e\u043d\u043e\u0432-\u0428\u043e\u04b3\u0438\u0436\u0430\u04b3\u043e\u043d-\u041d\u043e\u0440\u043c\u0430\u0445\u043c\u0430\u0434-\u045e\u0493\u043b\u0438.pdf\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-389ae011-9b57-4e39-a517-760947669ebb\">Download<\/a><\/div>\n\n\n\n<p><strong>\u0424\u043e\u0439\u0434\u0430\u043b\u0430\u043d\u0438\u043b\u0433\u0430\u043d \u0430\u0434\u0430\u0431\u0438\u0451\u0442\u043b\u0430\u0440<\/strong><\/p>\n\n\n\n<p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2017 \u0439\u0438\u043b 7 \u0444\u0435\u0432\u0440\u0430\u043b\u0434\u0430\u0433\u0438 \u00ab\u040e\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u043e\u043d \u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0430\u0441\u0438\u043d\u0438 \u044f\u043d\u0430\u0434\u0430 \u0440\u0438\u0432\u043e\u0436\u043b\u0430\u043d\u0442\u0438\u0440\u0438\u0448 \u0431\u045e\u0439\u0438\u0447\u0430 \u04b2\u0430\u0440\u0430\u043a\u0430\u0442\u043b\u0430\u0440 \u0441\u0442\u0440\u0430\u0442\u0435\u0433\u0438\u044f\u0441\u0438 \u0442\u045e\u0493\u0440\u0438\u0441\u0438\u0434\u0430\u00bb\u0433\u0438 \u041f\u0424-4947-\u0441\u043e\u043d\u043b\u0438 \u0424\u0430\u0440\u043c\u043e\u043d\u0438. \/\/ \u0425\u0430\u043b\u049b \u0441\u045e\u0437\u0438, 2017 \u0439\u0438\u043b, 8 \u0444\u0435\u0432\u0440\u0430\u043b\u044c.<\/p>\n\n\n\n<p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \u0425\u0438\u043a\u0441 \u0414.\u0420 \u0421\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c \u0438 \u043a\u0430\u043f\u0438\u0442\u0430\u043b. \u2013 \u041c.: \u041f\u0440\u043e\u0433\u0440\u0435\u0441\u0441, 1993. \u2013 487 \u0441.<\/p>\n\n\n\n<p>3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \u0428\u0443\u043c\u043f\u0435\u0442\u0435\u0440 \u0419. \u0422\u0435\u043e\u0440\u0438\u044f \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u0447\u0435\u0441\u043a\u043e\u0433\u043e \u0440\u0430\u0437\u0432\u0438\u0442\u0438\u044f (\u0438\u0441\u0441\u043b\u0435\u0434\u043e\u0432\u0430\u043d\u0438\u0435 \u043f\u0440\u0435\u0434\u043f\u0440\u0438\u043d\u0438\u043c\u0430\u0442\u0435\u043b\u044c\u0441\u043a\u043e\u0439 \u043f\u0440\u0438\u0431\u044b\u043b\u0438, \u043a\u0430\u043f\u0438\u0442\u0430\u043b\u0430, \u043a\u0440\u0435\u0434\u0438\u0442\u0430, \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u0430 \u0438 \u0446\u0438\u043a\u043b\u0430 \u043a\u043e\u043d\u044a\u044e\u043d\u043a\u0442\u0443\u0440\u044b). \u2013 \u041c.: \u041f\u0440\u043e\u0433\u0440\u0435\u0441\u0441, 1982. \u2013 455 \u0441.<\/p>\n\n\n\n<p>4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Fisher I. The nature of capital and income. New York: Macmillan, 1930. 29. Walton P., Haller A., Raffourner B. International Accounting. London: Thomson, 2003. 430 p.<\/p>\n\n\n\n<p>5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \u0421\u043e\u043a\u043e\u043b\u043e\u0432 \u042f.\u0412., \u0421\u043e\u043a\u043e\u043b\u043e\u0432 \u0412.\u042f. \u0418\u0441\u0442\u043e\u0440\u0438\u044f \u0431\u0443\u0445\u0433\u0430\u043b\u0442\u0435\u0440\u0441\u043a\u043e\u0433\u043e \u0443\u0447\u0435\u0442\u0430. \u2013 \u041c.: \u041c\u0430\u0433\u0438\u0441\u0442\u0440, 2011. \u2013287 \u0441.<\/p>\n\n\n\n<p>6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \u0421\u043e\u043a\u043e\u043b\u043e\u0432 \u042f.\u0412., \u041f\u044f\u0442\u043e\u0432 \u041c.\u041b. \u0411\u0443\u0445\u0433\u0430\u043b\u0442\u0435\u0440\u0441\u043a\u0438\u0439 \u0443\u0447\u0435\u0442. \u2013 \u041c.: 2000 \u2013 \u211621 \u2013 \u0421. 56-59.<\/p>\n\n\n\n<p>7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \u0412\u0430\u0433\u0430\u0437\u043e\u0432\u0430 \u0413. \u0420., \u041b\u0443\u043a\u044c\u044f\u043d\u043e\u0432\u0430 \u0415. \u0421. \u0421\u0443\u0449\u043d\u043e\u0441\u0442\u044c \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0445 \u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442\u043e\u0432 \u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u0438 \u043f\u0440\u0435\u0434\u043f\u0440\u0438\u044f\u0442\u0438\u044f \/\/ \u041c\u043e\u043b\u043e\u0434\u043e\u0439 \u0443\u0447\u0435\u043d\u044b\u0439. \u2013 2015. \u2013 \u211611.3. \u2013 \u0421. 13-15<\/p>\n\n\n\n<p>8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \u041a\u043e\u0437\u043b\u043e\u0432\u0430 \u0415.\u041f. \u0411\u0443\u0445\u0433\u0430\u043b\u0442\u0435\u0440\u0441\u043a\u0438\u0439 \u0443\u0447\u0435\u0442 \/ \u0415.\u041f. \u041a\u043e\u0437\u043b\u043e\u0432\u0430, \u041d.\u0412. \u041f\u0430\u0440\u0430\u0448\u0443\u0442\u0438\u043d, \u0422.\u041d. \u0411\u0430\u0431\u0447\u0435\u043d\u043a\u043e, \u0438 \u0434\u0440. \u2013 \u041c.: \u0424\u0438\u043d\u0430\u043d\u0441\u044b \u0438 \u0441\u0442\u0430\u0442\u0438\u0441\u0442\u0438\u043a\u0430, 2015. \u2013 464 c.<\/p>\n\n\n\n<p>9.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \u041c\u0443\u0441\u0430\u0445\u043e\u043d\u0437\u043e\u0434\u0430 \u0418.\u0421. \u041a\u043e\u0440\u0445\u043e\u043d\u0430\u043b\u0430\u0440 \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u043d\u0430\u0442\u0438\u0436\u0430\u043b\u0430\u0440\u0438\u043d\u0438 \u0431\u043e\u0448\u049b\u0430\u0440\u0438\u0448 \u0442\u0438\u0437\u0438\u043c\u0438\u043d\u0438 \u0442\u0430\u043a\u043e\u043c\u0438\u043b\u043b\u0430\u0448\u0442\u0438\u0440\u0438\u0448. \u0438.\u0444.\u0444\u0430\u043b. \u0444\u0430\u043d. \u0434\u043e\u043a. (PhD) \u0434\u0438\u0441\u0441. \u0430\u0432\u0442. \u2013 \u0422.: 2020. \u201328 \u0431.<\/p>\n\n\n\n<p>10.&nbsp;&nbsp;&nbsp; \u0410\u0432\u043b\u043e\u049b\u0443\u043b\u043e\u0432 \u0410.\u0417. \u041c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u043d\u0430\u0442\u0438\u0436\u0430\u043b\u0430\u0440 \u04b3\u0438\u0441\u043e\u0431\u0438 \u0432\u0430 \u0430\u0443\u0434\u0438\u0442\u0438 \u043c\u0435\u0442\u043e\u0434\u043e\u043b\u043e\u0433\u0438\u044f\u0441\u0438\u043d\u0438 \u0442\u0430\u043a\u043e\u043c\u0438\u043b\u043b\u0430\u0448\u0442\u0438\u0440\u0438\u0448. \u0418\u049b\u0442\u0438\u0441\u043e\u0434 \u0444\u0430\u043d. \u0434\u043e\u043a. \u0434\u0438\u0441\u0441. \u0430\u0432\u0442\u043e\u0440\u0435\u0444\u0435\u0440. \u2013 \u0422\u043e\u0448\u043a\u0435\u043d\u0442: \u0422\u041c\u0418, 2019. \u2013 72 \u0431.<\/p>\n\n\n\n<p>11.&nbsp;&nbsp;&nbsp;&nbsp; \u0425\u0430\u0436\u0438\u043c\u0443\u0440\u0430\u0442\u043e\u0432 \u041d.\u0428. \u041c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u04b3\u0438\u0441\u043e\u0431\u043e\u0442 \u0430\u0443\u0434\u0438\u0442\u0438: \u043d\u0430\u0437\u0430\u0440\u0438\u044f, \u043c\u0435\u0442\u043e\u0434\u043e\u043b\u043e\u0433\u0438\u044f \u0432\u0430 \u0430\u043c\u0430\u043b\u0438\u0450\u0442. \u041c\u043e\u043d\u043e\u0433\u0440\u0430\u0444\u0438\u044f. \u2013 \u0422o\u0448\u043ae\u043d\u0442: Impress media, 2021. \u2013 236 \u0431.<\/p>\n\n\n\n<p>12.&nbsp;&nbsp;&nbsp; \u0411\u044b\u0447\u043a\u043e\u0432\u0430 \u0421.\u041c. \u0410\u0443\u0434\u0438\u0442\u043e\u0440\u0441\u043a\u0430\u044f \u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u044c. \u0442\u0435\u043e\u0440\u0438\u044f \u0438 \u043f\u0440\u0430\u043a\u0442\u0438\u043a\u0430. \u2013\u0421\u041f\u0411.: \u041b\u0430\u043d, 2000. \u2013 320 \u0441.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u041a\u0430\u043b\u043e\u043d\u043e\u0432 \u0428\u043e\u04b3\u0438\u0436\u0430\u04b3\u043e\u043d \u041d\u043e\u0440\u043c\u0430\u0445\u043c\u0430\u0434 \u045e\u0493\u043b\u0438 \u041e\u043b\u0438\u0439 \u0442\u0430\u044a\u043b\u0438\u043c\u043d\u0438 \u0440\u0438\u0432\u043e\u0436\u043b\u0430\u043d\u0442\u0438\u0440\u0438\u0448 \u0442\u0430\u0434\u049b\u0438\u049b\u043e\u0442\u043b\u0430\u0440\u0438 \u043c\u0430\u0440\u043a\u0430\u0437\u0438 E-mail: &nbsp;shoxjoxonkolonov19942702@gmail.com ORCID: 0009-0007-6636-7293 \u0410\u043d\u043d\u043e\u0442\u0430\u0446\u0438\u044f \u041c\u0430\u0437\u043a\u0443\u0440 \u043c\u0430\u049b\u043e\u043b\u0430\u0434\u0430 \u0431\u044e\u0434\u0436\u0435\u0442 \u0442\u0430\u0448\u043a\u0438\u043b\u043e\u0442\u043b\u0430\u0440\u0438\u0434\u0430 \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u043d\u0430\u0442\u0438\u0436\u0430\u043b\u0430\u0440 \u04b3\u0438\u0441\u043e\u0431\u0438\u043d\u0438\u043d\u0433 \u0430\u0439\u0440\u0438\u043c \u043d\u0430\u0437\u0430\u0440\u0438\u0439 \u0436\u0438\u04b3\u0430\u0442\u043b\u0430\u0440\u0438 \u045e\u0440\u0433\u0430\u043d\u0438\u043b\u0433\u0430\u043d \u04b3\u0430\u043c\u0434\u0430 \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u043c\u0430\u043d\u0431\u0430\u043b\u0430\u0440\u0438 \u0430\u0442\u0440\u043e\u0444\u043b\u0438\u0447\u0430 \u0442\u0430\u0441\u043d\u0438\u0444\u043b\u0430\u043d\u0433\u0430\u043d. \u0416\u0443\u043c\u043b\u0430\u0434\u0430\u043d, \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u043d\u0430\u0442\u0438\u0436\u0430\u043b\u0430\u0440\u0433\u0430 \u043d\u0438\u0441\u0431\u0430\u0442\u0430\u043d&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":457,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-453","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-byudjet-va-gaznachilik"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u0411\u042e\u0414\u0416\u0415\u0422 \u0422\u0410\u0428\u041a\u0418\u041b\u041e\u0422\u041b\u0410\u0420\u0418\u0414\u0410 \u041c\u041e\u041b\u0418\u042f\u0412\u0418\u0419 \u041d\u0410\u0422\u0418\u0416\u0410\u041b\u0410\u0420 \u04b2\u0418\u0421\u041e\u0411\u0418\u041d\u0418\u041d\u0413 \u041d\u0410\u0417\u0410\u0420\u0418\u0419 \u0416\u0418\u04b2\u0410\u0422\u041b\u0410\u0420\u0418 - \u201cMoliyaviy texnologiyalar\u201d ilmiy elektron jurnali<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fintech.tsue.uz\/?p=453\" \/>\n<meta property=\"og:locale\" content=\"uz_UZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u0411\u042e\u0414\u0416\u0415\u0422 \u0422\u0410\u0428\u041a\u0418\u041b\u041e\u0422\u041b\u0410\u0420\u0418\u0414\u0410 \u041c\u041e\u041b\u0418\u042f\u0412\u0418\u0419 \u041d\u0410\u0422\u0418\u0416\u0410\u041b\u0410\u0420 \u04b2\u0418\u0421\u041e\u0411\u0418\u041d\u0418\u041d\u0413 \u041d\u0410\u0417\u0410\u0420\u0418\u0419 \u0416\u0418\u04b2\u0410\u0422\u041b\u0410\u0420\u0418 - \u201cMoliyaviy texnologiyalar\u201d ilmiy elektron jurnali\" \/>\n<meta property=\"og:description\" content=\"\u041a\u0430\u043b\u043e\u043d\u043e\u0432 \u0428\u043e\u04b3\u0438\u0436\u0430\u04b3\u043e\u043d \u041d\u043e\u0440\u043c\u0430\u0445\u043c\u0430\u0434 \u045e\u0493\u043b\u0438 \u041e\u043b\u0438\u0439 \u0442\u0430\u044a\u043b\u0438\u043c\u043d\u0438 \u0440\u0438\u0432\u043e\u0436\u043b\u0430\u043d\u0442\u0438\u0440\u0438\u0448 \u0442\u0430\u0434\u049b\u0438\u049b\u043e\u0442\u043b\u0430\u0440\u0438 \u043c\u0430\u0440\u043a\u0430\u0437\u0438 E-mail: &nbsp;shoxjoxonkolonov19942702@gmail.com ORCID: 0009-0007-6636-7293 \u0410\u043d\u043d\u043e\u0442\u0430\u0446\u0438\u044f \u041c\u0430\u0437\u043a\u0443\u0440 \u043c\u0430\u049b\u043e\u043b\u0430\u0434\u0430 \u0431\u044e\u0434\u0436\u0435\u0442 \u0442\u0430\u0448\u043a\u0438\u043b\u043e\u0442\u043b\u0430\u0440\u0438\u0434\u0430 \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u043d\u0430\u0442\u0438\u0436\u0430\u043b\u0430\u0440 \u04b3\u0438\u0441\u043e\u0431\u0438\u043d\u0438\u043d\u0433 \u0430\u0439\u0440\u0438\u043c \u043d\u0430\u0437\u0430\u0440\u0438\u0439 \u0436\u0438\u04b3\u0430\u0442\u043b\u0430\u0440\u0438 \u045e\u0440\u0433\u0430\u043d\u0438\u043b\u0433\u0430\u043d \u04b3\u0430\u043c\u0434\u0430 \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u043c\u0430\u043d\u0431\u0430\u043b\u0430\u0440\u0438 \u0430\u0442\u0440\u043e\u0444\u043b\u0438\u0447\u0430 \u0442\u0430\u0441\u043d\u0438\u0444\u043b\u0430\u043d\u0433\u0430\u043d. \u0416\u0443\u043c\u043b\u0430\u0434\u0430\u043d, \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u043d\u0430\u0442\u0438\u0436\u0430\u043b\u0430\u0440\u0433\u0430 \u043d\u0438\u0441\u0431\u0430\u0442\u0430\u043d&#046;&#046;&#046;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fintech.tsue.uz\/?p=453\" \/>\n<meta property=\"og:site_name\" content=\"\u201cMoliyaviy texnologiyalar\u201d ilmiy elektron jurnali\" \/>\n<meta property=\"article:published_time\" content=\"2023-09-25T10:39:31+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-12-04T16:20:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/09\/1400__100_3934417150.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"512\" \/>\n\t<meta property=\"og:image:height\" content=\"384\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"fintex-admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"fintex-admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 daqiqa\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/fintech.tsue.uz\/?p=453\",\"url\":\"https:\/\/fintech.tsue.uz\/?p=453\",\"name\":\"\u0411\u042e\u0414\u0416\u0415\u0422 \u0422\u0410\u0428\u041a\u0418\u041b\u041e\u0422\u041b\u0410\u0420\u0418\u0414\u0410 \u041c\u041e\u041b\u0418\u042f\u0412\u0418\u0419 \u041d\u0410\u0422\u0418\u0416\u0410\u041b\u0410\u0420 \u04b2\u0418\u0421\u041e\u0411\u0418\u041d\u0418\u041d\u0413 \u041d\u0410\u0417\u0410\u0420\u0418\u0419 \u0416\u0418\u04b2\u0410\u0422\u041b\u0410\u0420\u0418 - \u201cMoliyaviy texnologiyalar\u201d ilmiy elektron jurnali\",\"isPartOf\":{\"@id\":\"https:\/\/fintech.tsue.uz\/#website\"},\"datePublished\":\"2023-09-25T10:39:31+00:00\",\"dateModified\":\"2023-12-04T16:20:20+00:00\",\"author\":{\"@id\":\"https:\/\/fintech.tsue.uz\/#\/schema\/person\/23c74e51ed62b86e6d0bd0648490066b\"},\"breadcrumb\":{\"@id\":\"https:\/\/fintech.tsue.uz\/?p=453#breadcrumb\"},\"inLanguage\":\"uz-UZ\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/fintech.tsue.uz\/?p=453\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/fintech.tsue.uz\/?p=453#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/fintech.tsue.uz\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u0411\u042e\u0414\u0416\u0415\u0422 \u0422\u0410\u0428\u041a\u0418\u041b\u041e\u0422\u041b\u0410\u0420\u0418\u0414\u0410 \u041c\u041e\u041b\u0418\u042f\u0412\u0418\u0419 \u041d\u0410\u0422\u0418\u0416\u0410\u041b\u0410\u0420 \u04b2\u0418\u0421\u041e\u0411\u0418\u041d\u0418\u041d\u0413 \u041d\u0410\u0417\u0410\u0420\u0418\u0419 \u0416\u0418\u04b2\u0410\u0422\u041b\u0410\u0420\u0418\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/fintech.tsue.uz\/#website\",\"url\":\"https:\/\/fintech.tsue.uz\/\",\"name\":\"\u201cMoliyaviy texnologiyalar\u201d ilmiy elektron jurnali\",\"description\":\"Toshkent davlat iqtisodiyot universiteti\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/fintech.tsue.uz\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"uz-UZ\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/fintech.tsue.uz\/#\/schema\/person\/23c74e51ed62b86e6d0bd0648490066b\",\"name\":\"fintex-admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"uz-UZ\",\"@id\":\"https:\/\/fintech.tsue.uz\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6b71c6402c74a04f56841f06d0b413c68efbbcbc10d903ef02a5db2c123944a4?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6b71c6402c74a04f56841f06d0b413c68efbbcbc10d903ef02a5db2c123944a4?s=96&d=mm&r=g\",\"caption\":\"fintex-admin\"},\"sameAs\":[\"http:\/\/fintech.tfi.uz\"],\"url\":\"https:\/\/fintech.tsue.uz\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u0411\u042e\u0414\u0416\u0415\u0422 \u0422\u0410\u0428\u041a\u0418\u041b\u041e\u0422\u041b\u0410\u0420\u0418\u0414\u0410 \u041c\u041e\u041b\u0418\u042f\u0412\u0418\u0419 \u041d\u0410\u0422\u0418\u0416\u0410\u041b\u0410\u0420 \u04b2\u0418\u0421\u041e\u0411\u0418\u041d\u0418\u041d\u0413 \u041d\u0410\u0417\u0410\u0420\u0418\u0419 \u0416\u0418\u04b2\u0410\u0422\u041b\u0410\u0420\u0418 - \u201cMoliyaviy texnologiyalar\u201d ilmiy elektron jurnali","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fintech.tsue.uz\/?p=453","og_locale":"uz_UZ","og_type":"article","og_title":"\u0411\u042e\u0414\u0416\u0415\u0422 \u0422\u0410\u0428\u041a\u0418\u041b\u041e\u0422\u041b\u0410\u0420\u0418\u0414\u0410 \u041c\u041e\u041b\u0418\u042f\u0412\u0418\u0419 \u041d\u0410\u0422\u0418\u0416\u0410\u041b\u0410\u0420 \u04b2\u0418\u0421\u041e\u0411\u0418\u041d\u0418\u041d\u0413 \u041d\u0410\u0417\u0410\u0420\u0418\u0419 \u0416\u0418\u04b2\u0410\u0422\u041b\u0410\u0420\u0418 - \u201cMoliyaviy texnologiyalar\u201d ilmiy elektron jurnali","og_description":"\u041a\u0430\u043b\u043e\u043d\u043e\u0432 \u0428\u043e\u04b3\u0438\u0436\u0430\u04b3\u043e\u043d \u041d\u043e\u0440\u043c\u0430\u0445\u043c\u0430\u0434 \u045e\u0493\u043b\u0438 \u041e\u043b\u0438\u0439 \u0442\u0430\u044a\u043b\u0438\u043c\u043d\u0438 \u0440\u0438\u0432\u043e\u0436\u043b\u0430\u043d\u0442\u0438\u0440\u0438\u0448 \u0442\u0430\u0434\u049b\u0438\u049b\u043e\u0442\u043b\u0430\u0440\u0438 \u043c\u0430\u0440\u043a\u0430\u0437\u0438 E-mail: &nbsp;shoxjoxonkolonov19942702@gmail.com ORCID: 0009-0007-6636-7293 \u0410\u043d\u043d\u043e\u0442\u0430\u0446\u0438\u044f \u041c\u0430\u0437\u043a\u0443\u0440 \u043c\u0430\u049b\u043e\u043b\u0430\u0434\u0430 \u0431\u044e\u0434\u0436\u0435\u0442 \u0442\u0430\u0448\u043a\u0438\u043b\u043e\u0442\u043b\u0430\u0440\u0438\u0434\u0430 \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u043d\u0430\u0442\u0438\u0436\u0430\u043b\u0430\u0440 \u04b3\u0438\u0441\u043e\u0431\u0438\u043d\u0438\u043d\u0433 \u0430\u0439\u0440\u0438\u043c \u043d\u0430\u0437\u0430\u0440\u0438\u0439 \u0436\u0438\u04b3\u0430\u0442\u043b\u0430\u0440\u0438 \u045e\u0440\u0433\u0430\u043d\u0438\u043b\u0433\u0430\u043d \u04b3\u0430\u043c\u0434\u0430 \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u043c\u0430\u043d\u0431\u0430\u043b\u0430\u0440\u0438 \u0430\u0442\u0440\u043e\u0444\u043b\u0438\u0447\u0430 \u0442\u0430\u0441\u043d\u0438\u0444\u043b\u0430\u043d\u0433\u0430\u043d. \u0416\u0443\u043c\u043b\u0430\u0434\u0430\u043d, \u043c\u043e\u043b\u0438\u044f\u0432\u0438\u0439 \u043d\u0430\u0442\u0438\u0436\u0430\u043b\u0430\u0440\u0433\u0430 \u043d\u0438\u0441\u0431\u0430\u0442\u0430\u043d&#46;&#46;&#46;","og_url":"https:\/\/fintech.tsue.uz\/?p=453","og_site_name":"\u201cMoliyaviy texnologiyalar\u201d ilmiy elektron jurnali","article_published_time":"2023-09-25T10:39:31+00:00","article_modified_time":"2023-12-04T16:20:20+00:00","og_image":[{"width":512,"height":384,"url":"https:\/\/fintech.tsue.uz\/wp-content\/uploads\/2023\/09\/1400__100_3934417150.jpg","type":"image\/jpeg"}],"author":"fintex-admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"fintex-admin","Est. reading time":"1 daqiqa"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/fintech.tsue.uz\/?p=453","url":"https:\/\/fintech.tsue.uz\/?p=453","name":"\u0411\u042e\u0414\u0416\u0415\u0422 \u0422\u0410\u0428\u041a\u0418\u041b\u041e\u0422\u041b\u0410\u0420\u0418\u0414\u0410 \u041c\u041e\u041b\u0418\u042f\u0412\u0418\u0419 \u041d\u0410\u0422\u0418\u0416\u0410\u041b\u0410\u0420 \u04b2\u0418\u0421\u041e\u0411\u0418\u041d\u0418\u041d\u0413 \u041d\u0410\u0417\u0410\u0420\u0418\u0419 \u0416\u0418\u04b2\u0410\u0422\u041b\u0410\u0420\u0418 - \u201cMoliyaviy texnologiyalar\u201d ilmiy elektron jurnali","isPartOf":{"@id":"https:\/\/fintech.tsue.uz\/#website"},"datePublished":"2023-09-25T10:39:31+00:00","dateModified":"2023-12-04T16:20:20+00:00","author":{"@id":"https:\/\/fintech.tsue.uz\/#\/schema\/person\/23c74e51ed62b86e6d0bd0648490066b"},"breadcrumb":{"@id":"https:\/\/fintech.tsue.uz\/?p=453#breadcrumb"},"inLanguage":"uz-UZ","potentialAction":[{"@type":"ReadAction","target":["https:\/\/fintech.tsue.uz\/?p=453"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/fintech.tsue.uz\/?p=453#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/fintech.tsue.uz\/"},{"@type":"ListItem","position":2,"name":"\u0411\u042e\u0414\u0416\u0415\u0422 \u0422\u0410\u0428\u041a\u0418\u041b\u041e\u0422\u041b\u0410\u0420\u0418\u0414\u0410 \u041c\u041e\u041b\u0418\u042f\u0412\u0418\u0419 \u041d\u0410\u0422\u0418\u0416\u0410\u041b\u0410\u0420 \u04b2\u0418\u0421\u041e\u0411\u0418\u041d\u0418\u041d\u0413 \u041d\u0410\u0417\u0410\u0420\u0418\u0419 \u0416\u0418\u04b2\u0410\u0422\u041b\u0410\u0420\u0418"}]},{"@type":"WebSite","@id":"https:\/\/fintech.tsue.uz\/#website","url":"https:\/\/fintech.tsue.uz\/","name":"\u201cMoliyaviy texnologiyalar\u201d ilmiy elektron jurnali","description":"Toshkent davlat iqtisodiyot universiteti","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/fintech.tsue.uz\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"uz-UZ"},{"@type":"Person","@id":"https:\/\/fintech.tsue.uz\/#\/schema\/person\/23c74e51ed62b86e6d0bd0648490066b","name":"fintex-admin","image":{"@type":"ImageObject","inLanguage":"uz-UZ","@id":"https:\/\/fintech.tsue.uz\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/6b71c6402c74a04f56841f06d0b413c68efbbcbc10d903ef02a5db2c123944a4?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6b71c6402c74a04f56841f06d0b413c68efbbcbc10d903ef02a5db2c123944a4?s=96&d=mm&r=g","caption":"fintex-admin"},"sameAs":["http:\/\/fintech.tfi.uz"],"url":"https:\/\/fintech.tsue.uz\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/fintech.tsue.uz\/index.php?rest_route=\/wp\/v2\/posts\/453","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fintech.tsue.uz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fintech.tsue.uz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fintech.tsue.uz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fintech.tsue.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=453"}],"version-history":[{"count":3,"href":"https:\/\/fintech.tsue.uz\/index.php?rest_route=\/wp\/v2\/posts\/453\/revisions"}],"predecessor-version":[{"id":726,"href":"https:\/\/fintech.tsue.uz\/index.php?rest_route=\/wp\/v2\/posts\/453\/revisions\/726"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fintech.tsue.uz\/index.php?rest_route=\/wp\/v2\/media\/457"}],"wp:attachment":[{"href":"https:\/\/fintech.tsue.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=453"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fintech.tsue.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=453"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fintech.tsue.uz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=453"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}