MAVSUMIY ISHLAB CHIQARISHNI MOLIYAVIY QOʻLLAB-QUVVATLASHNING XORIJIY TAJRIBASI VA UNDAN OʻZBEKISTONDA FOYDALANISH IMKONIYATLARI
Kilichev Alisher Akramovich
Toshkent davlat
iqtisodiyot universiteti
mustaqil izlanuvchisi
E-mail: alisherkilichev@mail.ru
Annotatsiya. Maqolada mavsumiy xususiyatga ega ishlab chiqarishni moliyaviy qoʻllab-quvvatlashning xorijiy tajribasi tadqiq etilgan. AQSH, Yevropa Ittifoqi va Turkiya misolida mavsumiy likvidlikni taʼminlash, xatarlarni sugʻurtalash va daromadlarni barqarorlashtirishning institutsional mexanizmlari — garov asosidagi marketing kreditlari, subsidiyalangan sugʻurta tizimlari, toʻgʻridan-toʻgʻri toʻlovlar va xususiy saqlashni qoʻllab-quvvatlash vositalari qiyosiy tahlil qilingan. Tahlil natijalari asosida mazkur tajribani Oʻzbekistonda mavsumiy mahsulot ishlab chiqaruvchi korxonalarning moliyaviy barqarorligini taʼminlashga moslashtirish boʻyicha takliflar ishlab chiqilgan.
Kalit soʻzlar: mavsumiy ishlab chiqarish, moliyaviy qoʻllab-quvvatlash, marketing krediti, agrosugʻurta, xatarlarni boshqarish, ombor guvohnomasi, xorijiy tajriba, moliyaviy barqarorlik.
ОПЫТ ФИНАНСОВОЙ ПОДДЕРЖКИ СЕЗОННОГО ПРОИЗВОДСТВА ЗА РУБЕЖОМ И ВОЗМОЖНОСТИ ЕЕ ИСПОЛЬЗОВАНИЯ В УЗБЕКИСТАНЕ
Киличев Алишер Акрамович
Независимый исследователь
Ташкентского государственного
экономического университета
Электрон почта: alisherkilichev@mail.ru
Аннотация. В статье исследуется зарубежный опыт финансовой поддержки сезонного производства. На примере США, Европейского союза и Турции проводится сравнительный анализ институциональных механизмов обеспечения сезонной ликвидности, страхования рисков и стабилизации доходов – обеспеченных залогом маркетинговых кредитов, субсидируемых систем страхования, прямых платежей и инструментов поддержки частного хранения. На основе результатов анализа разработаны предложения по адаптации этого опыта для обеспечения финансовой стабильности предприятий, производящих сезонную продукцию в Узбекистане.
Ключевые слова: сезонное производство, финансовая поддержка, маркетинговый кредит, агрострахование, управление рисками, складское свидетельство, зарубежный опыт, финансовая стабильность.
FOREIGN EXPERIENCE OF FINANCIAL SUPPORT OF SEASONAL PRODUCTION AND POSSIBILITIES OF ITS USE IN UZBEKISTAN
Kilichev Alisher Akramovich
Independent researcher of
Tashkent State
University of Economics
E-mail: alisherkilichev@mail.ru
Abstract. The article examines foreign experience in providing financial support to seasonal production. Using the examples of the USA, the European Union and Turkey, a comparative analysis is made of institutional mechanisms for ensuring seasonal liquidity, risk insurance and income stabilization — collateral-based marketing loans, subsidized insurance systems, direct payments and private storage aid. Based on the results, proposals are developed for adapting this experience to ensuring the financial sustainability of enterprises producing seasonal products in Uzbekistan.
Keywords: seasonal production, financial support, marketing assistance loan, agricultural insurance, risk management, warehouse receipt, foreign experience, financial sustainability.
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